Get a Pre-qualified loan up to ₹3 lakhs ✔️ Instant Approval ✔️4-Step process
Apply NowUpgrading your home with essential appliances shouldn’t drain your savings or force you to wait for months.
Whether you need a new refrigerator, washing machine, air conditioner, or any other home appliance, the Airtel Bajaj Finserv Insta EMI Card offers a smart financing solution that lets you bring home what you need today and pay comfortably over time.
Transform your home appliance shopping experience with these key advantages:
Pre-Qualified Loan Offer Amount
Get pre-qualified loan offer amount of up to ₹3,00,000 without lengthy paperwork.
Flexible Repayment Options
Choose from 3 to 60 months repayment tenure to fit your monthly budget.
Wide Acceptance Network
Use your card at 1.5 lakh+ partner stores across India—both online and offline.
100% Digital Approval
Apply and activate your card in just 4 simple steps via the Airtel Thanks App.
No hidden charges
Convert big purchases into interest-free EMIs with no hidden charges.
The Airtel Bajaj Finserv Insta EMI Card is a digital lending solution offered through Airtel in partnership with Bajaj Finserv, one of India's most trusted financial services companies. This card works like a digital credit line specifically designed for retail purchases, allowing you to convert your appliance purchases into convenient EMIs instantly at the point of sale.
With minimal documentation and quick digital approval, you can access pre-approved credit and shop for home appliances without the stress of immediate full payment.
Getting your Insta EMI Card is simple and completely digital:
Step 1: Download and Open the Airtel Thanks App
Install the app on your smartphone and log in using your Airtel number.
Step 2: Navigate to the Finance Section
Select “Airtel Bajaj Finserv Insta EMI Card” from the list of financial products.
Step 3: Enter Personal and Income Details
Fill in your basic information, including income and employment details.
Step 4: Upload Required Documents
Submit your PAN Card, Aadhaar, and income proof for verification.
Step 5: Complete E-Mandate Setup
Set up an auto-debit mandate for EMI payments through your bank account.
Step 6: Receive Instant Approval
Get immediate approval along with your credit limit and start using your card.
The Airtel Bajaj Finserv Insta EMI card features and benefits are as follows:
Pre-qualified loan offer amount
Get pre-qualified loan offer amount of up to ₹3,00,000 based on your profile and creditworthiness.
Flexible Repayment Tenure
Choose from 3 to 60-month repayment options to match your financial comfort.
Digital-First Experience
Complete the application and approval process entirely online through the Airtel Thanks App.
Wide Network Acceptance
Use your card at over 1.5 lakh partner stores across India for appliance purchases.
Instant Approval
Get your credit limit approved digitally in just 4 steps without visiting any branch.
Transparent Pricing
Clear fee structure with a joining fee of ₹530 (including GST) and no hidden charges.
To qualify for the Airtel Bajaj Finserv Insta EMI Card eligibility, you need to meet the following criteria :
Age: 21 to 65 years
Citizenship: Indian citizen with valid documents
Income: Consistent monthly income with proof
Credit History: Good credit score and repayment track record
Banking: Valid bank account with e-mandate facility
Documents: Valid PAN card and Aadhaar card mandatory
Keep the following documents ready to ensure a smooth and quick application process, as follows:
|
Document Type |
Examples |
|---|---|
|
Identity Proof |
PAN Card, Aadhaar Card |
|
Address Proof |
Aadhaar Card, Utility Bill, Passport |
|
Income Proof |
Salary Slip, Bank Statements, ITR |
|
Bank Account |
Cancelled Cheque, Bank Statement |
|
Employment Proof |
Employment Letter, Business Registration |