NETC FASTag
Prepaid
Postpaid
DTH
Electricity Bill
Broadband
Gas
Landline
Water
Data Card
Offers
Insurance

Schedule of charges Min KYC & Full KYC Wallets

ServiceCharges (Rs.)
Account opening0
Load MoneyCharges (Rs.)
Through debit card/net banking/UPI0*
Credit card2.18% of the load amount

PaymentCharges (Rs.)
Payment at merchant0*
Payment by using Virtual Card0
Payment to Utility bill/recharges/DTH0
Payment for IRCTC Train Booking (via Airtel Thanks App)1.8% of the ticket fare (exclusive of GST)

*Charges basis agreement with the merchant subject to revision

TransferCharges (Rs.)
Wallet to wallet0
Wallet(Full KYC Only) to bank3% of transaction amount*

*For Failed transactions, total amount including charges are reversed.

Wallet Maintenance Charges:

1) If you have Min KYC Airtel Money Wallet and have not transacted for 6 calendar months Airtel Payments Bank is entitled to levy a wallet maintenance fee of Rs20 and deduct it from your existing Wallet Balance.

2) If you have Min KYC Airtel Money Wallet and have not transacted for 7th ,8th ,9th ,10th ,11th  calendar months Airtel Payments Bank is entitled to levy a wallet maintenance fee of Rs10 and deduct it from your existing Wallet Balance.

3)) If Wallet Balance is less than Wallet Maintenance Charge, then the entire wallet balance will be debited and wallet balance will become zero.

4) If the Wallet Balance is more than Wallet Maintenance Charge, then charges will be debited as per schedule mentioned above.

5) Incase customer initiates atleast one transaction of minimum amt. Rs50 during the month of charging, cashback will be initiated equivalent to the amount charged.

6) For any queries contact Wecare@airtelbank.com

7) Wallet Maintenance Cashback will be over and above other cashback.

Interest Rate of Savings Bank Accounts

NatureRATE OF INTEREST* (Normal & Senior Citizen)
Upto balance INR 1.00 lakh2%
Balance above INR 1.00 lakhs7%
NRE/NRO / Fixed depositsNot offered

*with effect from 01 June 2023

NatureMinimum Balance (Rural, Semi urban & Urban)
Upto balance INR 1.00 lakhNil
Balance above INR 1.00 lakhsNil
NRE/NRO / Fixed depositsNot offered

Schedule of charges Savings Bank Accounts

ServiceFee/Charges (Rs)
Account Facilitation Charges*Rs. 100*
Annual Subscription Charges^ Rs. 100 + GST (wef. 1st Jan’23)
Cash Deposit / Load Cash (Internet banking, Mobile App)Free
Cash Deposit / Load Cash (Banking Points)For amounts Rs.0 – Rs.25,000: Free. Rs.25,000 – Rs.50,000: 0.5% of the deposit amount. Beyond Rs.50,000: 0.75% of the deposit amount
Cash WithdrawalRs.0 – Rs.10,000 (cumulative transactions per month): Free. Beyond Rs.10,000: 0.65% of withdrawal amount
Cardless Cash withdrawal via IMT ( app only)Self-withdrawal and Send money to Others: Free
Cash Withdrawal via AEPS2 Transactions/Day(max), 10 Transactions/Month or Rs 50,000 Cash Withdrawal per Month ( Whichever is Minimum), Rs. 10,000 per transaction(Max)
Payment for IRCTC Train Booking (via Airtel Thanks App)1.8% of the ticket fare (exclusive of GST)
Funds Transfer
Within Airtel Payments Bank (Internet banking, Mobile App & USSD)Free
From Airtel Payments Bank to another Bank (Internet banking, Mobile App & USSD)-IMPSFree
From Airtel Payments Bank to another Bank (Internet banking, Mobile App & USSD) - NEFTFree

“*” -  Minimum amount for first cash deposit is 0, There will be a charge of Rs. 100 applicable for Facilitating the opening of Savings Bank Account, under the header “Account Facilitation Charge”. (Account Facilitation Charges and minimum amount for first cash deposit are not applicable for customers opening salary account, Disbursement account, and few other account categories identified internally by the bank based on type of usage) The fee is subject to changes with time and will be updated accordingly.

