Lock up to 8% returns

with Fixed Deposits by Airtel Finance

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₹5 Lakh Fixed Deposit

Planning for your child’s education, creating an emergency fund, or aiming to grow savings securely becomes easier with a ₹5 lakh fixed deposit. It strikes the right balance between safety and stable returns, making it a preferred choice for risk-averse investors. Unlike volatile market-linked instruments, fixed deposits offer guaranteed returns with complete protection of the principal amount. With assured interest income and flexible tenure options, a ₹5 lakh FD enables disciplined financial planning. It also acts as a reliable savings tool during market uncertainty, ensuring your money grows steadily while remaining secure.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of ₹5 Lakh Fixed Deposit

A ₹5 lakh fixed deposit through Airtel Finance brings you peace of mind with attractive returns:

High interest rates: Earn more than regular savings accounts.
100% digital process: Open your FD from home in just 5 minutes.
DICGC insured up to ₹5 lakh: Your investment is fully protected.
Flexible withdrawal options: Access funds when needed with the premature withdrawal facility.

Information About ₹5 Lakh Fixed Deposit

Airtel Finance makes fixed deposit investments simple and accessible through its fully digital platform. Your ₹5 lakh fixed deposit is backed by RBI-approved financial institutions, ensuring regulatory compliance and maximum security. The platform offers competitive interest rates that often exceed traditional bank FDs, with higher rates available for senior citizens and women investors. Whether you choose a ₹5 lakh fixed deposit for 5 years or a ₹5 lakh fixed deposit for 10 years, your investment remains protected while earning steady returns.

How to Apply for ₹5 Lakh Fixed Deposit

Getting started with your fixed deposit investment is straightforward:

Download the Airtel Thanks App: Log in with your Airtel number.
Navigate to the Finance section: Select the 'Fixed Deposit' option.
Enter ₹5,00,000 as Your Deposit Amount: Choose your preferred tenure.
Complete KYC Verification: Upload FD documents, including your PAN and Aadhaar.
Make Payment: Pay through net banking or UPI and start earning immediately.

Features of ₹5 Lakh Fixed Deposit

Start your investment journey with complete peace of mind by understanding the features of fixed deposit.

High Interest Rates: Earn competitive returns, often higher than traditional bank FDs.
Digital-First Experience: 100% online process from application to maturity; manage everything through the app.
Flexible Tenure Options: Choose from 7 days to 10 years based on your financial goals and liquidity needs.
DICGC Insurance: Your entire ₹5 lakh deposit is protected under DICGC insurance coverage.
Premature Withdrawal: Access your funds early if needed, with withdrawal allowed after a minimum of 7 days.
Special Rates for Women & Seniors: Enhanced interest rates are available for women and senior citizen investors.

Eligibility for ₹5 Lakh Fixed Deposit

Opening a fixed deposit with Airtel Finance is accessible to most Indian residents:

Age: Must be 18 years or above.
Residency: Indian resident with valid address proof.
Documentation: Valid PAN card and Aadhaar card are required.
KYC Compliance: Complete digital KYC verification.
Banking: Active savings account for fund transfer.

Documents Required for ₹5 Lakh Fixed Deposit

Invest hassle-free by submitting the following FD documents:

Document Type	Required Documents
Identity Proof	PAN Card, Aadhaar Card
Address Proof	Aadhaar Card, Utility Bill, Passport
Photograph	Recent passport-size colour photograph
Income Proof	Bank statements, salary slips (if required)
Additional	Form 60 (if PAN not available, for smaller amounts)