Overview: Learn RBI guidelines on loan settlement, including eligibility criteria, credit score impact, step-by-step process, and better alternatives to manage debt effectively without damaging your …

Overview: Discover key differences between promissory notes and bonds, their risks, and returns, and which debt instrument aligns with your financial goals and investment timeline …

Overview: A promissory note is a legal document outlining repayment terms between a borrower and lender. In India, it ensures clarity, prevents disputes, and provides …

Overview: Loan waivers and write-offs both reduce outstanding debts but differ in purpose, beneficiary, and financial impact. While waivers are policy-driven and benefit borrowers directly, …