"^" - Annual Subscription Charges:

1. Annual subscription charges will be applied annually post completion of one year, as per the below criteria:

a. If the Account Balance is less than the Annual Subscription Charge, then the entire account balance will be debited and the account balance will become zero. If sufficient balance is not maintained in the account, available balance would be levied and subsequently bank will make attempts to recover the remaining amount at regular intervals

b. If the Account Balance is more than the Annual Subscription Charge, then charges will be debited as per the schedule mentioned above.

2. For both existing and new customers, if he/she is an active SBA customer and does not fall under the exempted base, charges will be applied annually post-completion of one year.

3. Savings Bank Account Annual Subscription Charge is not applicable for the below categories of customers

a. DBT linked recipients for the last 12 months,

b. APY premium paying on a regular basis,

c. Rewards123/RewardsMini/Rewards123Plus and Suraksha Subscription older customers,

d. Basic Savings Bank Deposit Account & Dormant account holder

4. For any queries contact us at 400 (for Airtel customers) / 8800688006 (for other operators) or email at Wecare@airtelbank.com

5. Customers can opt-out from these charges by placing a request with the Wecare team as per the monthly opt-out cycle. Customer can refer to the SMS sent for the details of the opt-out cycle. Once opted out account holders will not be changed for Annual Subscription Charges, and will be offered BSBDA services and the services enabled at the time of onboarding of the account. However, additional value-added services will not be available.

DescriptionLimits (INR)
Minimum Cash Deposit Amount10
Minimum Cash Withdrawal Amount10
Minimum Amount for Funds Transfer (Mobile App)10
Maximum Cash Withdrawal per transaction25,000
Maximum Cash Withdrawal in a month5,00,000
Maximum Savings Account Balance2,00,000 (*terms and conditions apply)
Maximum Money can be added using same Debit Card per transaction50,000
Maximum number of transactions allowed per month10,000
For customers where cumulative load in last 60 days is greater than INR 50,0002,000 per transaction using Net Banking or Debit Card
Money Transfer To Airtel Payments Bank Account/Other Account (per day)15 transactions
Online Transactions using MasterCard (Per Day)15 transactions
Maximum Amount that can be added by Non PAN SBA A/c holders (Per Month)10,000
Maximum Amount that can be sent by SBA A/c holders without adding beneficiary (Per Month)10,000
Customer with a PAN: Monthly account transfer limit from Airtel Payments Bank SBA600,000
Customer without a PAN: Monthly account transfer limit from Airtel Payments Bank SBA200,000

* Minimum amount for first cash deposit is 0, There will be a charge of Rs. 100 applicable for Facilitating the opening of Savings Bank Account, under the header “Account Facilitation Charge”. (Account Facilitation Charges and minimum amount for first cash deposit are not applicable for customers opening salary account, Disbursement account, and few other account categories identified internally by the bank based on type of usage) The fee is subject to changes with time and will be updated accordingly.

Note:

1. Customers wishing to open Bharosa Savings Account can open account with minimum 500 as first cash-in to the account at the time of account opening. Thereafter, Bharosa benefits are subject to minimum one transaction in a month and MAB of Rs. 500

2. Mode of Fund Transfer is IMPS. In case of NEFT, charges are as per RBI guidelines

3. For customers without PAN card, the limit for cash deposit per day is INR 49,999. For customers with PAN card, the limit for cash deposit is INR 49,999 per transaction.

4. Based on user behavior and risk profile of the user , limits to add money / send money may be modified accordingly from time to time.

5. There is no minimum balance to be maintained in savings accounts

6. There are no charges for Debit card usage

7. Effective December 10th 2022, Account Operation Charges will be levied at Rs. 15 (exclusive of GST) per quarter for all active savings account holders. If sufficient balance is not maintained in the account, available balance would be levied and subsequently bank will make attempts to recover the remaining amount at regular intervals

8. Effective September 5th 2023, monthly SMS Alert Charges will be levied at Rs. 0.3 per SMS (excl GST). First 10 SMSs are not chargeable. Customers wishing to opt out from this charge can call the call centre and charges won't be levied. All mandatory SMSs (as prescribed by RBI circular on customer protection) will be sent to customers even if customers opt out of the charge. Effective February 1st 2023, the SMS charges (excluding GST) will be capped at INR 100. If sufficient balance is not maintained in the account, available balance would be levied and subsequently bank will make attempts to recover the remaining amount at regular intervals.

