Secure Your Future with Non-callable Fixed Deposits

Lock in attractive returns with guaranteed rates for the full tenure—no early withdrawal worries.

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Non-callable Fixed Deposit

When you want to grow your savings without the temptation to withdraw early, a non-callable fixed deposit becomes your financial discipline partner. Unlike regular FDs, where you might face penalties for premature withdrawal, a non-callable fixed deposit ensures you stay committed to your investment goals while earning competitive returns.

This makes it perfect for building that emergency fund, saving for your child's education, or simply growing your wealth systematically over time.

Fixed Deposit Interest & Return Calculator

Estimate your Fixed Deposit returns instantly. Enter amount, interest rate, and tenure to see your maturity amount.

Deposit Amount ₹50,000

₹1K₹10L

Interest Rate 7%

1%15%

Tenure 2 Years

1Y10Y

Invested Amount

Interest Earned

Total Maturity

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Benefits of Non-callable Fixed Deposit

The Airtel Finance non-callable FD offers several advantages that make your investment journey smoother:

Guaranteed Returns: Lock in attractive non-callable FD rates for the entire tenure without market volatility concerns.
Disciplined Saving: No premature withdrawal option helps you stay committed to your financial goals.
Higher Interest Rates: Typically offers better rates than regular FDs due to the commitment factor.
DICGC Insurance: Your deposits are protected up to ₹5 lakh through government insurance coverage.
Best for Long-Term Goals: Ideal for building wealth steadily for milestones like buying a home, a child’s education, or retirement.
Tax Saving Fixed Deposit: A tax-saving fixed deposit allows investors to claim deductions under Section 80C of the Income Tax Act, making it a popular choice.

Information about Non-callable Fixed Deposit

The Airtel Finance non-callable term deposit is designed for investors who prioritise guaranteed returns and financial discipline. Built on our partnership with trusted financial institutions, these deposits offer competitive interest rates while ensuring your money stays invested for the chosen tenure.

The digital-first approach means you can start your investment journey in minutes, with complete transparency on returns and maturity amounts from day one.

How to Apply for Non-callable Fixed Deposit

Getting started with your non-callable fixed deposit is simple and completely digital:

Step 1: Download the App

Download the Airtel Thanks App and navigate to the Finance section.

Step 2: Select Fixed Deposit

Choose Fixed Deposit and select the non-callable option.

Step 3: Enter Investment Details

Enter your investment amount and select your preferred tenure.

Step 4: Complete KYC Verification

Upload the required documents to complete your KYC verification.

Step 5: Make Payment

Proceed with the payment and receive instant confirmation with maturity details.

Features of Non-callable Fixed Deposit

Various features of Non-callable Fixed Deposit (FD) are:

Flexible Investment Amount
Start your investment journey from just ₹1,000 with no upper limit.
Digital Process
100% paperless application and instant account setup.
DICGC Protection
Government insurance coverage up to ₹5 lakh per depositor.
No Hidden Charges
Transparent pricing with no processing fees or maintenance charges.
Senior Citizen Benefits
Additional interest rate benefits for investors aged 60 and above

Eligibility for Non-callable Fixed Deposit

Opening your non-callable fixed deposit account is straightforward if you meet these simple criteria:

Age: 18 years and above.
Residency: Indian resident with valid address proof.
KYC Documents: Aadhaar, PAN, and address proof are mandatory.
PAN Requirement: Mandatory for deposits above ₹50,000.
Bank Account: Active Indian bank account for transactions.

Documents Required for Non-callable Fixed Deposit

Various fixed deposit documents required are:

Document Type	Required Documents
Identity Proof	PAN Card, Aadhaar Card, Passport, or Driving License
Address Proof	Aadhaar Card, Utility Bill, or Bank Statement
Income Proof	Salary Slip, Form 16, or ITR (for higher investments)
Bank Details	Cancelled Cheque or Bank Statement
Photographs	Recent passport-size photographs