₹95,000 Fixed Deposit Interest Per Month

Earn attractive returns through trusted banking partners with DICGC insurance up to ₹5 lakh.

Airtel Finance trusted by 10 Lakh+ Users

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Fixed Deposit Interest & Return Calculator

Planning your financial goals becomes easier when you know exactly what your ₹95,000 fixed deposit can earn. Whether you're saving for your child's education, planning a home down payment, or building an emergency fund, understanding potential returns helps you make informed decisions. With fixed deposits by Airtel Finance, you can calculate your exact earnings and lock in stable returns through our trusted banking partners.

Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of ₹95,000 Fixed Deposit

Fixed deposits by Airtel Finance offer compelling advantages for investors seeking stable returns:

High Interest Rates: Earn attractive returns through partner banks and NBFCs.
DICGC Insurance: Bank FDs are protected up to ₹5,00,000 under DICGC insurance.
Flexible Tenure Options: Choose investment periods that align with your financial goals.
No New Account Required: Start investing without opening additional bank accounts.
Premature Withdrawal: Access your funds after just 7 days if needed.
Tax Saver Options: Available tax-saving FD variants for additional benefits.

Airtel Fixed Deposit Monthly Interest Rate

Banks	Amount Invested	General Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for General Citizens	Senior Citizen interest rate (% p.a.) for 1 year	Monthly Interest Payout for Non-General Citizens
Shivalik Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Shriram Finance	1 Lakh	7.00%	₹583	7.50%	₹625
Suryoday Small Finance Bank	1 Lakh	7.25%	₹604	7.45%	₹621
Utkarsh Small Finance Bank	1 Lakh	6.00%	₹500	6.50%	₹542
Slice Small Finance Bank	1 Lakh	7.25%	₹604	7.25%	₹604
Bajaj Finance	1 Lakh	6.75% (1Y3M)	₹563	7.10%	₹592
South Indian Bank	1 Lakh	6.35%	₹529	6.85%	₹571

Information About ₹95,000 Fixed Deposit

Airtel Finance connects investors with reliable banking and NBFC partners, including North East Small Finance Bank, Suryoday Small Finance Bank, South Indian Bank, Utkarsh Small Finance Bank, Shivalik Small Finance Bank, Bajaj Finance, and Shriram Finance. Your ₹95,000 fixed deposit is held directly with these RBI-approved institutions, ensuring safety and compliance. Airtel Finance facilitates the process, making the investment experience simple and seamless.

How to Apply for ₹95,000 Fixed Deposit

Getting started with your ₹95,000 fixed deposit is straightforward:

Download the Airtel Thanks App: Install the app or visit the Airtel Finance website to begin your fixed deposit investment process.
Go to Fixed Deposits Section: Navigate to the FD section and select the option to start a new fixed deposit investment.
Select Lending Partner: Choose your preferred bank or NBFC partner based on available interest rates and investment tenure.
Enter Investment Details: Fill in details such as the investment amount, tenure, and nominee information.
Upload Documents & Complete KYC: Submit the required documents digitally and complete the KYC verification process.
Make the Payment: Invest the amount using net banking, UPI, or other available digital payment options.
Receive FD Confirmation: Get confirmation of your fixed deposit along with the FD receipt and maturity details.

Features of ₹95,000 Fixed Deposit

Investing in a fixed deposit can help you build your savings with assured returns, flexible investment periods, and minimal risk.

Competitive Interest Rates: Earn attractive returns through carefully selected banking and NBFC partners.
Minimum Investment Flexibility: Start with as low as ₹1,000 and scale up to your desired amount.
DICGC Protection: Bank fixed deposits covered under DICGC insurance up to ₹5,00,000.
Multiple Partner Options: Choose from leading banks and NBFCs based on your preference.
Tax Saver Variants: Special tax-saving fixed deposit options available for additional benefits.
Quick Withdrawal Access: Premature withdrawal facility available after 7 days of investment.
Digital Process: Complete application and management through Airtel Finance's digital platform.

Eligibility for ₹95,000 Fixed Deposit

To invest in fixed deposits by Airtel Finance, you need to meet these simple criteria:

Age: 18 to 60 years for individual applications.
Citizenship: Indian resident with valid address proof.
Documentation: Must have a PAN card and Aadhaar card.
KYC Compliance: Complete KYC verification as per RBI guidelines.
Minimum Investment: Ability to invest at least ₹1,000.
Bank Account: Active savings account for fund transfer.

Documents Required for ₹95,000 Fixed Deposit

Prepare the following documents to get started with your investment.

Document Type	Required Documents
Identity Proof	PAN Card, Aadhaar Card
Address Proof	Aadhaar Card, Utility Bill, Passport
Bank Details	Cancelled Cheque, Bank Statement
Income Proof	Salary Slip, ITR, Bank Statement
Photograph	Recent passport-size photograph