Fixed Deposit for 3 Years at Competitive Interest Rates

Secure your savings with guaranteed returns through Airtel Finance’s fully digital FD platform.

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Fixed Deposit for 3 Years

Planning for your child's higher education, saving for a dream home down payment, or building a safety net for your family's future? A 3-year fixed deposit offers the perfect balance of stability and growth for your medium-term financial goals.

Unlike shorter deposits that may not beat inflation or longer ones that lock away your money for too long, a fixed deposit for 3 years gives you predictable returns while keeping your funds accessible when major life events arrive.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a Fixed Deposit for 3 Years

Airtel Finance's 3-year FD combines security with attractive returns, making it ideal for your medium-term savings goals:

Guaranteed Returns
Lock in a competitive fixed deposit interest rate for 3 years and watch your money grow predictably.
100% Digital Process
Open your FD for 3 years entirely through the Airtel Thanks app in under 5 minutes.
DICGC Insurance
Your investment is protected up to ₹5 lakh by government insurance.
Flexible Withdrawal
Access your funds after just 7 days if emergencies arise, though with a small penalty.
Low Entry Point
Start your 3-year fixed deposit with an investment as low as ₹500 — simple, secure, and convenient.

Information About a Fixed Deposit for 3 Years

Airtel Finance partners with RBI-approved financial institutions to offer you secure fixed deposit rates for 3 years that outperform traditional savings accounts. With competitive interest rates, your 3-year fixed deposit grows substantially while remaining completely safe from market volatility.

The entire process—from application to maturity—is managed digitally, giving you complete transparency and control over your investment. Whether you're investing ₹1,000 or several lakhs, the same competitive fixed deposit rate of interest for 3 years applies to all customers.

How to Apply for a Fixed Deposit for 3 Years

Getting started with your 3-year fixed interest rates is simple and completely paperless:

Step 1: Download the Airtel Thanks App
Install the Airtel Thanks app on your smartphone from the Google Play Store or Apple App Store.

Step 2: Navigate to the Shop Section
Open the app, go to the Shop section, and select Airtel Finance.

Step 3: Choose Fixed Deposit
Select Fixed Deposit and enter your desired amount (minimum ₹1,000).

Step 4: Select Tenure
Choose the 3-year tenure and review the FD interest rate for 3 years.

Step 5: Complete Digital KYC
Verify your details through digital KYC and book your FD in under 5 minutes.

Features of a Fixed Deposit for 3 Years

Various features of a fixed deposit for 3 years are:

Competitive Interest Rates
Earn competitive annual returns on your fixed deposit 3-year investment.
Minimum Investment of ₹1,000
Start building wealth with a small amount and add more anytime.
Digital Certificate
Receive instant digital confirmation and track your FD growth online.
Auto-Renewal Option
Choose automatic renewal at maturity to continue earning without interruption.
Senior Citizen Benefits
Additional interest rates for investors above 60 years of age.
Premature Withdrawal
Access your funds after 7 days with applicable penalty charges.

Eligibility for a Fixed Deposit for 3 Years

Opening a fixed deposit for 3 years with Airtel Finance is accessible to most Indian residents through the following eligibility criteria:

Age: 18 years and above (no upper age limit).
Nationality: Indian residents only.
KYC Compliance: Must have a valid Aadhaar and PAN card.
Bank Account: Active Indian bank account for fund transfer.
Mobile Number: Registered Indian mobile number for OTP verification.

Documents Required for a Fixed Deposit for 3 Years

Some crucial documents required for a fixed deposit for 3 years are:

Document Type	Required Documents
Identity Proof	Aadhaar Card, PAN Card
Address Proof	Aadhaar Card, Utility Bill, Passport
Bank Details	Bank account statement, Cancelled cheque
Photograph	Recent passport-size photograph
Income Proof	Not required for FD applications