APY

Atal Pension Yojana (APY), a pension scheme for citizens of India focused on the unorganized sector workers. Under the APY, guaranteed minimum pension of Rs. 1,000/-, 2,000/-, 3,000/-, 4,000 and 5,000/- per month will be given at the age of 60 years depending on the contributions by the subscribers.  The scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA) through NPS architecture specifically focused on all citizens in the unorganized sector. On successful registration into the scheme, a PRAN (Permanent Retirement Account Number) will be allotted to the subscriber. Customer can download his / her Atal Pension Yojana statement based on this unique number, PRAN, that identifies his/her account. 

Beneficiaries who are covered under statutory social security schemes are not eligible to receive Government co-contribution. For example, members of the Social Security Schemes under the following enactments would not be eligible to receive Government co-contribution: Employees’ Provident Fund & Miscellaneous Provision Act, 1952.

The Coal Mines Provident Fund and Miscellaneous Provision Act, 1948.

Assam Tea Plantation Provident Fund and Miscellaneous Provision, 1955.

Seamens’ Provident Fund Act, 1966.

Jammu Kashmir Employees’ Provident Fund & Miscellaneous Provision Act, 1961.

Any other statutory social security scheme.

The subscriber will receive periodic physical Statement of Account issued by NSDL once a year. Additionally, subscriber can download APY app to view account details / contributions paid / transaction statement. Alternatively, you can also download your APY account statement, please 

Steps to be followed for downloading the APY account statement –

Enter Name + Bank a/c No. + DOB & Print

OR

Enter PRAN* + Bank a/c Number & Print

*PRAN is available in the APY contribution debit narration in your account (PRAN begins with “5” & is 12 digit)

If subscriber is married then spouse by default will be nominee in this scheme. The subscriber can provide additional nominee. 

The subscriber is advised to share mobile number details with the bank during enrolment to receive registration & contribution confirmation from NSDL. 

for Terms and conditions

Dear Subscribers, for any queries related to APY you may connect via – Call: 1800 889 1030 | WhatsApp: +91 85888 52130 | Chat: 

To know more about the product, call Pension Fund Regulatory and Development Authority (PFRDA): 1800 110 069