9. There is an annual credit/debit limit set for all Savings Account holders capped at INR 2 Cr

Service Charges are inclusive of all applicable taxes

The limits for Instant Money Transfer/Cardless Cash Withdrawal are as follows-

DescriptionLimits
Per transaction LimitMonthly Limit ( per sender)
IMT from App Self withdrawal1000075000
IMT from App send money to Others1000075000

**Limits on the receiver end :

Self : 1,00,000

Others : 25 ,000

Schedule of charges Individual Current Account

ServiceFee/Charges (Rs)
Onboarding chargesINR 50 including GST (waived off on yearly subscription)
Account subscription feeINR 499 including GST on yearly subscription OR INR 50 + GST on monthly subscription
Cash deposit in account through banking PointFor each month: Upto INR 75,000- Free; INR 75,000 to INR 125,000- 0.5% of transaction amount; Greater INR 125,000 - 0.75% of transaction amount
Cash Withdrawal from Account through Banking PointFor each month: Upto INR 75,000- Free; Greater than INR 75,000 - 0.75% of transaction amount
Funds Transfer 
Within Airtel Payments Bank through Mobile AppFree
From Airtel Payments Bank to another Bank through Mobile App (IMPS)Free
DescriptionLimits (INR)
Maximum Current Account Balance2,00,000 (*terms and conditions apply)
Maximum Cash Withdrawal per transaction49,999
Maximum Cash Withdrawal per month5,00,000
Minimum Amount for Funds Transfer (Mobile App)10
Maximum debit from Current Account per transaction2,00,000
Maximum debit for Current Account per day (all modes combined) 5,00,000

Charges for Domestic Remittance (App & Portal)

From (Rs)To (Rs)Charges (Rs)
010
291
101001
1011,00010
1,0011,10011
1,1011,20012
1,2011,30013
1,3011,40014
1,4011,50015
1,5011,60016
1,6011,70017
1,7011,80018
1,8011,90019
1,9012,00020
2,0012,10021
2,1012,20022
2,2012,30023
2,3012,40024
24,012,50025
2,5012,60026
2,6012,70027
2,7012,80028
2,8012,90029
2,9013,00030
3,0013,10031
3,1013,20032
3,2013,30033
3,3013,40034
3,4013,50035
3,5013,60036
3,6013,70037
3,7013,80038
3,8013,90039
3,9014,00040
4,0014,10041
4,1014,20042
4,2014,30043
4,3014,40044
4,4014,50045
4,5014,60046
4,6014,70047
4,7014,80048
4,8014,90049
4,9015,00050
5,0015,10051
5,1015,20052
5,2015,30053
5,3015,40054
5,4015,50055
5,5015,60056
5,6015,70057
5,7015,80058
5,8015,90059
5,9016,00060
6,0016,10061
6,1016,20062
6,2016,30063
6,3016,40064
6,4016,50065
6,5016,60066
6,6016,70067
6,7016,80068
6,8016,90069
6,9017,00070
7,0017,10071
7,1017,20072
7,2017,30073
7,3017,40074
7,4017,50075
7,5017,60076
7,6017,70077
7,7017,80078
7,8017,90079
7,9018,00080
8,0018,10081
8,1018,20082
8,2018,30083
8,3018,40084
8,4018,50085
8,5018,60086
8,6018,70087
8,7018,80088
8,8018,90089
8,9019,00090
9,0019,10091
9,1019,20092
9,2019,30093
9,3019,40094
9,4019,50095
9,5019,60096
9,6019,70097
9,7019,80098
9,8019,90099
9,90110,000100
10,00110,100101
10,10110,200102
10,20110,300103
10,30110,400104
10,40110,500105
10,50110,600106
10,60110,700107
10,70110,800108
10,80110,900109
10,90111,900110
11,00111,100111
11,10111,200112
11,20111,300113
11,30111,400114
11,40111,500115
11,50111,600116
11,60111,700117
11,70111,800118
11,80111,900119
11,90112,000120
12,00112,100121
12,10112,200122
12,20112,300123
12,30112,400124
12,40112,500125
12,50112,600126
12,60112,700127
12,70112,800128
12,80112,900129
12,90113,000130
13,00113,100131
13,10113,200132
13,20113,300133
13,30113,400134
13,40113,500135
13,50113,600136
13,60113,700137
13,70113,800138
13,80113,900139
13,90114,000140
14,00114,100141
14,10114,200142
14,20114,300143
14,30114,400144
14,40114,500145
14,50114,600146
14,60114,700147
14,70114,800148
14,80114,900149
14,90115,000150
15,00115,100151
15,10115,200152
15,20115,300153
15,30115,400154
15,40115,500155
15,50115,600156
15,60115,700157
15,70115,800158
15,80115,900159
15,90116,000160
16,00116,100161
16,10116,200162
16,20116,300163
16,30116,400164
16,40116,500165
16,50116,600166
16,60116,700167
16,70116,800168
16,80116,900169
16,90117,000170
17,00117,100171
17,10117,200172
17,20117,300173
17,30117,400174
17,40117,500175
17,50117,600176
17,60117,700177
17,70117,800178
17,80117,900179
17,90118,000180
18,00118,100181
18,10118,200182
18,20118,300183
18,30118,400184
18,40118,500185
18,50118,600186
18,60118,700187
18,70118,800188
18,80118,900189
18,90119,000190
19,00119,100191
19,10119,200192
19,20119,300193
19,30119,400194
19,40119,500195
19,50119,600196
19,60119,700197
19,70119,800198
19,80119,900199
19,90120,000200
20,00120,100201
20,10120,200202
20,20120,300203
20,30120,400204
20,40120,500205
20,50120,600206
20,60120,700207
20,70120,800208
20,80120,900209
20,90121,000210
21,00121,100211
21,10121,200212
21,20121,300213
21,30121,400214
21,40121,500215
21,50121,600216
21,60121,700217
21,70121,800218
21,80121,900219
21,90122,000220
22,00122,100221
22,10122,200222
22,20122,300223
22,30122,400224
22,40122,500225
22,50122,600226
22,60122,700227
22,70122,800228
22,80122,900229
22,90123,000230
23,00123,100231
23,10123,200232
23,20123,300233
23,30123,400234
23,40123,500235
23,50123,600236
23,60123,700237
23,70123,800238
23,80123,900239
23,90124,000240
24,00124,100241
24,10124,200242
24,20124,300243
24,30124,400244
24,40124,500245
24,50124,600246
24,60124,700247
24,70124,800248
24,80124,900249
24,90125,000250

