Unlock Rewards with RBL Bank Shoprite Credit Card

Overview About the RBL Bank Shoprite Credit Card

The RBL Bank Shoprite Credit Card is a perfect fit for frequent shoppers who spend a significant amount on groceries and other retail purchases. This credit card, offered by RBL Bank, aims to enhance the shopping experience by providing convenience, rewards, and value-back benefits.

With no joining fee for primary and add-on cardholders, the card comes with an annual fee of ₹500, which can be waived if the cardholder spends ₹1.5 lakhs or more in the previous year. The card caters to both salaried and self-employed individuals, offering a range of benefits that make regular purchases more affordable and rewarding.

Benefits & Features of the RBL Bank Shoprite Credit Card

The RBL Bank Shoprite Credit Card offers various benefits and features to enhance the cardholder's experience.

Welcome Benefits

Cardholders receive a welcome bonus of 2,000 reward points upon making a valid retail transaction within 30 days of receiving the card and paying the joining fee. This bonus is credited to the cardholder's account within 60 days of the card issuance.

Other Benefits

Besides welcome benefits, the RBL Bank Shoprite Credit Card offers a range of benefits across various categories.

Reward Points:
- Earn 1 reward point for every ₹100 spent on all retail purchases except fuel.
- Earn 20 reward points for every ₹100 spent on grocery shopping, with a maximum limit of 1,000 reward points per month. However, fuel-based reward points have been discontinued since September 25, 2022.
Value Back:
- Cardholders receive 5% value back on grocery purchases, converting to 20 reward points for every ₹100 spent.
- Although fuel benefits have been discontinued, previously, cardholders could earn 2.5% value back on fuel transactions.
Movie Benefits:
- Enjoy a 10% discount (up to ₹100) on movie tickets booked through BookMyShow, applicable 15 times a year. Cardholders need to select the 'RBL Bank 10% Offer' under credit card offers on BookMyShow to avail this benefit.
Fuel Surcharge Waiver: Despite the discontinuation of fuel-based reward points, the fuel surcharge waiver remains applicable.
- Cardholders can get a fuel surcharge waiver at all fuel stations for transactions between ₹500 and ₹4,000, with a maximum waiver of ₹100 per month.
Annual Fee Reversal:
- The annual fee of ₹500 can be reversed if the cardholder spends ₹1.5 lakhs or more in the previous year.
Redemption of Reward Points: Reward points can be redeemed through the RBL Rewards website (rblrewards.com).
- Each reward point is valued at ₹0.25.
- A redemption fee of ₹99 plus taxes applies to each redemption request.
Other Features:
- There are no joining fees for primary and add-on cardholders.
- The add-on card fee is free.

Key Highlights of the RBL Bank Shoprite Credit Card

The RBL Bank Shoprite Credit Card offers a range of benefits designed to enhance your shopping experience and provide value for your money. Some of the standout features of this card are:

Welcome Bonus:

Earn 2,000 reward points by making your first purchase within 30 days of receiving the card and downloading the RBL MyCard mobile app.

Reward Points on Spending:

Earn 20 reward points for every ₹100 spent on grocery purchases, with a maximum limit of 1,000 reward points per month.
Earn 1 reward point for every ₹100 spent, except fuel.
Get a maximum 10% discount on movie tickets booked through BookMyShow.
Get a fuel surcharge waiver of up to ₹100 per month for transactions between ₹500 and ₹4,000.
Get value back on grocery and previously on fuel purchases.

While the card offers numerous benefits, it's essential to understand the associated fees and charges to make an informed decision.

Fees and Charges of the RBL Bank Shoprite Credit Card

When considering the RBL Bank Shoprite Credit Card, it's crucial to be aware of the various fees and charges that come with the card.

Here's a table summarising the key fees and charges associated with the RBL Bank Shoprite Credit Card:

Fee Type	Amount	Description
Joining Fee	₹500	One-time fee paid at the time of card issuance
Annual Fee	₹500	Annual fee, waivable on spends exceeding ₹1.5 lakhs in the previous year
Add-on Card Fee	Free	No charge for additional cardholders
Cash Withdrawal Fee	2.50%	Fee on cash withdrawals
Foreign Transaction Fee	3.50%	Fee on transactions in foreign currencies
Card Replacement Fee	₹200	Fee for replacing a lost or damaged card
Over Limit Penalty	2.50%	Penalty for exceeding the credit limit
Fuel Transaction Surcharge	1%	Surcharge on fuel transactions (waiver available up to ₹100 per month)

It's also worth noting that there is a reward redemption fee of ₹99 plus taxes.

Eligibility of the RBL Bank Shoprite Credit Card

To be eligible for the RBL Bank Shoprite Credit Card, applicants must meet certain criteria.

Criteria	Requirement
Age	21 to 65 years
Income	Stable income source
Credit Score	Minimum 700
Credit History	Good credit history
Documents Required	Identity proof, address proof, income proof, and other necessary documents

Once you meet these eligibility criteria, you can proceed with the card activation process.

RBL Bank Shoprite Credit Card Activation Process

After your RBL Bank Shoprite Credit Card application is approved and the card is dispatched, you will receive it along with a PIN and activation instructions. To start using your card, you must first activate it through one of the following methods:

Online Activation:
- Visit the RBL Bank official website and log in to your account.
- Navigate to the card activation section and follow the prompts to activate your card.
Mobile App Activation:
- Download and install the RBL MyCard App on your smartphone.
- Log in to your account and go to the card activation section.
- Select Register and then Activate a card.
- Choose Credit Card and enter your credit card details.
- Verify the OTP sent to your registered mobile number
Customer Care Activation:
- Call the RBL Bank customer care number at +91 22 6232 7777.
- Request card activation and provide the necessary details to the representative.

Once your card is activated, you can start earning reward points on your purchases, which can be redeemed later.

How to Redeem the Points

The reward points on your RBL Bank Shoprite Credit Card can be redeemed for various benefits. Here's how you can redeem your reward points:

Log in to the RBL Rewards Portal at rblrewards.com using your username and password.
Browse through the available reward categories, such as travel, shopping, dining, and gift cards.
Select the reward you wish to redeem your points for and ensure you have sufficient points for the redemption.
Follow the on-screen instructions to complete the redemption process.
If applicable, pay the redemption fee of Rs. 99 per redemption request.

Please note that the redemption process may vary slightly depending on the type of reward you choose.