Explore Airtel

    Get Credit Limit up ₹5 Lakhs

    Apply Now

    BPCL SBI Credit Card

    The BPCL SBI Credit Card is a co-branded fuel credit card that offers significant benefits to those who frequently visit BPCL fuel outlets. This card is the result of a collaboration between Bharat Petroleum Corporation Ltd (BPCL) and SBI Card, designed to provide cardholders with a rewarding experience.

    Here are some key points about the BPCL SBI Credit Card:

    With its attractive features and benefits, the BPCL SBI Credit Card is an excellent choice for those looking to maximise their fuel savings and earn rewards on their everyday purchases.

    Key Features and Benefits of Credit Cards

    Credit cards offer several valuable features and perks. Some of the key credit card benefits include:

    • 25% cashback* on Airtel Mobile, Broadband, Wi‑Fi, and DTH bill payments made through the Airtel Thanks App
    • 10% cashback* on utility bill payments (electricity, gas, water) made via the Airtel Thanks App only
    • 10% Value Back* on online transactions at Zomato, Blinkit, and District Movies, with a minimum order value of ₹499
    • 1% cashback* on all other eligible spends

    *T&C apply .

    Fees and Charges of the BPCL SBI Credit Card


    • Fee Type

      Amount

      Joining Fee

      ₹499 + GST

      Renewal Fee

      ₹499 + GST (waived if ₹50,000 spent in the anniversary year)

      Interest Rate

      42% per annum

      Late Payment Fee

      ₹400 - ₹1,300 (depending on the outstanding amount)

      Foreign Transaction Fee

      Nil

      Balance Transfer Fee

      Applicable

      Cheque Dishonour Fee

      ₹500

    Eligibility of the BPCL SBI Credit Card


    • Documentation: Applicants must submit identification proof, salary slip, PAN card, proof of address, and a recent passport-size photograph.
    • Application Process: Apply online through the SBI Card website by navigating to 'Personal > Credit Cards > Apply Now' and selecting 'Travel & Fuel Cards'. Alternatively, applicants can contact SBI Credit Card customer service or visit a nearby bank branch.
    • Eligibility Criteria: Applicants must fulfil the eligibility criteria set by the State Bank of India, which typically includes income requirements and credit score checks.
    • Add-on Facility: Family members, including spouses, parents, and children (over 18 years), can be added as add-on cardholders to enhance purchasing power.

    Card Activation Process

    To activate your BPCL SBI Credit Card, you can choose from the following convenient methods:

    Online Activation

    • Visit the SBI Card Website: Navigate to the official SBI Card website at sbicard.com.
    • Log In: Enter your user ID and password to access your account.
    • Locate Card Activation: Find the "Card Activation" or "Activate Your Card" option, typically located under the "Services" or "Manage Your Card" section.
    • Provide Details: Input the necessary information, such as your card number, expiry date, and other verification details.
    • Complete Activation: Follow the on-screen instructions to finalise the activation of your card.

    Offline Activation

    • Contact Customer Care: Call the SBI Card customer care number, which is usually printed on the back of your credit card or listed on the SBI Card website.
    • Follow Instructions: Listen to the automated prompts or speak with a customer service representative to activate your card.
    • ATM Activation: In some cases, you can activate your credit card by conducting a transaction at an ATM using the PIN provided with the card.

    Using the SBI Card App

    • Get the App: Download the SBI Card app from your preferred app store.
    • Sign In: Use your credentials to log in to the app.
    • Find Card Activation: Locate the card activation section within the app and follow the provided instructions to activate your card.

    Once your BPCL SBI Credit Card is activated, you can start enjoying its benefits and redeeming the reward points you earn.

    How to Redeem the Points

    Your BPCL SBI Credit Card offers various options for redeeming your reward points, making it easy to enjoy the benefits of your card usage.

    Redeeming for Fuel

    • Instant Redemption at BPCL Outlets: You can instantly redeem your reward points for complimentary fuel at participating BPCL retail outlets throughout the country. There is no minimum requirement for the number of reward points needed for this redemption.
    • BPCL Fuel Vouchers: Another option is to redeem your reward points for BPCL fuel vouchers, which can be used to purchase fuel at BPCL

    Redeeming Through Shop n Smile

    • Lifestyle, Leisure, and Travel Products: SBI Card's exclusive Reward Point Program, Shop n Smile, allows you to redeem your reward points for a wide range of products in lifestyle, leisure, and travel categories from popular brands. To redeem your points, simply log on to the SBI Card website or contact the SBI Card Helpline Number.

    General Redemption Process

    • Access Your Account: Sign in to your SBI Card account through the website or the SBI Card app.
    • Go to Rewards Section: Navigate to the rewards or points redemption section of your account.
    • Choose Redemption Option: Select your preferred redemption option, whether it's redeeming points for fuel, through Shop n Smile, or any other available choice.
    • Finalise Redemption: Follow the on-screen prompts to complete your redemption. There is no minimum threshold for redeeming reward points.

    By following these simple steps, you can make the most of your BPCL SBI Credit Card and enjoy the rewards you've earned through your card usage.

    check_credit_score

    Frequently Asked Questions