1% Cashback on loading Rs.1000 or more via UPI (Max Cashback Rs.10/month)


2% Cashback on spends of Rs.1000 or more using your Platinum Debit Card (Max. Cashback Rs.40/month)


Flat Rs.30 Cashback on your choice of payment for Prepaid, Postpaid, DTH, Landline or Broadband.



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Most secure way to pay
Two level authorization of payment transactions
Consistent Rewards
Annual Cashback Rewards of INR 960
Unlimited Deposits
Unlimited balances via sweep savings account with Suryoday Small Finance Bank


Rewards123 Savings Account is a specially designed savings bank account through which you can unlock many benefits as you save and transact more digitally.
Benefits linked to Rewards123 Savings account:
  • i. Consistent rewards every month: Annual Cashback Rewards of Rs.960
    1. 1% cashback on loading Rs.1000 through UPI (Max. Rs.10/month)
    2. 2% cashback on min. Rs.1000 of online purchases with your debit card (Max. Rs.40/month)
    3. Flat Rs.30 Cashback on min. Rs.225 Mobility Prepaid, Postpaid, Broadband/Landline, DTH bill payment/recharges
  • ii. Free Platinum Online Mastercard Debit Card
  • iii. Unlimited Deposits with Auto-Sweep Facility (Sweep account opened in Partnership with Suryoday Small Finance Bank, enables to you to save more than 1L with Airtel Payments Bank.)
Yes. The account is linked to annual charges of Rs.299 (inclusive of GST).
You can upgrade your Rewards123 account using the Airtel Thanks app. On the bank landing page, you can view the upgrade to Rewards123 account on the View profile card, balance card or banner. From there you will land on pre-purchase section and can view the benefits of the account and an option to make payments. On making successful payment, your account will be upgrade and you can unlock all benefits of the account.
You need to be an active user without any freeze on your account to be avail your benefits.
In case payment for annual subscription charge is successful but account is not upgrade, we will refund the money back to you within 3 working days.
No, once you upgrade to Rewards123 savings account the insurance & cashback benefits linked to Bharosa savings account will be discontinued.
Kindly try logging out and switching off your app once. Then re-login and check the Debit card section on the app (via the support menu or via the Rewards123 Benefits page).
The benefits are active for 12months from the date of account opening. If you do not avail some benefits in a month, there is no system to carry forward your benefits to next month. You need to utilize the cashback benefits within the same month.
1% Cashback on loading money into Savings account using UPI
  • Available on min. load of Rs.1000
  • Max. cashback earned is Rs.10 per month
  • Credit Transaction: UPI inward
  • Cashback be availed once per month for 12 months
You can get 2% cashback on payments/transactions done via your platinum online mastercard debit card:
  • Valid on min purchase of Rs.1000
  • Max. cashback earned is Rs.40 per month; you can do singular transactions of Rs.1000 and earn Rs.20 cashback on your transactions
  • Transaction should be done using your Platinum Online Mastercard debit card only
You can get Rs.30 assured cashback on Telco recharges/bill payments done using your Rewards123 account:
  • Available on bill payment or recharges of Mobility Prepaid, Postpaid, Broadband/Landline & DTH connection
  • Maximum cashback earned is Rs.30 per month
  • Valid on transactions amount greater than or equal to Rs.225
  • Cashback is valid for any one (1) type of mobility payment/transaction/recharges.
  • Valid on transaction done through the Rewards123 account on Airtel Thanks app, Airtel website, USSD, IVR, assisted channel
  • Not applicable on payments done using Mastercard Debit card
  • In case Customer is eligible for any other Bank offer along with Rewards123 offer then, Customer will be eligible to receive benefits of higher of the two offers.
You will receive the cashback within 2-3 working days of doing the transactions.
Yes, cashback will be refunded basis the refund value for the same transaction.
You can avail the cashback on telco offer once in a month and on transaction done using your Rewards123 account. On your transaction, you received cashback via the bank offer as it was a higher cashback.
Freeze are applied due to risk of fraudulent activity/mal-practices noticed with the account. In such a case, please reach out to our Customer Care support to resolve the freeze. Benefits are active for a period of 1 Year from the time your Rewards123 account is activated and extensions are not offered.
Rewards123 account benefits are only available to savings account customers. If you wish to avail these benefits, visit your nearest Airtel Payments Bank banking point to upgrade your wallet account to Savings Account.
You can also upgrade your account using our Video-KYC facility on the Airtel Thanks app.
If you opts to close your Airtel Payments Bank saving account before your rewards123 subscription ends, you will not receive any refund annual subscription charge paid to activate the account.
You can choose to renew your Rewards123 Account by paying the subscription charges (same will be available on app when your current account subscription is about to expire).
If you choose not to renew, your account will be reverted to a normal savings bank account.

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