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Bharti Airtel

Bharti Airtel’s banking venture

Your most trusted telecom partner, now your banking partner

As India’s first Payments Bank, we aim to give every Indian access to an equal, effective, and trustworthy banking experience.

Airtel Payments Bank was launched in January 2017, by Bharti Airtel, India’s largest telecom provider, to support the cashless revolution promised by the Government of India.

Airtel Payments Bank is a differentiated bank that provides essential financial services to its customers. In order to cater to the needs of the underserved and unbanked population in the country, our products are built as a solution to the problems posed by traditional banking – from long queues to endless documentation to inconvenient travelling. We aim to make banking simpler, more convenient, and more intuitive.

With Airtel Payments Bank, you can:

  • Open a Savings Bank account at any of our 5 lakh+ banking points
  • Get free personal accident insurance cover of Rs 1 Lac
  • Earn 4.0% rate of interest
  • Get an online debit card
  • Deposit cash at any Banking Point in your vicinity
  • Withdraw cash through our banking points or select bank ATMs
  • Buy third party insurance products
  • Transfer money to any bank account in India through IMPS or UPI
  • Recharge prepaid mobiles/DTH and pay utility bills (electricity, water, gas, postpaid, etc.)
  • Book bus and train tickets

We also aim to make payments cashless and seamless, and that's precisely what you can do with Airtel Money Wallet, the digital wallet of Airtel Payments Bank. You can make online/offline digital payments, recharge your phone, pay utility bills, and much more with Airtel Money Wallet. The wallet provides you with an option to make simple, secure and quick payments through your phone. With Airtel Money Wallet, you can:

  • Make digital payments at thousands of online and offline merchants through:
    • QR Code Scanning
    • Payment to a phone number
    • BHIM UPI
    • Merchant Initiated Payment
  • You can also transfer money, recharge prepaid mobiles/DTH, pay utility bills, book bus / train tickets and more.

As we mentioned, we aim to provide a seamless banking experience to every Indian, including business owners (corporate, startups, SMEs). Our range of business solutions include:

  • Salary Management Solution
    • Salary disbursal
    • Reimbursement solutions
    • Loan Management Solution
    • Disbursement
    • Collection
  • Cash Management Solution

Join Airtel Payments Bank today and enjoy the ease of banking that you have always wanted!


made easy and accessible

Secure Process
Covenient Services

With telecom, we opened up communication lines across India to serve the unique needs and wants for each of our customers.

With banking, we have taken that passion for serving people and emerged as an easier, more intuitive and more accessible solution to problems that plague banking in India.

Board of Directors

Sunil Bharti Mittal

Non Executive Chairman

Mr Mittal is the Founder and Chairman of Bharti Enterprises, one of India's leading conglomerates with diversified interests in telecom,insurance, real estate, agri and food, besides other ventures. Bharti has joint ventures with several global leaders: Singtel, SoftBank, AXA, Del Monte amongst others.

Gopal Vittal

Non Executive Director

Mr Vittal is the MD & CEO of Bharti Airtel (India & South Asia). A graduate from IIM Calcutta in 1990, he joined Hindustan Unilever Limited. One of his biggest achievements in HUL was Project Bharat, a successful rural-reach strategy that incentivized people in rural areas to try HUL's products.

Anubrata Biswas

Managing Director & CEO

Mr. Biswas is the MD & CEO of the Bank. A graduate from IIM Ahmedabad, Mr. Biswas has an experience of over 17 years in the Banking Industry holding multiple leadership roles spanning across various markets in Asia and Europe. Prior to joining the Bank, he was the Retail Business Head for South India, ICICI Bank Ltd.

Ashish Das

Independent Director

Ashish Das is Professor in IIT Bombay, Mumbai. He has Research and teaching experience of over 25 years in theoretical and applied Statistics.

Arijit Ranjan Sarker

Independent Director

Arijit Ranjan Sarker is Co-President, Master Card Asia Pacific, Singapore. He has over 22 years of International experience covering payments and technology industry spanning across various markets of Europe, Asia and America.

Mohan Narayan Shenoi

Non Executive Director

Mohan Narayan Shenoi is President, Merger integration Management, Integration Management Office (IMO), Kotak Mahindra Bank since December, 2014. Has 37 years of experience in the financial sector, 13 years of which have been with Kotak Group.

Punita Lal

Independent Director

Punita Lal is a professional manager with over 28 years of experience in Strategy, Marketing and Leadership in the FMCG world. Having worked in India, Hong Kong & China, her work experience spans multiple disciplines, geographies and cultures. She now runs her own Strategy and Marketing consultancy.

Rakesh Kapur

Independent Director

Rakesh Kapur is Joint Managing Director & CFO of Indian Farmers Fertiliser Cooperative Limited (IFFCO). He is an ex-Indian Revenue Service (1978 Batch) Officer and held various senior assignments in Government of India.

Subhash Sheoratan Mundra

Independent Director

Mr. Subhash Sheoratan Mundra, is a seasoned and committed banker, with a distinguished career spanning over four decades, during which he held various high level positions, including Chairman and Managing Director of Bank of Baroda, Executive Director of Union Bank of India, Chief Executive of Bank of Baroda (European Operations) amongst others, culminating as the Deputy Governor of Reserve Bank of India, from where he finally retired his office in July 2017.

Rajesh Sud

Independent Director

Rajesh is the Managing Director - Financial Services, Bharti Enterprises. He is a seasoned insurance and consumer banking professional with more than 20 years as a leader in Life Insurance and Health Insurance organisations. He is also an active mentor to start-ups.

Arpita Pal Agrawal

Independent Director

Arpita has over 25 years of experience across 30+ countries in Management & Risk Consulting. With specialization in Telecom, Arpita is now focused on its impact on digital & financial inclusion and unique business models to bridge the divide.