Charges, Fees & Interest Rates
All details regarding charges, fees and interest rates applicable to users of Airtel Payments Bank account or wallet.
Schedule of charges Min KYC & Full KYC Wallets
Service
Fee/Charges (Rs)
Account opening
0
Load Money
Charges (Rs.)
Through debit card/net banking/UPI
0*
Credit card
2.18% of the load account
Payment
Charges (Rs.)
Payment at merchant
0*
Payment by using Virtual Card
0
Payment to Utility bill/recharges/DTH
0
Payment for IRCTC Train Booking (via Airtel Thanks App)
1.8% of the ticket fare (exclusive of GST)
*Charges basis agreement with the merchant subject to revision
Transfer
Charges (Rs.)
Wallet to wallet
0
Wallet(Full KYC Only) to bank
3% of transaction amount*
*For Failed transactions, total amount including charges are reversed.
Wallet Maintenance Charges:
- If you have Min KYC Airtel Money Wallet and have not transacted for 3 calendar months Airtel Payments Bank is entitled to levy a wallet maintenance fee of ₹20 and deduct it from your existing Wallet Balance.
- If you have Min KYC Airtel Money Wallet and have not transacted for 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th calendar months Airtel Payments Bank is entitled to levy a wallet maintenance fee of ₹20 and deduct it from your existing Wallet Balance.
- If Wallet Balance is less than Wallet Maintenance Charge, then the entire wallet balance will be debited and wallet balance will become zero.
- If the Wallet Balance is more than Wallet Maintenance Charge, then charges will be debited as per schedule mentioned above.
- Incase customer initiates at least one transaction of minimum amt. ₹50 during the month of charging, reversal of charges will be initiated equivalent to the amount charged.
- For any queries contact wecare@airtelbank.com
- Wallet Maintenance Cashback will be over and above other reversal of charges.