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Earn Up to ₹68,000 Annually with ₹8 Lakh Fixed Deposit

Secure high returns with guaranteed monthly payouts and flexible withdrawal options.

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₹8 Lakh Fixed Deposit

Planning for your child's education, saving for a home down payment, or building a retirement corpus? An ₹8 lakh fixed deposit offers the perfect balance of safety and attractive returns for your major financial goals.

With guaranteed monthly interest payouts and the security of DICGC insurance coverage, you can watch your wealth grow steadily while keeping your principal amount completely safe.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of ₹8 Lakh Fixed Deposit

Here's why an ₹8 lakh FD makes smart financial sense for your long-term goals:

Attractive Monthly Returns

Earn up to ₹5,667 as monthly interest for an ₹8 lakh fixed deposit at competitive rates.

Complete Capital Protection

Your ₹8 lakh principal remains 100% secure with DICGC insurance coverage up to ₹5 lakh.

Flexible Withdrawal Options

Access your funds after just 7 days if needed, with a premature withdrawal facility.

Higher Returns for Women & Seniors

Enhanced FD interest rates for women and senior citizens on ₹8 lakh FD interest calculations

Hassle-Free Investment

Easily open and manage your ₹8 lakh FD digitally through the Airtel Thanks App, ensuring convenience and transparency.

Information about ₹8 Lakh Fixed Deposit

Airtel Finance offers RBI-approved fixed deposits with great interest rates, making it an ideal choice for investors seeking stable returns. Your ₹8 lakh FD interest per month can range from ₹5,333 to ₹5,667, depending on the tenure and your profile.

The entire process is 100% digital through the Airtel Thanks app, eliminating the need for paperwork and in-person visits to branches. Your fixed deposit investment enjoys the dual benefit of competitive returns and regulatory compliance, ensuring your money grows safely while remaining easily accessible.

How to Apply for ₹8 Lakh Fixed Deposit

Getting started with your ₹8 lakh FD investment takes just 5 minutes:

Step 1: Open the Airtel Thanks App
Open the Airtel Thanks App and navigate to the ‘Shop’ section.

Step 2: Select Airtel Finance
Tap on ‘Airtel Finance’ and then choose the ‘Fixed Deposit’ option.

Step 3: Enter Deposit Details
Enter ₹8 lakh as your deposit amount and select your preferred tenure.

Step 4: Complete Digital KYC
Upload the required documents through the app to complete the digital KYC process.

Step 5: Confirm Investment
Confirm your investment to start earning interest immediately on your ₹8 lakh fixed deposit.

Features of ₹8 Lakh Fixed Deposit

The various features of a fixed deposit are as follows:

High Interest Rates
Earn high annual returns on your ₹8 lakh investment with competitive market rates.
Flexible Tenure Options
Choose from 7 days to 10 years based on your financial goals and liquidity needs.
Monthly Interest Payout
Receive regular monthly interest for an ₹8 lakh fixed deposit directly to your bank account.
Premature Withdrawal
Access your funds anytime after 7 days with minimal penalty charges.
Digital Investment Process
Complete your entire FD booking through the Airtel Thanks app without visiting any branch.
DICGC Insurance Protection
Your deposit is insured, providing an additional layer of security for your investment.

Eligibility for ₹8 Lakh Fixed Deposit

Opening an ₹8 lakh FD with Airtel Finance is simple and accessible:

Must be an Indian resident with valid documentation
Age requirement: 18 years and above
Valid PAN card mandatory for investments above ₹50,000
Aadhaar card for digital KYC verification
Active bank account for fund transfer and interest payouts
No minimum income criteria required for FD investments

Documents Required for ₹8 Lakh Fixed Deposit

Crucial fixed deposit documents are as follows:

Document Type	Required Documents
Identity Proof	PAN Card (mandatory for ₹8 lakh investment)
Address Proof	Aadhaar Card / Utility Bill / Passport
Bank Details	Cancelled Cheque / Bank Statement
Photograph	Recent passport-size colour photograph
Form 60	Only if the PAN card is not available (not applicable for ₹8 lakh)

Scan QR code to download Airtel Thanks App

Enjoy up to 8.15% returns on Fixed Deposits by Airtel Finance

FAQs on ₹8 Lakh Fixed Deposit

The monthly interest depends on the annual rate and tenure you choose. You can earn approximately ₹5,333 to ₹5,667 per month on an ₹8 lakh fixed deposit, depending on the tenure, compounding frequency, and terms offered by your financial institution. The exact amount varies based on the compounding frequency and specific terms.

Yes, your investment is secure with DICGC insurance coverage and RBI-approved partner institutions. While the DICGC insures deposits up to ₹5 lakh, the remaining amount remains secure under the robust regulatory framework and risk management practices followed by the partnering banks.

Interest is calculated daily and can be paid monthly, quarterly, or annually based on your preference. For monthly payouts, the ₹8 lakh FD interest per month is credited directly to your registered bank account. The calculation follows compound interest methodology for maximum returns.