Bajaj Finance's Fixed Deposits

Bajaj Finance Fixed Deposits offer you a reliable, secure, and efficient way to grow your savings. Whether you have short-term or long-term financial goals, these fixed deposits provide guaranteed returns, ensuring your money works for you with complete peace of mind.

Thanks to Airtel Finance, the process of investing in Bajaj Finance Fixed Deposits is streamlined and hassle-free. With the Airtel Thanks App, you can easily manage your investment digitally, from the comfort of your home or on the move.

Why Choose Bajaj Finance Fixed Deposits with Airtel?

Feature	Description
Interest Rate	Enjoy up to 7.75% interest on your deposit. Senior citizens can benefit from an enhanced rate of 8.65%.
Minimum Deposit Amount	Start with a deposit as low as ₹15,000, making this investment accessible to a wide range of investors.
Flexible Tenure	Choose from investment tenures ranging from 3 months to 5years , tailored to your financial aspirations.
Fully Digital Process	The entire investment process is 100% online through the Airtel Thanks App, making it quick, easy, and convenient.
Premature Withdrawal	You can withdraw your funds after just 3 months. 3-6 months - No interest Paid Post 6 months - 2-3% deduction
Secure Investment	Your deposit is insured up to ₹5 lakh under the DICGC (Deposit Insurance and Credit Guarantee Corporation), ensuring full protection.
Tax Benefits	Opt for tax-saving fixed deposits like the Tax Saver FD to enjoy deductions under Section 80C, helping you reduce taxable income.

Eligibility for Opening Bajaj Finance's Fixed Deposit on Airtel Thanks App

To open a Fixed Deposit with Bajaj Finance through Airtel, you must meet the following criteria:

Indian Residency: Applicants must be Indian residents. Non-resident Indians (NRIs) and foreign nationals are not eligible.
Age Requirement: Applicants must be 18 years or older to be legally eligible for investment.
Identification: You need to provide a valid PAN Card and Aadhaar Card for identity verification and regulatory compliance.
Minimum Investment: The minimum deposit required is ₹15,000.

Bajaj Finance Fixed Deposit Interest Rates

Tenure	Regular	Senior Citizen
1Y 3M	6.6%	6.95%
1Y 6M	6.85%	7.2%
2Y	6.85%	7.2%
3Y	7.4%	7.75%
4Y	7.4%	7.75%
5Y	7.4%	7.75%

Enjoy up to 7.75% interest on your deposit

Required Documents for Opening a Fixed Deposit

To open a Bajaj Finance Fixed Deposit through Airtel, you will need to submit the following documents:

Document	Description
PAN Card	Used for identity verification.
Aadhaar Card	Required for both identity and address verification.
Bank Account Details	To link your account for seamless transactions through the Airtel Thanks App.
Address Proof	Additional address proof if needed for KYC verification.

How to Renew Your Bajaj Finance Fixed Deposit through Airtel Thanks App

To renew your Bajaj Finance Fixed Deposit through the Airtel Thanks App, follow these steps:

Log In to the Airtel Thanks App: Open the app and sign in with your Airtel credentials.
Go to “My FDs”: Navigate to the section where your Fixed Deposits are listed.
Select the Renewal Option: Choose the FD you wish to renew and opt for renewal before its maturity.
Review Terms: Ensure the updated interest rate and terms are correct before renewing.
Confirm Renewal: Confirm the renewal with a few taps once you’re satisfied with the terms.

Why Choose Bajaj Finance's Fixed Deposits on Airtel's Thanks app?

Choosing Bajaj Finance Fixed Deposits via Airtel Finance is a wise decision for anyone seeking a secure, reliable, and flexible investment option. With competitive interest rates (up to 9.10% for senior citizens) and the ease of digital management through the Airtel Thanks App, this Fixed Deposit makes it simple to grow your wealth safely. It’s perfect for both seasoned investors and those new to fixed deposits, offering a seamless way to secure your financial future with guaranteed returns.

Steps to Apply for Bajaj Finance Fixed Deposit through Airtel

Download and Log In to the Airtel Thanks App: Use your Airtel account to sign in.
Navigate to Fixed Deposits: Find the option to apply for Bajaj Finance Fixed Deposit in the app.
Enter Investment Details: Choose the deposit amount, tenure, and other preferences.
Provide Necessary Documents: Upload required KYC documents for verification.
Confirm Application: Review and confirm your details to complete the application process.

Frequently Asked Questions

A Fixed Deposit (FD) is an investment option offered by banks and non-banking financial institutions (NBFCs) like Bajaj Finance Fixed Deposit with Airtel. You invest a certain amount for a fixed tenure at a predetermined interest rate. At the end of the tenure, known as the maturity period, you receive your initial investment along with the accrued interest.