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    Overview of the IndusInd Bank Nexxt Credit Card

    The IndusInd Bank Nexxt Credit Card is a pioneering financial product that offers a unique and interactive credit card experience. As India's first interactive credit card, it features innovative built-in LED buttons and contactless payment capabilities. This card provides unmatched flexibility, allowing users to seamlessly switch between various payment options such as EMI, reward points, or credit at the point of sale (POS) using the integrated buttons. 

    With its cutting-edge design and advanced technology, the IndusInd Bank Nexxt Credit Card caters to diverse financial needs, delivering a personalised and intuitive banking experience. The card's array of benefits and features make it an attractive choice for individuals seeking convenience and value. 

    Credit Card EMI Calculator

    Easily calculate your monthly EMIs for credit card purchases with Airtel Finance.  Enter the amount, tenure, and interest rate to get instant estimates.

    Purchase Amount ₹10,000
    ₹10,000
    ₹1K₹2L
    Interest Rate 13%
    13%
    5%36%
    Tenure 12 Months
    12 Months
    3M36M
    Unlock Your Credit Card Now

    Benefits & Features of the IndusInd Bank Nexxt Credit Card


    The IndusInd Bank Nexxt Credit Card comes with a host of benefits and features that set it apart from traditional credit cards. From welcome benefits to interactive payment options and exclusive offers, this card provides a comprehensive package tailored to enhance the cardholder's experience. 

    Welcome Benefits 

    Upon acquiring the IndusInd Bank Nexxt Credit Card, cardholders are greeted with a luxurious welcome gift—a complimentary stay at one of the prestigious Oberoi Hotels. This exclusive offer sets the stage for the card's premium benefits and exceptional experiences that await the cardholder. 

    Other Benefits 

    • Interactive Payment Options: The IndusInd Bank Nexxt Credit Card features built-in LED buttons that enable users to effortlessly toggle between EMI, reward points, or credit payment options directly at the POS. This includes the ability to convert significant purchases into convenient EMIs with tenures of 6, 12, 18, or 24 months at an attractive interest rate of 12%. 
    • Reward Points: Cardholders earn 1 reward point for every ₹150 spent using the card. These points can be redeemed for a variety of options, including Airline Miles, Club Vistara points, or even converted into cash at a rate of 1 reward point = ₹0.75. The 'Pay with Rewards' feature allows cardholders to directly redeem their reward points for purchases at selected merchant stores. 
    • Contactless Feature: The Nexxt Credit Card is equipped with chip-based contactless technology, enabling fast, secure, and convenient daily purchases by simply tapping the card at merchant locations that accept contactless payments. 
    • Fuel Surcharge Waiver: Cardholders enjoy a 1% fuel surcharge waiver at all petrol stations across India on transactions between ₹400 and ₹4000 only. 
    • Comprehensive Insurance: The card offers comprehensive travel insurance coverages provided by Oriental Insurance Company Ltd. Additionally, it includes complimentary personal air accident insurance coverage of up to ₹25 lakhs and zero liability protection against loss, theft, or counterfeit fraud under the 'Total Protect' feature. 
    • Entertainment Benefits: Cardholders can avail up to two free movie tickets every month on BookMyShow.com, and in some cases, up to four free tickets in a month, depending on the specific offer. 
    • Exclusive Offers and Partnerships: The IndusInd Bank Nexxt Credit Card provides exclusive deals on top brands like MakeMyTrip, AJIO, Tata CLIQ, and Flipkart through IndusMoments. Cardholders also receive discount vouchers from Vouchagram for various brands and services such as Amazon, Flipkart, Zee5, Apollo Pharmacy, and more. 
    • Luxury and Lifestyle Benefits: Cardholders gain access to 30 global luxury brands across 30 cities in India with the Luxe Gift Card. They also receive Postcard Hotel stay vouchers and exclusive access to Montblanc products. 

    Key Highlights of the IndusInd Bank Nexxt Credit Card


    The IndusInd Bank Nexxt Credit Card offers a range of unique features that set it apart from other credit cards in the market. This card is the first in India to feature interactive buttons and LED lights. 

    Cardholders can enjoy a host of benefits, including: 

    • Earning 1 reward point for every ₹150 spent, with no expiry date on the points 
    • Converting significant purchases into easy EMIs with flexible tenures 
    • Complimentary personal air accident insurance cover of up to ₹25 lakh 
    • Total protection against loss, theft, or counterfeit fraud 
    • 1% fuel surcharge waiver at all petrol stations across India 
    • Exclusive deals on brands like MakeMyTrip, AJIO, and Tata CLIQ 
    • Up to 2 free movie tickets per month on BookMyShow 

    Fees and Charges of the IndusInd Bank Nexxt Credit Card


    While the IndusInd Bank Nexxt Credit Card comes with a one-time joining fee, it does not charge any annual fees. 

    Here's a breakdown of the key fees and charges: 

    Fee Type

    Amount

    Joining Charges

    ₹10,000

    Annual Charges

    ₹0

    Fuel Surcharge Waiver

    1% waiver

    EMI Interest Rate

    12%

    Reward Point Redemption

    1 Reward Point = ₹0.75 cash value

    Eligibility of the IndusInd Bank Nexxt Credit Card

    To be eligible for the IndusInd Bank Nexxt Credit Card, applicants must meet certain criteria, including having a good credit score and falling within the specified age range. 

    Here's a detailed look at the eligibility requirements: 

    Criteria

    Details

    Age

    18 - 65 years

    Credit Score

    More than 750

    Identity Proof

    Aadhaar card, PAN card, passport, voter ID, etc.

    Address Proof

    Utility bills, rental agreement, driving license, etc.

    Income Proof

    Salary slips, bank statements, income tax returns, etc.



    IndusInd Bank Nexxt Credit Card Activation Process

    Activating your IndusInd Bank Nexxt Credit Card is a simple and straightforward process. 

    Follow any of these methods to get your card up and running in no time. 

    • Through Website: 
    • Step 1: Visit the bank’s service page (https://pay.indusind.com/crd/#/login) for credit cards. 
    • Step 2: Enter the last 4 digits of your card number and registered mobile number. 
    • Step 3: Enter the OTP received on your registered mobile number. 
    • Step 4: Set up your PIN and enable your card for online transactions. 
    • Through App (For New Users): 
    • Step 1: Open the app and enter your registered mobile number. 
    • Step 2: Choose I’m new to Bank and then Do not have a User ID. 
    • Step 3: Tap on Credit Card. 
    • Step 4: Enter your card details and verify with OTP. 

    How to Redeem the Points


    The IndusInd Bank Nexxt Credit Card offers a rewarding experience for its users, allowing you to earn and redeem points in various ways. Redeem your reward points by visiting the IndusInd Bank Moments page (www.indusmoments.com) and requesting redemption. 

    Frequently Asked Questions

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