Overview: Managing EMIs smartly can help you meet financial goals without draining your savings. Understanding repayment patterns, prioritising expenses, and planning credit usage can balance …

Overview: Sometimes, even after settling your loan, it may continue to appear as active in your credit report or lender’s records. This usually happens due …

Overview: Loan approval doesn’t guarantee immediate funds. This guide explains why disbursement delays occur, expected timelines across lender types, and practical steps to resolve issues …

Overview: Alternative credit scoring uses mobile bills, UPI transactions, and digital footprints to assess creditworthiness for India’s 190 million new-to-credit users, enabling faster loan approvals …