Open a Bajaj Finance FD Online with Airtel Finance

Why Choose Bajaj Finance Fixed Deposits with Airtel?

Feature	Description
Interest Rate	Enjoy up to 8.15% interest on your deposit. Senior citizens can benefit from an enhanced rate of 8.65%.
Minimum Deposit Amount	Start with a deposit as low as ₹15,000, making this investment accessible to a wide range of investors.
Flexible Tenure	Choose from investment tenures ranging from 3 months to 5years , tailored to your financial aspirations.
Fully Digital Process	The entire investment process is 100% online through the Airtel Thanks App, making it quick, easy, and convenient.
Premature Withdrawal	You can withdraw your funds after just 3 months. 3-6 months - No interest Paid Post 6 months - 2-3% deduction
Secure Investment	Your deposit is insured up to ₹5 lakh under the DICGC (Deposit Insurance and Credit Guarantee Corporation), ensuring full protection.
Tax Benefits	Opt for tax-saving fixed deposits like the Tax Saver FD to enjoy deductions under Section 80C, helping you reduce taxable income.

Bajaj Finance Fixed Deposit Interest Rates

Bajaj	Regular	Senior Citizen
1 year	7.4%	7.65%
1 year 3 month	7.5%	7.75%
1 year 6 month	7.8%	8.05%
1 year 10 month	7.9%	8.15%
2 years 9 month	8.1%	8.35%
3 years 6 month	8.15%	8.65%
3 years 8 months	8.25%	8.5%
5 years	8.1%	8.35%

Required Documents for Opening a Fixed Deposit

To open a Bajaj Finance Fixed Deposit through Airtel, you will need to submit the following documents:

Document	Description
PAN Card	Used for identity verification.
Aadhaar Card	Required for both identity and address verification.
Bank Account Details	To link your account for seamless transactions through the Airtel Thanks App.
Address Proof	Additional address proof if needed for KYC verification.

How to Renew Your Bajaj Finance Fixed Deposit through Airtel Thanks App

To renew your Bajaj Finance Fixed Deposit through the Airtel Thanks App, follow these steps:

Log In to the Airtel Thanks App: Open the app and sign in with your Airtel credentials.
Go to “My FDs”: Navigate to the section where your Fixed Deposits are listed.
Select the Renewal Option: Choose the FD you wish to renew and opt for renewal before its maturity.
Review Terms: Ensure the updated interest rate and terms are correct before renewing.
Confirm Renewal: Confirm the renewal with a few taps once you’re satisfied with the terms.

Fixed Deposit Interest & Return Calculator

Estimate your Fixed Deposit returns instantly. Enter amount, interest rate, and tenure to see your maturity amount.

Deposit Amount ₹50,000

₹1K₹10L

Interest Rate 7%

1%15%

Tenure 2 Years

1Y10Y

Invested Amount

Interest Earned

Total Maturity

Book FD Book FD

Frequently Asked Questions

A Fixed Deposit (FD) is an investment option offered by banks and non-banking financial institutions (NBFCs) like Bajaj Finance Fixed Deposit with Airtel. You invest a certain amount for a fixed tenure at a predetermined interest rate. At the end of the tenure, known as the maturity period, you receive your initial investment along with the accrued interest.

A Systematic Deposit Plan (SDP) allows you to make smaller monthly deposits, while a fixed deposit requires a lump-sum investment. Each SDP deposit earns interest based on the rate applicable at the time of deposit, unlike an FD, where the entire amount earns interest for the chosen tenure.

What is a Fixed Deposit?

A Fixed Deposit (FD) is a type of investment offered by banks and financial institutions, where you deposit a fixed sum of money for a predetermined period at an agreed-upon interest rate. This investment guarantees safety and returns as the principal remains untouched throughout the tenure. Once the FD matures, you receive the invested amount along with accrued interest. Fixed deposits are popular for their low-risk nature, making them ideal for conservative investors seeking safe and predictable growth.

Eligibility Criteria for Opening a Fixed Deposit with Airtel FinanceOpening a Fixed Deposit with Airtel Finance is simple and open to various individuals. To qualify, applicants must:

Be an Indian citizen or Non-Resident Indian (NRI).

Possess a valid PAN Card.

Submit KYC documents such as Aadhaar card, passport, voter ID, or driver’s license.

Airtel Finance is open to all individuals, including women, senior citizens, and others, offering an easy way to save for the future.

Advantages of Fixed Deposits with Airtel Finance

Opening a Fixed Deposit with Airtel Finance provides several key benefits:

Attractive Interest Rates: Enjoy competitive rates of up to 8.8% on your FD.

Insurance Coverage: All investments are insured up to ₹5 lakh by the DICGC, providing added security.

Instant Liquidity: Withdraw your FD anytime if needed, with instant access to funds.

Digital Convenience: Manage everything online, from applying to monitoring, making it incredibly convenient.

Premature Withdrawal: Access your FD funds before maturity with provisions for withdrawal within 7 days.

Low Minimum Deposit: Start investing with as little as ₹1,000, making it accessible to all.

Shorter Lock-in Period: Benefit from lower lock-in periods while still enjoying the security and returns of a fixed deposit.

With these features, a fixed deposit through Airtel Finance is an excellent way to secure your financial future and earn a higher return with the convenience of digital banking.

Different Types of Fixed Deposits

Here are some of the popular fixed deposit options:

Type of FD	Description
Regular FD	The most common fixed deposit where a lump sum is invested for a set period at a fixed rate.
Senior Citizen FD	Special FD schemes offering higher interest rates for senior citizens.
Tax-Saving FD	Offers tax benefits under Section 80C with a 5-year lock-in period.
Flexi FD	Allows partial withdrawal before maturity, though the interest rate may be slightly lower.
Cumulative & Non-Cumulative FD	In cumulative FDs, interest is paid at maturity, while non-cumulative FDs provide periodic interest payouts.
Floating Rate FD	Interest rates vary with market conditions, offering potential higher returns, but with the risk of lower rates.
Corporate FD	Offered by corporations, these typically offer higher interest but carry more risk.