Service Charges are inclusive of all applicable taxes

*maximum amount per sender is Rs 25,000 per month

Utility bills paid through retailers may attract a convenience fee. Please confirm the total amount payable with the retailer as per the bill fetched.

IMPS Charges (B2B Portal)

IMPS SlabCharges
Upto Rs 25000Rs 2.5 +GST
Above Rs 25000 upto Rs 500000Rs 8 +GST

Effective 18th March,2021. Service Charges will be levied on all IMPS Outgoing Transactions via B2B Portal

PropositionFees (Rs.)Features
Rewards123 Savings Bank Account/WalletUpto Rs.299/- (inclusive of 18% GST)1% Cashback on load money; 2% cashback on online transactions via Mastercard Debit Card; FLAT Rs.30 cashback on Mobility Prepaid, Postpaid, Broadband/Landline, DTH bill payment/recharges
RewardsMini Savings Bank Account/WalletRs.99/- (inclusive of 18% GST)1% Cashback on load money; 2% cashback on online transactions via Mastercard Debit Card; FLAT Rs.30 cashback on Mobility Prepaid, Postpaid, Broadband/Landline, DTH bill payment/recharges
Suraksha Savings Bank Accountupto Rs.149/- (inclusive of 18% GST)Flat Rs 20 cashback on any transaction; Upto Rs 20,000 Hospicash insurance

Annual Maintenance Charges Virtual Card

PropositionCharges
Virtual Debit / Prepaid card25 + GST

*Effective April 30, 2023

Physical Debit Card (personalized) Charges

Personalized Debit Card (Non-refundable):Charges
Issuance PriceINR 349
Issuance Price (for Current Account)INR 199

Non-Personalized/Insta Debit Card (Non-refundable):Charges
Issuance PriceINR 299
PropositionCharges
Annual Maintenance Charges (Non-refundable)INR 199
Cash Withdrawal chargesCharges
Other Bank Metro ATMs - 3 free every month, in case of Current account - 1 free every month; post that (Metro Location - Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad)
Cash withdrawalINR 21 + GST
Balance Enquiry, Mini StatementINR 9 + GST
Other Bank Non-Metro ATMs/Micro ATM Other than the 6 cities mentioned above 5 free every month, in case of Current account - 1 free every month; post that
Cash withdrawal:INR 21 + GST
Balance Enquiry, Mini StatementINR 9 + GST