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    Overview of the IndusInd Bank Legend Credit Card

    The IndusInd Bank Legend Credit Card is a premium offering designed for individuals who value luxury and convenience in their financial transactions. Tailored to meet the needs of frequent travellers, enthusiasts, shopping aficionados, and entertainment seekers, this credit card offers a host of benefits that enhance the cardholder's lifestyle. 

    Equipped with advanced security features like a contactless chip-based inlay, the IndusInd Bank Legend Credit Card ensures secure and convenient transactions. The comprehensive range of rewards and benefits makes it an attractive choice for those seeking a top-tier credit card experience. 

    Credit Card EMI Calculator

    Easily calculate your monthly EMIs for credit card purchases with Airtel Finance.  Enter the amount, tenure, and interest rate to get instant estimates.

    Purchase Amount ₹10,000
    ₹10,000
    ₹1K₹2L
    Interest Rate 13%
    13%
    5%36%
    Tenure 12 Months
    12 Months
    3M36M
    Unlock Your Credit Card Now

    Benefits & Features of the IndusInd Bank Legend Credit Card


    1. Welcome Benefits 

      • Complimentary stay at your favourite Oberoi Hotel in India 
      • Get access to over 30 global luxury and premium brands across 30 cities in India using Luxe Gift Card 
      • Buy exquisite collection of watches, stationery, jewellery, leather goods and eyewear from Montblanc 
      • Earn various discount vouchers from various brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola and more 

      Note that the above Welcome Gifts are available at select fee points only. 

      Other Benefits 

      Reward Points: 

      • Earn 1 reward point for every ₹100 spent on weekdays 
      • Earn 2 reward points for every ₹100 spent on weekends 
      • Earn 4,000 bonus reward points on spending ₹6 lakhs or more within one year from the date of issue 
      • Redeem points for Airline Miles, Club Vistara Points, or cash (1 reward point = ₹0.75 in cash) 

      Travel Benefits: 

      • Access to over 600 VIP airport lounges worldwide through the Priority Pass program 
      • Travel Plus program with a discounted foreign currency mark-up fee of 1.8% 
      • Complimentary travel insurance covering lost baggage, passports, and other travel-related risks 

      Entertainment Benefits: 

      • Buy-one-get-one offer on movie tickets via BookMyShow (up to one free ticket per month, capped at ₹200) 
      • Additional ₹50 off on Food and Beverages options when booking through BookMyShow 

      Concierge Services: 

      • Dedicated concierge service for flight bookings, hotel reservations, sports and entertainment ticket bookings, flower and gift deliveries, and other lifestyle needs 

      Auto Assist and Insurance: 

      • Auto services including roadside repair, emergency fuel supply, flat tire service, lost keys, battery service, emergency towing assistance, and accident management & medical assistance 
      • Complimentary personal air accident insurance cover of up to ₹25 lakhs 
      • Protection against unauthorized transactions and counterfeit fraud 

      Lounge Access: 

      • One complimentary domestic airport lounge visit every quarter (four visits per year) 

      Financial Flexibility and Security: 

      • Interest-free period or grace period of 50 days for purchases 
      • Advanced security measures including an EMV chip and real-time transaction alerts 

    Key Highlights of the IndusInd Bank Legend Credit Card


    1. The IndusInd Bank Legend Credit Card comes packed with an array of features and benefits that make it a compelling choice for those who desire a luxurious financial experience. 

