| Overview: Gold has always been a symbol of trust and wealth, but verifying its authenticity is crucial before investment or pledging for a loan. Hallmarking acts as a guarantee of purity and quality. Knowing how to test gold purity empowers you to make safe and confident financial decisions. |
Decoding Gold Hallmark Identification
India is among the world’s largest consumers of gold, with millions investing in jewellery and coins annually. According to the Bureau of Indian Standards (BIS), hallmarking ensures that gold meets purity standards such as 22K, 20K or 18K. BIS-certified jewellers stamp gold items with identifiable marks proving authenticity. Yet, fake hallmarks are not uncommon, and incorrect carat claims can mislead buyers.
Learning how to test gold purity using reliable methods helps prevent fraud and ensures fair valuation—especially crucial when applying for gold loans or selling jewellery.
Quick Summary
- Hallmarks indicate purity and authenticity.
- Simple at-home tests can help verify gold purity.
- Professional testing ensures accuracy.
- Always confirm BIS-registered hallmarks before transactions.
What is Gold Hallmarking?
Hallmarking is the official certification of gold purity issued by the Bureau of Indian Standards (BIS). It guarantees that gold items meet specific carat standards.
Key components of hallmarking include:
- BIS logo or mark
- Purity in karat (e.g., 22K, 18K)
- Assay centre’s identification mark
- Jeweller’s identification mark
- Year of marking (optional)
Each hallmark symbol plays a role in helping you verify gold purity before making a purchase or pledging gold for a loan. For deeper insights into the certification process, explore assaying gold and its importance.
| Important to Know: Always buy hallmarked gold from BIS-certified jewellers to avoid disputes during resale or gold loan valuation. |
Why Purity Matters in Gold Loans
When you apply for a gold loan, the purity directly impacts the loan amount you receive. Lenders assess the value based on the weight and karat.
| Purity (Carat) | Gold Composition | Typical Loan Value Offered |
| 22K | 91.6% pure | Highest value |
| 20K | 83.3% pure | Moderate value |
| 18K | 75% pure | Lower value |
Airtel Finance Gold Loan, for instance, accepts gold between 18 to 22 karats, ensuring fair valuation and quick disbursal while storing your assets securely in RBI-approved lockers.
At-Home Gold Purity Tests
While professional methods are more accurate, you can perform simple checks at home to verify your gold’s authenticity.
Magnet Test
- Hold a strong magnet close to the gold item.
- Pure gold is non-magnetic and should not be attracted.
- If it sticks, it likely contains impurities or alloys.
Vinegar Test
- Place your gold item in a small bowl.
- Add a few drops of white vinegar.
- Pure gold remains untarnished, while fake gold discolours or reacts.
Float Test
- Fill a bowl with water.
- Drop the gold item in gently.
- Real gold sinks immediately due to its high density; fakes may float or drift slowly.
Ice Test
- Place a piece of ice on the gold surface.
- Gold conducts heat well, so ice will melt faster on genuine gold compared to fake alloys.
These simple steps on how to check gold purity hallmarks help detect visible discrepancies before approaching a certified tester.
| Mistakes to Avoid: Never rely on a single test; combine visual hallmark inspection with physical and professional checks. |
Professional Gold Testing Methods
Professional testing ensures the highest accuracy in determining gold purity and carat, offering reliable results for valuation, investment, or loan purposes.

XRF Machine Testing
The X-Ray Fluorescence (XRF) test is a non-destructive technique using a gold purity testing machine to determine metal composition instantly. It’s fast, accurate, and ideal for jewellers and gold loan evaluators.
Fire Assay (Traditional Method)
This age-old method involves melting gold with chemicals to measure its pure content precisely. Although time-consuming, it remains the most accurate test available.
Electronic Gold Tester
Portable devices measure electrical conductivity to verify gold purity. They provide quick readings but are less precise than XRF or fire assays.
| Testing Method | Accuracy | Time Taken | Destructiveness |
| XRF Machine | High | Minutes | No |
| Fire Assay | Very High | Hours | Yes |
| Electronic Tester | Moderate | Minutes | No |
| What You Must Know: Only BIS-authorised centres use certified equipment to issue valid hallmark certificates, ensuring accuracy similar to gold storage laws and other government regulations. |
How to Read and Verify Hallmark Components
Each hallmark symbol represents authenticity. Look closely for:
- BIS logo: Confirms government certification.
- Purity mark (e.g., 22K916): Indicates karat and fineness.
- Assay centre mark: Identifies the testing centre.
- Jeweller’s code: Traceable to the manufacturer.
You can also verify gold purity through the BIS Care App, which lets you scan and confirm hallmark details instantly. For comparison, explore 22 carat vs 24 carat gold to understand how purity affects value.
| Facts to Know: BIS hallmarking became mandatory in India from 2021, covering gold jewellery and artefacts up to 24 carats. |
Final Takeaway: Trustworthy Ways to Ensure Your Gold’s Purity
Always verify hallmarks, perform basic tests, and confirm BIS registration before purchasing or pledging gold. A combination of at-home and professional testing offers the best assurance. When you’re confident about your gold’s authenticity, you can leverage it wisely through trusted lenders.
With Airtel Finance Gold Loan, your jewellery is stored safely in RBI-approved lockers and fully insured. You can borrow from ₹5,000 to ₹2 crore at interest rates starting from 1.08% per month—hassle-free and transparent.
FAQs
1. How to check gold purity at home?
You can verify gold purity using simple methods like the magnet test, vinegar test, float test, or ice test.
2. What does a gold hallmark indicate?
A gold hallmark certifies purity and authenticity, displaying BIS logo, carat value, jeweller’s code, and assay centre identification mark.
3. Why is hallmarking important for gold buyers?
Hallmarking ensures gold purity, prevents fraud, builds trust, and guarantees you’re paying for authentic, certified gold of the stated carat.
4. Which professional methods verify gold purity accurately?
XRF testing, fire assay, and electronic testers are accurate professional techniques used to assess gold purity and detect counterfeit metals.
5. How does gold carat affect its value?
Higher carat means greater purity and value, with 22K gold offering the best loan and resale potential compared to 18K.