High Credit Utilisation Ratio Could Lower Your Credit Score
You’re in the 600s or low 700s, and your card balances are the biggest thing keeping you there. Utilisation counts for 30% of your CIBIL …
Category: Free Credit Report
How One Missed EMI Can Drop Your Credit Score by 50 to 100 Points
A missed EMI pulled your score down. If you’re in the 500s right now, that one missed payment likely cost you 50 to 100 points. …
Understanding How BNPL Can Impact Your Credit Score
If you’re using LazyPay, Simpl, or Amazon Pay Later regularly, your CIBIL score is being affected right now. Most people don’t realise BNPL counts as …
Why Your Credit Score Didn’t Improve After Loan Settlement
You settled a loan thinking the problem was behind you. But your score barely moved, or maybe it dropped further. That “settled” tag on your …
