When you acquire the IndusInd Bank Platinum Aura Edge Credit Card, you are not required to pay any annual fees. This makes the card a lifetime-free option, providing ongoing benefits without the burden of additional annual costs. 

Other Benefits 

• Contactless Payment Feature: The card is equipped with contactless payment technology, allowing you to make transactions quickly and securely by simply waving the card at merchant terminals that accept contactless payments. 
• Reward Points: The card offers various reward plans, including the Platinum Aura Edge Shop Plan, Home Plan, Travel Plan, and Party Plan. Under these plans, you can earn up to 8X reward points on every Rs. 100 spent in different categories: 
• Departmental stores: 4 reward points 
• Electronic items and consumer durables: 2 reward points 
• Books: 1.5 points 
• Grocery: 4 reward points 
• Mobile and electricity bill payments: 2.5 points 
• Insurance premiums and medical expenses: 1.5 points 
• All other spends: 0.5 points 

These reward points do not expire and can be redeemed for cash credit, shopping vouchers, or other discounts. 

• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on fuel purchases between Rs. 400 and Rs. 4,000 at any petrol station across the country. 
• Cashback: Receive a 1% cashback on all retail spends up to Rs. 10,000 in a statement cycle, which is credited to your credit card account in the subsequent statement cycle. 
• Entertainment Benefits: In association with BookMyShow, cardholders can get one assured movie ticket worth Rs. 200 every six months of a calendar year. 
• Travel Insurance: The card provides extensive travel insurance coverage, including cover for lost baggage, delayed baggage, loss of passport and ticket, and missed connections. Additionally, it offers personal air accident insurance coverage of up to Rs. 25 lakhs. 
• EMI Conversion: Convert your transactions and outstanding balance into EMIs at a rate of 1.1% per month with zero processing fees. 
• Security Features: The card comes with a total protection feature that covers unauthorised transactions and counterfeit fraud, providing insurance coverage up to the credit limit of the card. 
• Interest-Free Credit Period: Enjoy an interest-free credit period of up to 50 days, allowing you to manage your expenses more effectively. 
• Global Acceptance: The card is accepted globally, making it a convenient choice for your international travel and purchases. 

The IndusInd Bank Platinum Aura Edge Credit Card is a feature-packed card designed to elevate your shopping, lifestyle, and entertainment experiences. 

Some of the key highlights of the IndusInd Bank Platinum Aura Edge Credit Card include: 

• Make fast, secure, and convenient contactless payment transactions at over 10 lakh outlets in India and more than 3 crore merchants worldwide, thanks to the card's contactless payment technology. 
• Earn a 1% cashback on all retail spends up to Rs. 10,000 in a statement cycle. Additionally, benefit from up to 8X reward points on select merchants, with no expiry date for the points. 
• Avail a 1% fuel surcharge waiver at all petrol stations across the country. 
• Get one free movie ticket worth Rs. 200 every six months through BookMyShow. 
• Includes extensive travel insurance coverage, including protection against lost baggage, delayed baggage, loss of passport and ticket, and missed connections, as well as air accident insurance coverage. 
• Convert transactions and outstanding balances into EMIs at a rate of 1.1% per month with zero processing fees. 

Activating your IndusInd Bank Platinum Aura Edge Credit Card is a simple and convenient process. You can choose from several methods to activate your card, depending on your preference and accessibility. 

Here are the ways to activate your credit card: 

• Via Website: 
• Step 1: Visit the IndusInd Bank's credit card service page. 
• Step 2: Enter the last 4 digits of your card number and registered mobile number. 
• Step 3: Verify with the OTP received. 
• Step 4: Set your PIN and enable online transactions. 
• Via Mobile App (For New Users): 
• Step 1: Log in to the IndusMobile app. 
• Step 2: Enter your mobile number. 
• Step 3: Select I'm new to Bank. 
• Step 4: Follow the prompts to link your credit card. 
• Step 5: Once linked, generate your PIN, enable domestic and international transactions, and set transaction limits. 

The IndusInd Bank Platinum Aura Edge Credit Card offers a flexible reward system, allowing you to earn and redeem points in various ways. 

To redeem your points, follow these steps: 

• Choose from the four different reward plans offered by the card to maximise your rewards based on your spending habits. 
• Log in to your account on the IndusNet online banking platform or the IndusMobile app. 
• Navigate to the Service Requests or Card Related Requests section. 
• Select the option to redeem your reward points. 
• Follow the prompts to redeem your points for cash credits, gift vouchers, or other rewards. 

Keep in mind that effective September 1, 2024, the maximum reward points allowed for cash redemption are 2500 per calendar month. The reward points do not expire, allowing you to accumulate and redeem them at your convenience.