Lock up to 8% returns

with Fixed Deposits by Airtel Finance

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₹1 lakh Fixed Deposit Interest Per Month

Many working professionals and business owners struggle to find investment options that can generate substantial monthly income while keeping their capital secure.

Whether you're planning for retirement, looking to supplement your current income, or building a corpus for future goals, achieving ₹1 lakh fixed deposit interest per month requires strategic planning with high-yield, secure investment options that compound your wealth consistently.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a ₹1 lakh Fixed Deposit Interest Per Month

With Airtel Finance Fixed Deposits, you can build a portfolio that maximises your monthly interest earnings:

High Interest Rates

Earn a competitive interest rate annually with competitive rates that beat traditional banks.

Guaranteed Returns

RBI-approved and DICGC insured up to ₹5 lakh per deposit for complete security.

Tax-Saving Benefits

Opt for tax-saving fixed deposits with a 5-year lock-in period and claim deductions of up to ₹1.5 lakh under Section 80C of the Income Tax Act

Flexible Investment Options

Start with a minimum of ₹1,000 and scale up your investment portfolio.

100% Digital Process

Open multiple FDs instantly through the Airtel Thanks App without branch visits.

Information About a ₹1 lakh Fixed Deposit Interest Per Month

Airtel Finance Fixed Deposits offer one of the most secure ways to generate consistent monthly interest income. To earn ₹1 lakh fixed deposit interest per month, you would need to strategically invest approximately ₹1.4-1.5 crore across multiple fixed deposits.

Our partnership with RBI-approved financial institutions ensures your investments are completely safe, while the fully digital platform makes it easy to manage and reinvest your returns for compounding growth.

How to Apply for a ₹1 lakh Fixed Deposit Interest Per Month

Building your fixed deposit portfolio for maximum monthly returns is simple with Airtel Finance:

Step 1: Download the Airtel Thanks App
Install the Airtel Thanks App on your smartphone and open it. Navigate to the Finance section available on the home screen.

Step 2: Select the Personal Loan Option
Choose the Personal Loan option and enter your basic details along with the required loan amount.

Step 3: Upload Required Documents
Use your phone camera to upload the necessary documents. Instant digital verification helps speed up the process.

Step 4: Complete Digital KYC
Finish the KYC process through a secure video call or OTP-based verification, as per the available option.

Step 5: Get Instant Approval and Disbursal
Once approved, the loan amount is credited directly to your bank account, usually within 24 hours.

Features of a ₹1 lakh Fixed Deposit Interest Per Month

Various features of the ₹1 lakh fixed deposit interest per month are:

Minimum Investment
Start with just ₹1,000 and build your portfolio gradually.
Competitive Interest Rates
Earn competitive interest rates annually with higher rates for women and senior citizens.
Flexible Tenure Options
Choose from 7 days to 10 years based on your financial goals.
Premature Withdrawal
Access your funds after 7 days if needed with minimal penalty.
Digital Certificate
Get instant FD certificate and manage all investments through the app.
Auto-Renewal Option
Set up automatic renewals to ensure continuous compounding.

Eligibility for a ₹1 lakh Fixed Deposit Interest Per Month

Opening fixed deposits with Airtel Finance is straightforward with minimal requirements:

Must be an Indian resident
Age: 18 years and above
Valid PAN card mandatory
Aadhaar card for KYC verification
An active bank account for fund transfer
Mobile number linked with Aadhaar

Documents Required for a ₹1 lakh Fixed Deposit Interest Per Month

Various documents required for a ₹1 lakh fixed deposit are:

Document Type	Example
Identity Proof	PAN Card / Aadhaar Card
Address Proof	Aadhaar Card / Utility Bill / Passport
Bank Account Proof	Bank Statement / Cancelled Cheque
Photograph	Recent passport-size colour photograph