Secure High Returns on Your 1-Year Investment

Start your fixed deposit journey with guaranteed returns and complete peace of mind through Airtel Finance’s digital-first platform.

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Fixed Deposit for 1 Year

Planning for your child's education fees or wedding expenses, or simply want to grow your savings safely? A one-year fixed deposit offers the perfect balance of security and attractive returns without locking away your money for too long.

Whether you're looking to park your bonus, festival money, or emergency funds, a fixed deposit for 1 year gives you the flexibility to access your money when you need it most, while earning guaranteed interest that beats traditional savings accounts.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a Fixed Deposit for 1 Year

The Airtel Finance 1-year FD combines safety with convenience, making it ideal for short-term financial goals:

Guaranteed Returns
Earn high interest with zero market risk on your investment.
Complete Digital Process
Open your FD in just 5 minutes through the Airtel Thanks app.
Flexible Withdrawal
Access your funds after just 7 days if needed, with premature withdrawal options.
Government Protection
Your deposits are insured up to ₹5 lakh by DICGC for complete peace of mind.
Low Minimum Deposit
Start your fixed deposit journey with an amount as low as ₹500, making it simple and accessible for everyone.

Information About Fixed Deposits for 1 Year

Airtel Finance offers RBI-approved fixed deposits through trusted banking partners, ensuring your investment is both secure and profitable. With our fixed deposit interest rate for 1 year starting at competitive rates, you can watch your money grow steadily over 12 months.

The entire process is 100% digital – from application to maturity – making it convenient for busy professionals and first-time investors alike. Your one-year fixed deposit interest rate remains locked throughout the tenure, protecting you from market fluctuations while delivering predictable returns.

How to Apply for a Fixed Deposit for 1 Year

Getting started with your 1-year FD is simple and completely paperless:

Step 1: Download the Airtel Thanks App
Install the Airtel Thanks app on your smartphone from the Google Play Store or Apple App Store.

Step 2: Navigate to the Shop Section
Open the app, go to the Shop section, and select Airtel Finance.

Step 3: Choose Fixed Deposit
Select Fixed Deposit and enter your desired amount (minimum ₹1,000).

Step 4: Select Tenure
Choose the 1-year tenure and review the FD interest rate for 1 year.

Step 5: Complete Digital KYC
Verify your details through digital KYC and book your FD in under 5 minutes.

Features of a Fixed Deposit for 1 Year

Various features of fixed deposits for 1 year are:

Minimum Investment
Start your FD journey with just ₹1,000 – perfect for first-time investors.
Attractive Interest Rates
Earn a high annual interest, with special rates for women and senior citizens
Digital Certificate
Receive your FD certificate instantly via email – no physical paperwork required.
Premature Withdrawal
Access your funds after 7 days with flexible withdrawal options if emergencies arise.
Auto-Renewal Option
Choose to automatically renew your FD at maturity for continued growth.
DICGC Insurance
Your deposit is protected up to ₹5 lakh by the Deposit Insurance and Credit Guarantee Corporation.

Eligibility for a Fixed Deposit for 1 Year

Our 1-year FD is designed to be accessible to all Indian residents:

Age: Open to all age groups – no minimum age restriction.
Nationality: Must be an Indian resident with valid documentation.
KYC Compliance: PAN card is mandatory, along with Aadhaar for identity verification.
Minimum Deposit: Ability to invest at least ₹1,000 as the starting amount.
Bank Account: Valid Indian bank account for fund transfer and interest credit.

Documents Required for a Fixed Deposit for 1 Year

Some crucial documents required for a fixed deposit for 1 year are:

Document Type	Example
Identity Proof	PAN Card (mandatory)
Address Proof	Aadhaar Card / Utility Bill
Age Proof	Aadhaar Card / Passport
Photograph	Recent passport-size photo (digital upload)