Callable Fixed Deposit

Traditional fixed deposits often lock your money away for years, leaving you helpless during financial emergencies or unexpected opportunities.

Airtel Finance callable fixed deposit offers the perfect solution—combining the security and returns of a fixed deposit with the flexibility to withdraw your funds whenever you need them, without losing all your earned interest.

The Airtel Finance callable fixed deposit is designed for modern Indians who want their money to work harder while maintaining access to funds. Unlike traditional FDs that penalise early withdrawals heavily, our callable FD allows premature withdrawal after just 7 days with reasonable interest adjustments.

Starting with deposits as low as ₹1,000, this product is perfect for building an emergency fund or parking surplus cash for short to medium-term goals. Your deposits are backed by DICGC insurance, ensuring the complete safety of your hard-earned money.

Getting started with your callable fixed deposit is completely digital and takes just a few minutes.

Step 1: Download and Verify

Download the Airtel Thanks App and complete your KYC verification.

Step 2: Go to the Finance Section

Navigate to the Finance section and select “Fixed Deposit.”

Step 3: Enter Investment Amount

Choose the cumulative option and enter your investment amount (minimum ₹1,000).

Step 4: Select Tenure

Pick your tenure based on your financial goals.

Step 5: Complete Process

Finish the digital process and start earning compound interest immediately.

Various features of Callable Fixed Deposit (FD) are:

• Low Minimum Deposit
  Start investing with just ₹1,000 and build your wealth gradually.
• 100% Digital Process
  Open your callable FD entirely online without visiting any branch.
• Special Benefit

Enhanced interest rates are available for women and senior citizens.

• Quick Withdrawal
  Access your money after 7 days with a simple online withdrawal process.
• Tax Saving Fixed Deposit

A tax-saving fixed deposit allows investors to claim deductions under Section 80C of the Income Tax Act.

• Competitive Rates
  Earn very good interest, with special rates for senior citizens and women.
• No Paperwork
  Complete documentation through digital uploads; no physical forms needed.

Opening a callable term deposit with Airtel Finance is simple and accessible to most Indian residents.

• Age: 18 years and above.
• Residency: Indian resident with valid address proof.
• KYC Documents: Aadhaar, PAN, and address proof are mandatory.
• PAN Requirement: Mandatory for deposits above ₹50,000.
• Bank Account: Active Indian bank account for transactions.

Various fixed deposit documents required are: