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    Fixed Deposit Interest & Return Calculator

    When you invest ₹65,000 in a fixed deposit through Airtel Finance, your returns depend on the interest rate and tenure you choose. Even small changes in tenure or rate can significantly impact your final maturity amount. For longer tenures, the compounding effect increases your overall returns significantly. Use our FD calculator to see exactly how much your ₹65,000 investment can grow across different time periods and interest rates offered by our banking partners.

    Fixed Deposit Calculator

    Estimate your maturity instantly with custom rates and flexible tenures.

    MATURITY VALUE

    ₹1,10,250

    7.90% Applied
    INTEREST EARNED +₹10,250
    MATURITY DATE --
    Principal Amount₹1,00,000
    Total Interest₹10,250
    Total Payable₹1,10,250

    Benefits of a ₹65,000 Fixed Deposit

    A ₹65,000 fixed deposit offers several advantages for building wealth steadily:

    • Guaranteed returns: Lock in stable interest rates regardless of market fluctuations.
    • DICGC insurance protection: Bank FDs up to ₹5 lakh are insured, giving you complete peace of mind.
    • Flexible tenure options: Choose from various maturity periods to match your financial goals.
    • No new bank account needed: Invest directly through Airtel Finance without opening additional accounts.
    • Premature withdrawal facility: Access your money after 7 days if emergencies arise.

    Airtel Fixed Deposit Monthly Interest Rate

    Banks

    Amount Invested

    General Citizen interest rate (% p.a.) for 1 year

    Monthly Interest Payout for General Citizens

    Senior Citizen interest rate (% p.a.) for 1 year

    Monthly Interest Payout for Non-General Citizens

    Shivalik Small Finance Bank

    1 Lakh

    6.00%

    ₹500

    6.50%

    ₹542

    Shriram Finance

    1 Lakh

    7.00%

    ₹583

    7.50%

    ₹625

    Suryoday Small Finance Bank

    1 Lakh

    7.25%

    ₹604

    7.45%

    ₹621

    Utkarsh Small Finance Bank

    1 Lakh

    6.00%

    ₹500

    6.50%

    ₹542

    Slice Small Finance Bank

    1 Lakh

    7.25%

    ₹604

    7.25%

    ₹604

    Bajaj Finance

    1 Lakh

    6.75% (1Y3M)

    ₹563

    7.10%

    ₹592

    South Indian Bank

    1 Lakh

    6.35%

    ₹529

    6.85%

    ₹571

     

    How to Apply for a ₹65,000 Fixed Deposit

    Getting started with your ₹65,000 fixed deposit investment is straightforward. The entire process is 100% digital and typically takes just a few minutes to complete.

    1. Download Airtel Thanks App: Install the app or visit the Airtel Finance website to begin your fixed deposit investment.
    2. Access the Fixed Deposit Section: Navigate to the FD section and select the option to start a new deposit.
    3. Select a Lending Partner: Choose a bank or NBFC partner based on interest rates and tenure that suit your needs.
    4. Enter Investment Information: Fill in details such as deposit amount, tenure, and nominee details.
    5. Complete KYC Verification: Upload the necessary documents and complete the digital KYC process.
    6. Make the Payment: Invest your amount through available payment options like UPI or net banking.
    7. Get Confirmation Details: After successful payment, receive your FD confirmation along with receipt and maturity information.

    Features of a ₹65,000 Fixed Deposit

    A ₹65,000 FD combines capital safety with predictable returns, making it ideal for low-risk investors.

    • High Interest Rates: Earn competitive returns on your ₹65,000 investment through carefully selected banking partners.
    • DICGC Protection: Bank fixed deposits are insured up to ₹5 lakh by DICGC, protecting your ₹65,000 investment.
    • Multiple Partner Options: Choose from leading banks like South Indian Bank and NBFCs like Bajaj Finance for your deposit.
    • Tax Saver Options: Select tax-saving fixed deposits to claim deductions under Section 80C of the Income Tax Act.
    • Digital Management: Track your ₹65,000 fixed deposit performance and manage renewals through the Airtel Finance platform.
    • Flexible Withdrawals: Access your funds through the premature withdrawal facility available after 7 days of deposit.

    Eligibility for a ₹65,000 Fixed Deposit

    To invest ₹65,000 in a fixed deposit through Airtel Finance, you need to meet these simple criteria:

    • Age requirement: 18-80 years for most bank partners.
    • Indian residency: Must be an Indian resident with valid address proof.
    • KYC compliance: Complete KYC with PAN and Aadhaar verification.
    • Income proof: Salaried or self-employed with a regular income source.
    • Bank account: Active savings account for fund transfer and maturity proceeds.
    • Documentation: All required documents in acceptable format.

    Documents Required for a ₹65,000 Fixed Deposit

    Check the complete document requirements before starting your application.

    Document Type

    Required Documents

    Identity Proof

    PAN card, Aadhaar card

    Address Proof

    Utility bill, Aadhaar card, Passport

    Photograph

    Recent passport-size photograph

    Bank Details

    Cancelled cheque or bank statement

    Income Proof

    Salary slip, ITR (if applicable)

    check_credit_score

    FAQs

    Fixed Deposits Partner - Airtel Finance

    Explore FD FD Rate
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    Regular Fixed Deposit

    up to 9% interest p.a

    Senior Citizen

    up to 9.1% interest p.a

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