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₹3 Crore Fixed Deposit with Maximum Returns

Secure your wealth with high interest rates and enjoy flexible investment options.

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₹3 Crore Fixed Deposit (FD)

When you've built substantial wealth and are looking to preserve and grow it safely, finding the right investment avenue becomes crucial. A ₹3 crore fixed deposit represents a significant financial milestone that requires careful consideration of returns, security, and flexibility.

With the offerings of Airtel Finance Fixed Deposits, you can ensure your substantial corpus earns competitive returns while remaining completely secure and easily accessible when needed.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a ₹3 Crore Fixed Deposit (FD)

Investing ₹3 crore in a fixed deposit through Airtel Finance offers several compelling advantages:

High interest rates

Maximise your monthly returns on such a substantial investment.

Loan against FD

You can avail a loan against your fixed deposit at attractive interest rates, providing quick access to funds without breaking your FD.

Complete digital process

Manage your ₹3 crore investment from home without paperwork hassles.

DICGC insurance protection

Your deposit remains secure and insured as per banking regulations.

FD tax saving

Tax-saving fixed deposits allow you to earn guaranteed returns while claiming deductions under Section 80C, making them a safe and effective way.

Information About a ₹3 Crore Fixed Deposit (FD)

Airtel's Fixed Deposit solutions are designed to cater to high-value investors seeking stability and growth. When you invest ₹3 crore, the interest on the ₹3 crore FD can provide substantial monthly income—with high interest rates, your monthly interest on a 3 crore FD could be approximately ₹22 lakhs annually.

The entire process is completely digital, eliminating the need for branch visits or extensive paperwork. Your investment is backed by DICGC insurance and managed through trusted banking partners, ensuring both security and competitive returns for your substantial corpus.

How to Apply for a ₹3 Crore Fixed Deposit (FD)

Opening a ₹3 crore fixed deposit is straightforward with our digital-first approach:

Download the app: Download the Airtel Thanks App and complete your KYC if you haven’t done so already.
Go to the finance section: Navigate to the Finance section in the app and select “Fixed Deposit.”
Enter investment details: Enter your investment amount and choose your preferred tenure.
Upload documents: Upload the required documents, including PAN, Aadhaar, and bank account details.
Complete digital mandate: Complete the digital mandate and receive instant confirmation of your fixed deposit.

Features of a ₹3 Crore Fixed Deposit (FD)

Various fixed deposit features are as below:

High interest rates
Earn high interest rates on your ₹3 crore investment, with even higher rates for senior citizens.
Flexible tenure options
Choose investment periods that align with your financial planning and liquidity needs.
Digital-first process
Complete your ₹3 crore FD interest rate calculation and booking entirely online.
Premature withdrawal
Access your funds after just 7 days if required, with applicable penalties clearly stated.
No account opening required
Invest your ₹3 crore without needing to open a new savings account.

Eligibility for a ₹3 Crore Fixed Deposit (FD)

To invest ₹3 crore in a fixed deposit with Airtel Finance, you need to meet these criteria:

Age requirement

Indian residents aged 18 years or above can open a fixed deposit account.

PAN card

A valid PAN card is mandatory for investments above ₹50,000.

KYC documents

Submit KYC documents such as Aadhaar, driving license, or passport for verification.

Bank account

An active bank account is required for fund transfers and crediting interest.

Financial background

Applicants should have a clean financial background with no adverse regulatory records.

Documents Required for a ₹3 Crore Fixed Deposit (FD)

Various fixed deposit documents are as follows:

Document Type	Required Documents
Identity Proof	PAN Card (mandatory for ₹3 crore investment)
Address Proof	Aadhaar Card / Driving License / Passport
Age Proof	Aadhaar Card / Birth Certificate
Bank Details	Bank account statement / Cancelled cheque
Income Proof	ITR / Salary slips (for large deposits)