What Happens When You Have No Credit History—And How to Start Building One
Overview: Having no credit history can make accessing loans or credit challenging in India. Lenders often see such applicants as risky. However, with the right …
Category: Personal Loan
What are Personal Loan EMI Bounce Charges?
Overview: Personal loan EMI bounce charges are penalties imposed when borrowers miss scheduled repayments due to insufficient funds or technical issues. These charges vary across …
Personal Loan EMI Missed for 6 Months? Here’s What Happens Next
Overview: Missing personal loan EMIs for six months can severely damage your CIBIL score and trigger legal notices, asset seizure, and hefty penalties. Knowing these …
Unemployed but Want a Better Credit Score? Try These 4 Proven Strategies
Overview: Being unemployed doesn’t mean your credit journey ends. Learn how to make your CIBIL score better with 4 proven strategies: auditing credit reports, maintaining …
