₹45,000 Fixed Deposit Interest Per Month

Lock in competitive interest rates with flexible tenures and guaranteed returns.

Airtel Finance trusted by 10 Lakh+ Users

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Fixed Deposit Interest & Return Calculator

Planning your investment with a ₹45,000 fixed deposit becomes easier when you understand the potential returns and tenure options available. Fixed deposits offered through Airtel Finance provide competitive interest rates and predictable earnings, helping you grow your savings in a stable and low-risk manner. You can choose a tenure that aligns with your financial goals while enjoying assured returns. Use the FD calculator to estimate the maturity value and interest you may earn based on your investment amount and selected tenure.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of a ₹45,000 Fixed Deposit

Fixed deposits by Airtel Finance offer multiple advantages for investors seeking stable returns:

High returns: Earn more than traditional savings accounts.
DICGC insurance up to ₹5 lakh: Your bank FD is protected by government insurance.
No new bank account required: Start investing immediately without lengthy procedures.
Flexible tenure options: Choose an investment period that suits your financial goals.
Premature withdrawal facility: Access funds after 7 days if needed.
Tax-saving options available: Reduce tax liability with eligible FD schemes.

Airtel Fixed Deposit Monthly Interest Rate

Banks	Amount Invested	General Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for General Citizens	Senior Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for Non-General Citizens
Shivalik Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Shriram Finance	1 Lakh	7.00%	₹583	7.50%	₹625
Suryoday Small Finance Bank	1 Lakh	7.25%	₹604	7.45%	₹621
Utkarsh Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Slice Small Finance Bank	1 Lakh	7.25%	₹604	7.25%	₹604
Bajaj Finance	1 Lakh	6.75% (1Y3M)	₹563	7.10%	₹592
South Indian Bank	1 Lakh	6.35%	₹529	6.85%	₹571

Information About a ₹45,000 Fixed Deposit

A ₹45,000 fixed deposit through Airtel Finance provides a secure investment avenue with guaranteed returns. These deposits are facilitated through trusted banking partners including North East Small Finance Bank, Suryoday Bank, South Indian Bank, Utkarsh Small Finance Bank, and Shivalik Small Finance Bank, along with NBFC partners like Bajaj Finance and Shriram Finance. The platform simplifies the investment process while ensuring your deposits benefit from competitive interest rates and regulatory protection. Bank FDs enjoy DICGC insurance coverage, while NBFC FDs offer higher returns with different risk profiles.

How to Apply for a ₹45,000 Fixed Deposit

Getting started with your ₹45,000 fixed deposit investment is straightforward:

Access the Airtel Thanks App or Website: Open the Airtel Thanks App or visit the Airtel Finance website to begin the fixed deposit application.
Select the Fixed Deposit Option: Navigate to the FD section and choose to start a new deposit.
Pick a Lending Institution: Review the available partner banks or NBFCs and select one based on interest rates and tenure.
Enter Deposit Information: Provide details such as the investment amount, preferred tenure, and nominee details.
Submit Documents for Verification: Upload the necessary documents and complete the digital KYC process.
Complete the Payment and Receive Confirmation: Transfer the deposit amount using UPI, net banking, or other digital methods and receive your FD confirmation along with the receipt and maturity details.

Features of a ₹45,000 Fixed Deposit

A ₹45,000 fixed deposit allows you to build savings steadily with assured returns and flexible investment duration.

High Interest Rates: Earn attractive interest rates on your investment with competitive market rates.
Minimum Investment Flexibility: Start with just a ₹1,000 minimum deposit, making ₹45,000 a substantial investment.
Multiple Banking Partners: Choose from various banks and NBFCs based on your risk appetite and return expectations.
Digital Process: Complete entire application and management process through the Airtel Finance platform.
Government Insurance: Bank FDs protected by DICGC insurance up to ₹5,00,000 for added security.
Tax Benefits: Access tax-saver FD options to reduce your taxable income under Section 80C.
Early Withdrawal: Withdraw funds after 7 days with applicable penalties if financial needs arise.

Eligibility for a ₹45,000 Fixed Deposit

To invest in a ₹45,000 fixed deposit through Airtel Finance, you must meet these criteria:

Age requirement: 18-80 years for most bank partners.
Indian residency: Must be an Indian resident with valid address proof.
KYC compliance: Complete KYC with PAN and Aadhaar verification.
Income proof: Salaried or self-employed with a regular income source.
Bank account: Active savings account for fund transfer and maturity proceeds.
Documentation: All required documents in acceptable format.

Documents Required for a ₹45,000 Fixed Deposit

Keep the following documents ready to complete your fixed deposit investment quickly and smoothly.

Document Type	Examples
Identity Proof	PAN Card, Aadhaar Card, Voter ID
Address Proof	Aadhaar Card, Utility Bill, Passport
Income Proof	Salary Slip, Bank Statement, ITR
Bank Details	Cancelled Cheque, Bank Statement
Photograph	Recent passport-size photograph