IndusInd Credit Card Reward Points: How to Redeem & Maximise

IndusInd Bank Credit Card Reward Points

IndusInd Bank Credit card provide a comprehensive reward points programme that allows cardholders to earn points for their spending habits. The earning ratio varies based on the specific credit card and transaction type. For instance, the IndusInd Bank Legend Credit Card offers 1 reward point for every ₹100 spent on weekdays and 2 reward points for every ₹100 spent on weekends. The IndusInd Bank Platinum Aura Edge Credit Card offers up to 4 reward points for every ₹100 spent on select categories, while the IndusInd Bank Signature Credit Card provides 1.5 reward points for every ₹100 spent.

One of the standout features of IndusInd Bank credit card reward points is that they never expire, giving cardholders the flexibility to redeem them at their convenience. However, it's important to note that certain categories, such as utility bill payments, insurance premium payments, government services/charges/payments, education institute fees, and real estate/rental payments, may not earn reward points or may earn them at a reduced rate, depending on the card variant and effective dates.

Some IndusInd Bank credit cards also offer bonus points and additional benefits. For example, the IndusInd Bank Legend Credit Card provides 4,000 bonus points for spending ₹6 lakh or more in a year. To keep track of your reward points and make the most of your credit card benefits, it's essential to know how to check your reward points balance.

How to Check your IndusInd Bank Credit Card Reward Points

Checking the reward points balance for your IndusInd Bank credit card is a simple process that can be done through various channels:

Online Banking and Mobile App: Log in to your IndusInd Bank online banking account or mobile app using your credentials. Navigate to the credit card section, where you'll find your reward points balance displayed alongside your transaction history.

Statement Cycle: Your reward points earned during a statement period are reflected in your monthly or quarterly credit card statements.

Customer Service: If you require assistance or have questions about your reward points, contact IndusInd Bank's customer service by calling the number provided on the back of your credit card or visiting the bank's website for contact details.

IndusMoments Website: IndusInd Bank has a dedicated website, IndusMoments.com, where you can check and manage your reward points. Log in to your account on the website to view your available reward points and explore various redemption options.

Redeeming your IndusInd Bank Credit Card Reward Points

As an IndusInd Bank credit card holder, you have the flexibility to redeem your hard-earned reward points through various convenient channels. Whether you prefer the ease of online banking or the personal touch of offline redemption, IndusInd Bank offers multiple options to suit your preferences.

Redeeming Reward Points Online through Internet Banking

To redeem your reward points online via internet banking, follow these simple steps:

Log In to Your Account by visiting the IndusInd Bank internet banking portal and entering your credentials.

Access the Rewards Section within your account to view your available points and redemption options.

Visit IndusMoments.com, the dedicated platform for redeeming reward points, where you'll be redirected automatically.

Browse the Extensive Catalogue of redemption options, including lifestyle products, electronics, travel vouchers, and experiences.

Select Your Desired Reward and add it to your cart, ensuring that you have sufficient points for redemption.

Complete the Redemption Process by following the prompts to finalise your order and confirm the redemption.

Alternatively, you can also redeem your points through the convenience of mobile banking.

Redeeming Reward Points Online via Mobile Banking

If you prefer using your smartphone for banking transactions, follow these steps to redeem your reward points:

Download and Open the IndusInd Bank Mobile App and log in to your account securely.

Navigate to the Rewards or Credit Card Section within the app to access your reward points information.

Choose the "Pay with Rewards" Option or visit IndusMoments.com through the app to explore the available redemption options.

Select the Reward Points you wish to use and proceed to the payment page to complete the transaction.

Confirm Your Selection and finalise the redemption using the "Pay with Rewards" feature.

Ensure Mobile Number Consistency between your bank records and the merchant to facilitate a smooth redemption process.

For those who prefer a more traditional approach, IndusInd Bank also offers offline redemption options.

How to Redeem Reward Points Offline

If you wish to redeem your reward points offline, consider the following methods:

Contact Customer Service by calling IndusInd Bank's helpline or visiting your nearest branch to inquire about offline redemption options.

Fill Out a Redemption Form, if available, specifying the reward you wish to claim and providing necessary details.

Submit Any Required Documents or information to complete the redemption process as per the bank's guidelines.

Redeem at Partner Merchants who may allow offline redemption of reward points directly at their outlets during checkout.

For travel enthusiasts, IndusInd Bank offers the option to convert reward points to air miles on select credit cards.

Converting Reward Points to Air Miles for Travel Cards

If you hold an eligible IndusInd Bank travel credit card, you can convert your reward points to air miles by following these steps:

Log in to your account through internet banking or the mobile app and access the rewards section.

Select the Air Miles Conversion Option to convert your reward points to air miles or CV points.

Specify the Airline and Miles you wish to convert your points into, ensuring you have sufficient points for conversion.

Confirm the Conversion by following the prompts and receive your air miles in your linked loyalty program account.

By leveraging these various redemption methods, IndusInd Bank credit card holders can make the most of their reward points and enjoy a wide range of benefits tailored to their lifestyle preferences.

IndusInd Bank Credit Card Reward Redemption Category List

IndusInd Bank offers a diverse range of redemption categories for their credit card reward points, allowing you to choose the option that best suits your lifestyle and preferences. The following table provides an overview of the various categories available:

Redemption Category	Description
Travel	Redeem your points for flights, hotels, or holiday packages with IndusInd Bank's partner airlines and travel services.
Merchandise	Use your reward points to purchase products from popular brands across various categories, including electronics, fashion, and home appliances.
Gift Vouchers	Select from a wide variety of gift vouchers for your favourite stores, restaurants, or online platforms.
Cash Credit	Convert your reward points into cash credit, which will be applied to your card account (1 Reward Point = ₹0.75).
Airline Miles	Transform your reward points into airline miles with IndusInd Bank's partner airlines (1 Reward Point = 1 Air mile).
Lifestyle Products	Redeem points for lifestyle products, educational items, stationery, and home and kitchen essentials.
IndusMoments Store	Shop online using your reward points for exclusive products and services available on the IndusMoments e-commerce store.
Redemption + Shopping	Combine your reward points with cash to make purchases, paying the remaining amount using your IndusInd Bank Credit Card.

With such a wide array of redemption options, you can easily find the perfect way to utilise your hard-earned reward points. In addition to these categories, IndusInd Bank has partnered with several popular brands to offer e-vouchers that can be redeemed using your credit card reward points.

Popular Brands Offering E-Vouchers with IndusInd Bank Credit Card Rewards

IndusInd Bank has collaborations with numerous well-known brands across various sectors, enabling you to redeem your credit card reward points for e-vouchers. While the specific list of brands may vary based on the bank's partnerships and the dynamic nature of the IndusMoments catalogue, the following table provides a general idea of the types of brands and categories that typically offer e-vouchers:

Brand Category	Examples of Brands
Electronics	Samsung, Apple, Sony, Lenovo
Fashion	Zara, H&M, Raymonds, Levi's
Home and Kitchen	Philips, Bosch, Prestige, Puma
Online Retailers	Amazon, Flipkart, Myntra
Travel and Hospitality	MakeMyTrip, OYO Rooms, Cleartrip
Education and Stationery	Flipkart, Amazon, local educational stores
Consumer Durables	LG, Panasonic, Whirlpool

By partnering with such a diverse range of brands, IndusInd Bank ensures that you have ample opportunities to redeem your reward points for e-vouchers that cater to your specific needs and interests. Whether you're looking to upgrade your electronics, refresh your wardrobe, or enjoy a delicious meal at your favourite restaurant, you can take advantage of these partnerships to maximise the value of your credit card reward points.