Overview: Many Indians believe avoiding loans means good financial health. However, having no credit history can actually lower your CIBIL score and make future borrowing …

Overview: An education loan guarantor plays a critical role in helping students secure financing for higher studies. Acting as a safety net for lenders, the …

Overview: Recovery agent calls and visits are strictly regulated in India to protect borrowers from harassment. Financial institutions must follow Reserve Bank of India (RBI) …

Overview: Personal loan refinancing allows borrowers to replace an existing loan with a new one offering better terms, such as lower interest or flexible tenure. …