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    Cooler on EMI

    Summer heat can be unbearable, but purchasing a cooler shouldn’t strain your budget. Whether you need a desert cooler for your living room or a personal cooler for your bedroom, buying a cooler on EMI makes it affordable for everyone.

    With the Airtel Bajaj Finserv Insta EMI card’s flexible payment solutions, you can bring home the cooling comfort you need without waiting for your next salary or dipping into your savings.

    Benefits of Buying a Cooler on EMI

    Getting a cooler on EMI through the Airtel Bajaj Finserv Insta EMI card offers multiple advantages:

    • Zero Down Payment Options
      Zero down payment options are available on select cooler brands.
    • Flexible EMI Tenures
      Choose repayment periods from 3 to 60 months to suit your budget.
    • Instant Digital Approval
      Get approved within minutes through a 100% digital process.
    • Wide Product Selection
      Access 10 lakh+ products, including top cooler brands.
    • Easy Digital KYC
      Complete a quick and paperless KYC process with minimal documentation.



    Information About Buying a Cooler on EMI

    Airtel Finance offers seamless EMI solutions for home appliances, including coolers. Through the Airtel Bajaj Finserv Insta EMI Card, you can purchase coolers from various popular brands.

    The entire process is digital, secure, and designed to get you approved quickly so you can beat the heat without delay. With minimal documentation and instant verification, your purchase becomes smooth and stress-free.

    How to Apply for Buying a Cooler on EMI

    Getting your cooler on EMI is simple and completely digital:

    Step 1: Download The Airtel Thanks App

    Download and open the Airtel Thanks App on your smartphone.

    Step 2: Log In To Your Account

    Sign in using your registered mobile number.

    Step 3: Navigate To The Shop Section

    From the home screen, go to the ‘Shop’ section.

    Step 4: Select Airtel Finance

    Tap on Airtel Finance from the available options.

    Step 5: Click On The Insta EMI Card Banner

    Choose the Insta EMI Card option to begin your application.

    Step 6: Enter Your Basic Details

    Fill in your name, mobile number, and PAN details carefully.

    Step 7: Complete Digital KYC

    Upload the required documents to complete your digital KYC verification.

    Step 8: Get Instant Approval

    Once approved, you can immediately start shopping for your cooler on easy EMIs.

    Features of Buying a Cooler on EMI

    Here are the key features of buying a cooler on EMI using the Airtel Bajaj Finserv Insta EMI card:

    • Pre-Qualified Loan Offer Amount
      Get an instant EMI facility of up to ₹3,00,000 for purchasing coolers and other appliances.
    • Flexible Repayment
      Choose convenient EMI tenures ranging from 3 to 60 months based on your budget.
    • Zero Paperwork
      Complete digital process with instant approval through Airtel Thanks App.
    • Wide Acceptance
      Use your EMI card at 10 lakh+ partner stores and online platforms.
    • Low Processing Fee
      Minimal joining fee of just ₹530 to activate your EMI facility

    Eligibility for Buying a Cooler on EMI

    To get a cooler on EMI through the Airtel Bajaj Finserv Insta EMI card, you need to meet these simple eligibility criteria:

    • Age: Applicant must be between 21 to 70 years at the time of application.
    • Residency: Must be an Indian resident with valid address proof.
    • Income: A minimum monthly income is required (the amount may vary depending on the applicant’s profile).
    • Documents: Valid PAN card and Aadhaar card are mandatory.
    • Credit score: A good credit history and score are essential for approval.
    • Employment: Stable employment status, whether salaried or self-employed professional.

    Documents Required for Buying a Cooler on EMI

    Keep the following documents ready to complete your EMI purchase quickly and smoothly:

    Document Type

    Example

    Identity Proof

    PAN Card / Aadhaar Card

    Address Proof

    Utility Bill / Aadhaar Card / Passport

    Income Proof

    Salary Slip / Bank Statement / ITR

    Employment Proof

    Employment Letter / Offer Letter

    Photograph

    Recent passport-size colour photograph

    check_credit_score

    FAQs on Buying a Cooler on EMI