₹40,000 Fixed Deposit Interest Per Month

Earn attractive interest rates with a minimum ₹1,000 investment through trusted banking partners.

Airtel Finance trusted by 10 Lakh+ Users

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Fixed Deposit Interest & Return Calculator

Planning your investment returns has never been easier. With a ₹40,000 fixed deposit, you can calculate exactly how much interest you will earn over your chosen tenure. At current rates, your ₹40,000 FD interest can provide substantial returns while keeping your principal amount completely secure. Fixed deposits by Airtel Finance offer transparent calculations, so you know exactly what to expect from day one. Use the FD calculator to check the expected maturity value and interest earnings.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a ₹40,000 Fixed Deposit

Choosing a ₹40,000 fixed deposit through Airtel Finance brings multiple advantages that make your investment journey smooth and rewarding:

Guaranteed returns: Lock in high interest rates with complete certainty.
DICGC insurance up to ₹5 lakh: Bank FDs come with government-backed deposit protection.
No new bank account needed: Invest directly through your existing accounts.
Flexible withdrawal options: Access your funds after just 7 days if needed.
Tax-saving FD options available: Reduce your tax liability while growing your money.

Airtel Fixed Deposit Monthly Interest Rate

Banks	Amount Invested	General Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for General Citizens	Senior Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for Non-General Citizens
Shivalik Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Shriram Finance	1 Lakh	7.00%	₹583	7.50%	₹625
Suryoday Small Finance Bank	1 Lakh	7.25%	₹604	7.45%	₹621
Utkarsh Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Slice Small Finance Bank	1 Lakh	7.25%	₹604	7.25%	₹604
Bajaj Finance	1 Lakh	6.75% (1Y3M)	₹563	7.10%	₹592
South Indian Bank	1 Lakh	6.35%	₹529	6.85%	₹571

Information About a ₹40,000 Fixed Deposit

Fixed deposits by Airtel Finance are facilitated through trusted banking and NBFC partners, including North East Small Finance Bank, Suryoday Bank, South Indian Bank, Bajaj Finance, and Shriram Finance. Your ₹40,000 fixed deposit is held directly with these RBI-approved institutions, ensuring complete regulatory compliance and safety. The minimum investment starts at just ₹1,000, making it accessible for various financial goals. Bank FDs are insured by DICGC up to ₹5,00,000, while NBFC FDs offer competitive rates with established financial institutions.

How to Apply for a ₹40,000 Fixed Deposit

Getting started with your fixed deposit investment is completely digital and takes just minutes:

Install the Airtel Thanks App: Download the app or visit the Airtel Finance website to start your fixed deposit investment journey.
Open the Fixed Deposits Section: Go to the FD section on the platform and choose the option to create a new fixed deposit.
Choose a Lending Partner: Select a partner bank or NBFC based on the available interest rates and tenure options.
Provide Investment Details: Enter the deposit amount, preferred tenure, and nominee information to proceed.
Complete KYC and Upload Documents: Submit the required documents online and finish the digital KYC verification.
Pay the Investment Amount: Transfer the deposit amount using UPI, net banking, or other supported payment methods.
Receive Investment Confirmation: Once completed, you will receive confirmation along with your FD receipt and maturity details.

Features of a ₹40,000 Fixed Deposit

A ₹40,000 fixed deposit offers a safe savings option with fixed returns and convenient tenure options.

High Interest Rates: Earn attractive returns per annum with competitive rates across multiple banking partners.
Multiple Partner Options: Choose from leading banks and NBFCs, including Bajaj Finance and Suryoday Bank.
Flexible Tenures: Select investment periods that match your financial planning timeline.
Premature Withdrawal: Access your funds after 7 days with the premature withdrawal facility available.
Digital Process: Complete your entire FD investment journey through the Airtel Thanks App.
Tax Saver Options: Invest in tax-saving FDs to reduce your taxable income under Section 80C.

Eligibility for a ₹40,000 Fixed Deposit

Meeting the eligibility criteria for fixed deposits by Airtel Finance is straightforward:

Age: 18 to 80 years for most partner institutions.
Residency: Indian resident with valid address proof.
KYC Compliance: Complete KYC verification with PAN and Aadhaar.
Investment Amount: Minimum ₹1,000.
Documentation: Valid identity, address, and income proofs.
Bank Account: Active savings or current account for transactions.

Documents Required for a ₹40,000 Fixed Deposit

You need to provide basic KYC documents to start investing in a fixed deposit.

Document Type	Examples Required
Identity Proof	PAN Card (mandatory), Aadhaar Card
Address Proof	Aadhaar Card, Utility Bill, Rental Agreement
Income Proof	Salary Slips, ITR, Bank Statements
Bank Details	Cancelled Cheque, Bank Statement
Photographs	Recent passport-size photographs