₹35,000 Fixed Deposit Interest Per Month

Earn attractive interest rates with RBI-approved banks and NBFC partners. Start with just ₹1,000.

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Fixed Deposit Interest & Return Calculator

Understanding the potential returns on your ₹35,000 fixed deposit helps you make informed investment decisions. With fixed deposits by Airtel Finance, you can calculate exactly how much interest you will earn over different tenure periods. Use the FD calculator to quickly estimate the interest and maturity amount for your investment. This predictable return structure makes fixed deposits an ideal choice for those seeking guaranteed income without market volatility risks.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a ₹35,000 Fixed Deposit

Fixed deposits by Airtel Finance offer compelling advantages for your ₹35,000 fixed deposit investment:

Guaranteed returns: Earn fixed interest per annum with stable returns and no exposure to market fluctuations.
DICGC insurance protection: Bank fixed deposits are insured up to ₹5 lakh by the Deposit Insurance and Credit Guarantee Corporation, helping protect your principal.
No new bank account required: Invest in fixed deposits directly through the Airtel Finance platform without opening a separate bank account.
Flexible withdrawal option: Access your funds if needed with premature withdrawal available after a short lock-in period.
Tax-saving FD option: Choose tax-saving fixed deposits that may help reduce your annual taxable income under applicable tax rules.

Airtel Fixed Deposit Monthly Interest Rate

Banks	Amount Invested	General Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for General Citizens	Senior Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for Non-General Citizens
Shivalik Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Shriram Finance	1 Lakh	7.00%	₹583	7.50%	₹625
Suryoday Small Finance Bank	1 Lakh	7.25%	₹604	7.45%	₹621
Utkarsh Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Slice Small Finance Bank	1 Lakh	7.25%	₹604	7.25%	₹604
Bajaj Finance	1 Lakh	6.75% (1Y3M)	₹563	7.10%	₹592
South Indian Bank	1 Lakh	6.35%	₹529	6.85%	₹571

Information About a ₹35,000 Fixed Deposit

Fixed deposits by Airtel Finance provide a reliable investment avenue through partnerships with established banking and NBFC partners, including North East Small Finance Bank, Suryoday Bank, South Indian Bank, Utkarsh Small Finance Bank, Shivalik Small Finance Bank, Bajaj Finance, and Shriram Finance. Your ₹35,000 fixed deposit is held directly with these RBI-approved institutions, while Airtel Finance acts as the facilitator to simplify your investment journey. This partnership model ensures you receive institutional-grade security with the convenience of digital-first banking, making it easier than ever to grow your savings systematically.

How to Apply for a ₹35,000 Fixed Deposit

Getting started with your ₹35,000 fixed deposit through Airtel Finance is straightforward:

Download the Airtel Thanks App: Install the app or visit the Airtel Finance website to begin your fixed deposit investment process.
Go to Fixed Deposits Section: Navigate to the FD section and select the option to start a new fixed deposit investment.
Select Lending Partner: Choose your preferred bank or NBFC partner based on available interest rates and investment tenure.
Enter Investment Details: Fill in details such as the investment amount, tenure, and nominee information.
Upload Documents & Complete KYC: Submit the required documents digitally and complete the KYC verification process.
Make the Payment: Invest the amount using net banking, UPI, or other available digital payment options.
Receive FD Confirmation: Get confirmation of your fixed deposit along with the FD receipt and maturity details.

Features of a ₹35,000 Fixed Deposit

Starting a ₹35,000 fixed deposit helps you grow your funds gradually with guaranteed returns and minimal risk.

High Interest Rates: Earn competitive returns on your ₹35,000 fixed deposit investment.
Minimum Investment Flexibility: Start with as low as ₹1,000 and scale up to ₹35,000 or higher amounts.
Multiple Partner Options: Choose from trusted bank and NBFC partners based on your risk preference.
Digital-First Process: Complete your entire FD investment journey online without visiting any branch.
Premature Withdrawal: Access your funds after 7 days if needed, with applicable charges.
Tax Saver Options: Select tax-saving FDs to reduce your taxable income under Section 80C.

Eligibility for a ₹35,000 Fixed Deposit

To invest in a ₹35,000 fixed deposit through Airtel Finance, you must meet these criteria:

Age: 18 to 80 years for most partner institutions.
Residency: Indian resident with valid address proof.
KYC Compliance: Complete KYC verification with PAN and Aadhaar.
Investment Amount: Minimum ₹1,000.
Documentation: Valid identity, address, and income proofs.
Bank Account: Active savings or current account for transactions.

Documents Required for a ₹35,000 Fixed Deposit

Ensure the following documents are available to begin earning reliable returns on your investment.

Document Type	Required Documents
Identity Proof	PAN Card, Aadhaar Card
Address Proof	Aadhaar Card, Utility Bill, Passport
Bank Details	Cancelled Cheque, Bank Statement
Income Proof	Salary Slip, ITR (if applicable)
Photographs	Recent passport-size photos