      Some of the key highlights of the IndusInd Bank Legend Credit Card include: 

      • Rewarding Weekends: Cardholders earn 2 reward points for every ₹100 spent on weekends, making their leisure time even more gratifying. On weekdays, they can still accumulate 1 reward point for every ₹100 spent. 
      • Annual Bonus Points: By spending ₹6 lakhs or more within a year from the date of issue, cardholders can earn an impressive 4,000 bonus reward points. 
      • Versatile Redemption Options: Reward points can be redeemed for a variety of options, including Airline Miles, Club Vistara Points, or cash credit. For instance, 100 reward points can be exchanged for 100 InterMiles or 1 Club Vistara Point, while each reward point holds a value of ₹0.75 when redeemed for cash. 
      • Travel Perks: Cardholders gain access to over 600 VIP airport lounges worldwide through the Priority Pass programme. They also benefit from a reduced foreign currency mark-up fee of 1.8% and enjoy complimentary travel insurance that covers lost baggage, passports, and more. 
      • Entertainment : The IndusInd Bank Legend Credit Card offers a buy-one-get-one-free movie ticket deal on BookMyShow every month, with a maximum discount of ₹200 per ticket. Cardholders can also savour additional discounts on food and beverages and avail exclusive offers from popular brands like Amazon, ALDO, Benetton, and others. 

      These remarkable features are further complemented by the card's fee structure and eligibility criteria, which we will explore in the following sections. 

    Fees and Charges of the IndusInd Bank Legend Credit Card


    1. The IndusInd Bank Legend Credit Card boasts a unique fee structure that allows cardholders to enjoy a host of premium benefits without the burden of recurring annual fees. Let's take a closer look at the fees and charges associated with this card: 

      Fee Type

      Amount

      Joining Fee

      ₹9,999 (one-time)

      Annual Fee

      Nil

      Fuel Surcharge Waiver

      Up to ₹2,400

      Foreign Currency Mark-up

      1.8%

      Cash Advance Charges

      2.5% of transaction amount (Minimum ₹500)

    Eligibility of the IndusInd Bank Legend Credit Card

    1. The IndusInd Bank Legend Credit Card is designed for individuals who meet specific eligibility criteria. To apply for this card, candidates must fulfil the following requirements: 

      Criteria

      Details

      Age

      18 - 65 years

      Residency

      Resident of India

      Employment

      Salaried or Self-Employed

      Income

      Minimum monthly income of ₹20,000

      Credit Score

      Minimum credit score of 750



    IndusInd Bank Legend Credit Card Activation Process

    1. Activating your IndusInd Bank Legend Credit Card is a simple and hassle-free process through the website: 

      • Step 1: Visit the official website of the bank. 
      • Step 2: Enter your mobile number and PAN.
      • Step 3: Verify your address.
      • Step 4: Select your preferred credit card. 
      • Step 5: Complete your Video KYC. 

      Once your IndusInd Bank Legend Credit Card is activated, you can start enjoying its benefits and earning reward points on your purchases. 

    How to Redeem the Points


    1. Redeeming the reward points earned on your IndusInd Bank Legend Credit Card is a straightforward process. You can convert your accumulated points into various benefits, such as cashback, gift vouchers, or travel

      To redeem your points, you can follow these methods: 

      • Online Portal: 
      • Step 1: Log into your IndusInd Bank net banking account or the IndusMobile app. 
      • Step 2: Click on the "Credit Cards" section and select your Legend Credit Card. 
      • Step 3: Navigate to the "Rewards" or "Points Redemption" option. 
      • Step 4: Choose from various redemption options, such as converting points to cashback, redeeming for gift vouchers, or booking travel
      • Customer Care: Call the IndusInd Bank customer care number and inform them of your intention to redeem your points. Follow the instructions provided by the customer care executive to complete the redemption process. 

      Here are some popular redemption options available for your IndusInd Bank Legend Credit Card points: 

      Redemption Option

      Description

      Cashback

      Convert your points into cashback, which will be credited directly to your credit card account.

      Gift Vouchers

      Redeem your points for gift vouchers from popular brands and retaile₹

      Travel Bookings

      Use your points to book flights, hotels, or holiday packages through the bank's travel partne₹

      Merchandise

      Exchange your points for a wide range of merchandise, including electronics, home appliances, and lifestyle products.

    Frequently Asked Questions

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