Charges, Fees & Interest Rates
All details regarding charges, fees and interest rates applicable to users of Airtel Payments Bank account or wallet.
Schedule of Charges Min KYC & Full KYC Wallets
Service
Fee/Charges (Rs)
Account Opening
0
Load Money
Charges (Rs.)
Through debit card/net banking/UPI
0*
Credit Card
2.18% of the load account
Payment
Charges (Rs.)
Payment at merchant
0*
Payment by using Virtual Card
0
Payment to Utility bill/recharges/DTH
0
Payment for IRCTC Train Booking (via Airtel Thanks App)
1.8% of the ticket fare (exclusive of GST)
Transfer
Charges (Rs.)
Wallet to wallet
0
Wallet(Full KYC Only) to bank
3% of transaction amount*
*For Failed transactions, total amount including charges are reversed.