Secure Returns in 1 Month

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Fixed Deposit for 1 month

Whether you have surplus funds from a bonus, freelance payment, or simply want to park money safely for a short period, a fixed deposit for 1 month offers the perfect solution. Unlike keeping money idle in savings accounts with minimal returns, a one-month FD ensures your funds earn guaranteed interest while remaining easily accessible.

This short-term investment option is ideal for those who want to maximise returns on temporary cash surpluses without long-term commitment.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a Fixed Deposit for 1 month

Airtel Finance's one-month fixed deposit brings you multiple advantages designed for modern investors:

Guaranteed Returns
Earn competitive annual interest with zero market risk on your investment.
Complete Digital Experience
Open your FD in just 5 minutes through the Airtel Thanks app with no branch visits.
Flexible Withdrawal
Access your funds after just 7 days if needed, with premature withdrawal options.
DICGC Insurance Protection
Your deposit is insured up to ₹5 lakh, ensuring the complete safety of your principal amount.
Low Minimum Investment
Start your fixed deposit journey with an investment as low as ₹500, making it convenient and accessible for everyone.

Information About Fixed Deposits for 1 month

An Airtel Finance Fixed Deposit for 1 month combines the security of traditional banking with digital-first convenience. With a minimum deposit of just ₹1,000, you can start earning attractive 1-month fixed deposit interest rates that are significantly higher than regular savings accounts.

The FD rate for 1 month is competitive and backed by RBI-approved institutions, ensuring your investment remains completely safe. Our partnership with established financial institutions means you get institutional-grade security with the ease of mobile banking, making it perfect for first-time investors and seasoned savers alike.

How to Apply for a Fixed Deposit for 1 month

Getting started with your one-month FD is incredibly simple:

Step 1: Download the Airtel Thanks App
Install the Airtel Thanks app on your smartphone from the Google Play Store or Apple App Store.

Step 2: Navigate to the Shop Section
Open the app, go to the Shop section, and select Airtel Finance.

Step 3: Choose Fixed Deposit
Select Fixed Deposit and enter your desired amount (minimum ₹1,000).

Step 4: Select Tenure
Choose the 1-month tenure and review the FD interest rate for 1 month.

Step 5: Complete Digital KYC
Verify your details through digital KYC and book your FD in under 5 minutes.

Features of a Fixed Deposit for 1 month

Various features of a fixed deposit for 1 month are:

Minimum Investment
Start your investment journey with just ₹1,000 – no high entry barriers.
Competitive Interest Rates
Earn competitive annual returns, significantly higher than savings accounts.
Digital-First Process
Complete booking, management, and withdrawal entirely through the mobile app.
RBI-Approved Safety
Your deposits are held with RBI-regulated institutions for maximum security.
Flexible Tenure Options
Choose from 7 days to 10 years, with 1 month being ideal for short-term goals.
DICGC Insurance Coverage
Complete protection up to ₹5 lakh per depositor for peace of mind.

Eligibility for a Fixed Deposit for 1 month

Opening a one-month fixed deposit is accessible to most Indian residents:

Age: Open to all age groups – no minimum age restriction
Nationality: Must be an Indian resident with valid documentation
KYC Compliance: PAN card mandatory, along with Aadhaar for identity verification
Minimum Deposit: Ability to invest at least ₹1,000 as the starting amount
Bank Account: Valid Indian bank account for fund transfer and interest credit

Documents Required for a Fixed Deposit for 1 month

Some crucial documents required for a fixed deposit for 1 month are:

Document Type	Required Documents
Identity Proof	PAN Card (Mandatory), Aadhaar Card
Address Proof	Aadhaar Card, Utility Bill, Passport
Bank Details	Cancelled Cheque, Bank Statement
Photograph	Recent passport-size colour photograph
Form 60	Alternative to PAN (if applicable)

Scan QR code to download Airtel Thanks App

Enjoy up to 8.15% returns on Fixed Deposits by Airtel Finance

FAQs on Fixed Deposits for 1 month

Interest on your 1-month fixed deposit is calculated on a simple interest basis for the actual number of days. For example, if you deposit ₹1,00,000 at 8% annual rate for exactly 30 days, your interest would be approximately ₹658, making your maturity amount ₹1,00,658.

Absolutely. Your fixed deposit is held with RBI-approved financial institutions and is covered under DICGC insurance up to ₹5 lakh per depositor. This means your principal amount and accrued interest are completely protected, making it one of the safest investment options available.

Yes, upon maturity, you can easily reinvest your principal plus interest into a new fixed deposit through the Airtel Thanks app. The process is seamless, and you can choose to invest the same amount or modify it based on your financial goals and the prevailing one-month fixed deposit rate at that time.