| Overview: This guide covers the top geyser models available through the Airtel Bajaj Finserv Insta EMI Card, comparing instant and storage water heaters from leading brands. Learn about easy EMI options, zero down payment benefits, and a step-by-step purchase process for budget-friendly home upgrades. |
Why Winter Appliance Shopping Has Gone Digital
With winter approaching, over 40% of urban Indian households are planning new appliance purchases, particularly geysers for a reliable hot water supply (Economic Times, 2024). The traditional challenge of high upfront costs—ranging from ₹5,000 to ₹15,000 for quality geysers—has led many consumers to explore EMI financing options. You can now shop big and pay smart.
Buying a geyser on a Bajaj EMI card eliminates the financial burden of lump-sum payments while providing instant access to hot water solutions. With over 70% of Indian retail EMI transactions now completed through digital platforms, the shift towards paperless, flexible financing has made household upgrades more accessible than ever (RBI, 2025).
Top Geyser Models Available on EMI
Here are the most popular models available for purchase on the Airtel Bajaj Finserv Insta EMI Card:
Instant Water Heaters (3L–6L Capacity)
| Brand & model | Capacity | Price | Monthly EMI* | Key features |
| Kenstar KWIK | 3L | ₹6,990 | ₹1,165 | 3kW heating, plastic body |
| Havells Instanio | 3L | ₹6,190 | ₹1,030 | Wall mount, ISI certified, instant heating |
| Bajaj Flora | 3L | ₹4,500 | ₹750 | Rust-proof body, thermal cutout protection |
*EMI calculations based on 6-month tenure
Storage Water Heaters (10L–25L Capacity)
| Brand & model | Capacity | Price | Monthly EMI* | Key features |
| Bajaj New Shakti Vertical | 15L | ₹11,500 | ₹1,900 | 4-star rating, vitreous enamel coating |
| Havells Monza EC | 25L | ₹13,200 | ₹2,200 | Energy efficient, magnesium anode rod |
| Voltas AquaPro | 25L | ₹14,990 | ₹2,498 | Compact design, advanced safety features |
*EMI calculations based on 6-month tenure
These models are available at 1.5 lakh+ partner stores nationwide and major online platforms, ensuring wide accessibility for consumers across India.
How EMI Financing Works for Appliance Purchases
The Bajaj Finserv Insta EMI Card, integrated with Airtel Finance, streamlines the geyser purchase process through completely digital approval and paperless documentation. Here’s how the system works:
Application process:
- Apply through the Airtel Thanks app or Bajaj Finserv partner stores
- Complete instant KYC verification with basic documents
- Receive a pre-qualified loan offer amount of up to ₹3,00,000
- Shop immediately at partner stores or online platforms
Purchase benefits:
- Zero down payment on most geyser models
- easy EMI options eliminate interest charges
- Flexible tenure selection from 3 to 24 months
- Instant approval without lengthy bank processes
| Did you know? Over 70% of urban Indians now prefer easy EMI options when buying household appliances, making smart budgeting easier for geyser purchases (RBI, 2025). |
Step-by-Step Guide to Buying a Geyser on EMI
Here’s how to buy a geyser on EMI:
Online purchase process:
- Visit partner e-commerce platforms (Flipkart, Amazon, Croma online)
- Select your preferred geyser model
- Choose “Bajaj Finserv EMI” at checkout
- Enter EMI card details and select tenure
- Complete purchase with instant approval
Offline store purchase:
- Visit any Bajaj Finserv partner store
- Select the geyser model and check availability
- Present the EMI card for verification
- Choose EMI tenure and complete documentation
- Schedule home delivery and installation
Post-purchase support:
- Free installation services at most partner stores
- Manufacturer warranty coverage
- EMI payment reminders and online management
- Customer support for technical issues
In a Nutshell
Buying a geyser on a Bajaj EMI card transforms expensive appliance purchases into manageable monthly payments without compromising on quality or features. With zero down payment options and instant digital approval, Indian consumers can avail of Airtel Bajaj Finserv Insta EMI Card benefits.
The extensive partner network ensures wide product availability, while easy EMI eliminates interest burden. Consider your household’s hot water requirements and explore EMI options for a budget-friendly winter appliance upgrade. Free your wishlist on big shopping days with the Insta EMI card.
FAQs
1. Which geyser brands offer the best EMI deals through Bajaj Finserv?
Leading brands like Bajaj, Havells, and Voltas provide attractive EMI options with zero down payment and flexible tenures.
2. Can I buy multiple geysers using a single EMI card?
Yes, the ₹3,00,000 loan amount allows purchasing multiple appliances, including several geysers for different rooms.
3. What documents are required for purchasing a geyser on EMI?
Basic KYC documents, including Aadhaar, PAN card, and income proof, are sufficient for EMI card approval and subsequent geyser purchases.
4. Are installation charges included in the EMI amount?
Most partner stores offer free installation services, though charges vary by location and model complexity. Check with the retailer before finalising the purchase.
5. Can I prepay the geyser EMI without penalty charges?
Yes, the Airtel Bajaj Finserv Insta EMI card allows prepayment of EMI amounts without additional charges, helping reduce the total repayment period and save on processing fees.
