Personal Loan Prepayment: When Does It Make Sense?
Overview: Prepaying a personal loan can save thousands in interest but comes with penalties and opportunity costs. Understanding when to prepay, calculating net benefits, and …
How to Plan Your Loan Repayment Plan for Financial Freedom vs Getting Stuck in Debt
Overview: A strategic loan repayment plan is your roadmap to financial freedom. This guide provides technical insights and proven strategies to help you prioritise debts …
What Happens If You Miss One EMI: Risks, Fees & How to Avoid It
Overview: Missing a personal loan EMI triggers immediate penalties, damages your CIBIL score, and creates cascading financial risks. Understanding the consequences, hidden fees, and prevention …
How to Compare Personal Loan Partners When Multiple Options Are Available
Overview: When platforms offer loans from multiple partners like Axis Bank, DMI Finance, and ICICI, choosing the right one can save you thousands. Compare interest …
