What is LTV in a Secured Loan? Does It Apply to Personal Loans as Well?
Overview: Loan-to-Value (LTV) ratio measures how much you can borrow against a secured asset. It influences loan approval, risk, and borrowing capacity. While critical for …
Category: Personal Loan
What Happens When You Have No Credit History—And How to Start Building One
Overview: Having no credit history can make accessing loans or credit challenging in India. Lenders often see such applicants as risky. However, with the right …
What are Personal Loan EMI Bounce Charges?
Overview: Personal loan EMI bounce charges are penalties imposed when borrowers miss scheduled repayments due to insufficient funds or technical issues. These charges vary across …
Personal Loan EMI Missed for 6 Months? Here’s What Happens Next
Overview: Missing personal loan EMIs for six months can severely damage your CIBIL score and trigger legal notices, asset seizure, and hefty penalties. Knowing these …
