What is Co-Signing a Loan and How Does It Impact Your Credit Score?
Overview: Co-signing a loan means sharing equal responsibility for repayment with the primary borrower. It can help someone access credit but also affects the co-signer’s …
What is a Good Credit Score? Differences Between Good, Bad, and Ugly Scores
Overview: A credit score plays a vital role in shaping financial opportunities. It impacts loan approvals, interest rates, and access to credit products. Knowing the …
What is LTV in a Secured Loan? Does It Apply to Personal Loans as Well?
Overview: Loan-to-Value (LTV) ratio measures how much you can borrow against a secured asset. It influences loan approval, risk, and borrowing capacity. While critical for …
What Happens When You Have No Credit History—And How to Start Building One
Overview: Having no credit history can make accessing loans or credit challenging in India. Lenders often see such applicants as risky. However, with the right …
