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    Long Term Business Loan

    Growing your business requires substantial capital investment, whether it's expanding operations, purchasing equipment, or launching new product lines. Long term business loans from Airtel Finance provide the financial backbone that enables entrepreneurs to transform their vision into reality without compromising their existing cash flow. With extended repayment periods and competitive interest rates, these loans offer the breathing room businesses need to grow sustainably while managing their monthly obligations effectively.



    Benefits of Long Term Business Loans

    Airtel Finance business loan solution is designed to fuel your entrepreneurial journey with maximum convenience and flexibility:

    • Quick digital approval: Get loan approval without lengthy bank visits or complex procedures.
    • Flexible repayment tenure: Choose from 12 to 96 months to match your business cash flow.
    • Substantial loan amounts: Access up to ₹75 lakh to fund major business initiatives.
    • Minimal documentation: Simple paperwork requirements with fully digital processing.

    Business Loan EMI Calculator 

    Calculate your expected EMIs before applying for a business loan. Adjust the loan details and find the most affordable EMIs for easy repayments.

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    Information About Long Term Business Loans

    Airtel Finance offers comprehensive business financing solutions that cater to diverse business requirements. Our long term business loans are specifically structured to support businesses with extended repayment periods, allowing you to invest in growth while maintaining healthy cash flows. With competitive interest rates and a completely digital application process, we ensure that accessing business capital is no longer a lengthy, paperwork-heavy ordeal.

    How to Apply for Long Term Business Loans

    Getting your business loan approved is straightforward with our digital-first approach:

    1. Open Airtel Thanks App: Navigate to the Shop section and select Airtel Finance.
    2. Choose Business Loan: Select the business loan option and enter your required loan amount.
    3. Fill Application Details: Provide basic business information, annual turnover, and personal details.
    4. Upload Documents: Submit business registration proof, income documents, and identity verification.

    Get Instant Approval: Receive loan approval notification and funds disbursal within 24 hours.

    Features of Long Term Business Loans

    The features of our loan include minimal documentation and quick disbursal, so you can seize business opportunities without delay.

    • High Loan Amount: Access up to ₹75,00,000 to meet substantial business capital requirements
    • Competitive Interest Rates: Attractive interest rates with a transparent pricing structure.
    • Extended Repayment Period: Choose a tenure between 12 to 96 months for comfortable EMI planning.
    • Minimal Documentation: 100% digital process with reduced paperwork requirements.
    • Quick Processing: Get approval and disbursal within 24-48 hours of application.
    • Flexible Usage: Use funds for working capital, equipment purchase, expansion, or any business need.

    Eligibility for Long Term Business Loans

    To qualify for an Airtel Finance business loan, ensure you meet these simple eligibility criteria:

    • Business Type: Proprietorship, Partnership, Private Limited, or Public Limited Company.
    • Business Vintage: Minimum 1 year of business operations.
    • Annual Turnover: At least ₹5 lakh per annum.
    • Minimum Loan Amount: ₹2,00,000 for business loans.
    • Business Proof: Valid business registration and ownership documents.
    • Location: Business should be operational in India with proper address proof.

    Documents Required for Long Term Business Loans

    Submit these documents and focus on growing your business; we’ll take care of the financing.

    Document Type

    Required Documents

    Identity Proof

    PAN Card, Aadhaar Card

    Address Proof

    Utility Bill, Property Documents

    Business Proof

    GST Registration, Trade Licence

    Financial Documents

    Bank Statements (6 months), ITR (2 years)

    Income Proof

    P&L Statement, Balance Sheet

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