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₹2 Crore Fixed Deposit—Maximise Your Wealth

Earn high interest rates with complete security and digital convenience.

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₹2 Crore Fixed Deposit (FD)

When you've built substantial wealth, finding the right investment avenue that offers both security and attractive returns becomes crucial. A ₹2 crore fixed deposit represents a significant investment milestone that requires careful consideration of interest rates, tenure options, and the credibility of your financial partner.

With the Airtel Finance Fixed Deposit offering, you can confidently park your ₹2 crore corpus while earning competitive returns through a completely digital, hassle-free process.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a ₹2 Crore Fixed Deposit (FD)

Investing ₹2 crore in a fixed deposit through Airtel Finance offers several compelling advantages:

FD tax saving

Tax-saving fixed deposits allow you to earn guaranteed returns while claiming deductions under Section 80C, making them a safe and effective way.

High interest rates

Especially beneficial for senior citizens looking to maximise monthly returns.

Complete deposit insurance

Your FD is insured up to ₹5 lakh per depositor through DICGC coverage, ensuring full safety of your principal.

100% digital investment process

Start your FD online without visiting a branch or completing lengthy paperwork.

Flexible withdrawal options

Access your funds after just 7 days if needed, with a premature withdrawal facility.

Information About a ₹2 Crore Fixed Deposit (FD)

Airtel Finance Fixed Deposits are designed to offer institutional-grade returns with retail convenience. Your ₹2 crore fixed deposit earns competitive interest rates that can generate substantial monthly income—with senior citizens enjoying enhanced rates.

The entire investment process is digitally streamlined, eliminating traditional banking hassles while ensuring your deposit remains fully secure and insured. Through strategic partnerships with established financial institutions, Airtel Finance provides the reliability of traditional banking with modern digital efficiency.

How to Apply for a ₹2 Crore Fixed Deposit (FD)

Opening your ₹2 crore fixed deposit is simple and completely digital:

Download the app: Download the Airtel Thanks App and complete your KYC if you haven’t done so already.
Go to the finance section: Navigate to the Finance section in the app and select “Fixed Deposit.”
Enter investment details: Enter your investment amount and choose your preferred tenure.
Upload documents: Upload the required documents, including PAN, Aadhaar, and bank account details.
Complete digital mandate: Complete the digital mandate and receive instant confirmation of your fixed deposit.

Features of a ₹2 Crore Fixed Deposit (FD)

Various fixed deposit features are as below:

High interest rates
High FD interest rates for regular investors, with enhanced rates for senior citizens.
Complete digital process
Open and manage your entire ₹2 crore investment without any physical paperwork.
DICGC insurance protection
Your deposit is protected by government-backed insurance coverage for added security.
Flexible withdrawal options
Access your funds through the premature withdrawal facility available after 7 days.
No account opening required
Invest directly without needing to open a new savings account.
Transparent interest calculations
Clear visibility into your 2 crore FD interest calculations and monthly earning potential.

Eligibility for a ₹2 Crore Fixed Deposit (FD)

To invest ₹2 crore in our fixed deposit program, you must meet these simple criteria:

Age requirement

Indian residents aged 18 years or above can open a fixed deposit account.

PAN card

A valid PAN card is mandatory for investments above ₹50,000.

KYC documents

Submit KYC documents such as Aadhaar, driving license, or passport for verification.

Bank account

An active bank account is required for fund transfers and crediting interest.

Financial background

Applicants should have a clean financial background with no adverse regulatory records.

Documents Required for a ₹ 2 Crore Fixed Deposit (FD)

The various required fixed deposit documents are as follows:

Document Type	Required Documents
Identity Proof	PAN Card (mandatory for ₹2 crore investment)
Address Proof	Aadhaar Card / Driving License / Passport
Age Proof	Birth Certificate / School Certificate (for senior citizen rates)
Bank Details	Cancelled cheque / Bank statement for fund transfer

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Enjoy up to 8.15% returns on Fixed Deposits by Airtel Finance

FAQs on a ₹2 Crore Fixed Deposit (FD)

The monthly interest on a ₹2 crore FD depends on your interest rate and chosen payout frequency. With high interest rates you can earn approximately ₹14.67 lakh monthly if you opt for monthly interest payouts, though this reduces the effective annual return due to compounding loss.

Your fixed deposit is protected by DICGC insurance up to ₹5 lakh per depositor. While the insurance doesn’t cover the full ₹2 crore amount, Airtel Finance partners with established, regulated financial institutions to ensure maximum security for large investments.