Maximise Your RBL Credit Card Rewards: The Ultimate Guide

RBL Bank Credit Card Reward Points

RBL Bank's Credit card Reward Points programme is a loyalty scheme that offers cardholders an array of exclusive benefits. With this programme, you can earn reward points for every transaction made using your RBL Bank credit card. The rate at which you accumulate these points varies depending on the type of credit card you possess. For instance, the RBL Platinum Delight Credit Card grants 2 reward points for every ₹100 spent, whereas the RBL Titanium Delight Credit Card provides 1 reward point for the same amount.

Moreover, many RBL Bank credit cards offer bonus points for specific types of transactions, such as weekend, international expenditure, and signing up for the card. As an example, the RBL Bank Icon Credit Card doubles your points on weekends, while the RBL MoneyTap Black Credit Card offers 2 reward points for every ₹100 spent on travel, groceries, and electricity bills.

The value of one RBL reward point can vary based on the type of credit card and the specific rewards programme. Generally, one reward point is worth approximately ₹0.25 to ₹0.30 rupees. Although these points cannot be directly converted into cash, they can be redeemed for enticing offers and discounts.

You can redeem your reward points for a wide range of exciting rewards, including:

Travel bookings
Shopping vouchers
Bill payments
Flight tickets
Hotel stays
Mobile recharges
Gift vouchers

It's important to note that most RBL reward points have a validity period, typically around two years. To avoid losing your points, it's crucial to regularly check your rewards points balance and redeem them before they expire. Checking your reward points balance is a straightforward process, which we will explore in the next section.

How to Check your RBL Bank Credit Card Reward Points

Keeping track of your RBL Bank credit card reward points is essential to ensure you make the most of your rewards. Here are three convenient ways to check your reward points balance:

Online Portal:
- Log in to your RBL Bank credit card account online using your username and password.
- Navigate to the rewards points section.
- Your rewards point balance will be displayed on the screen.

Mobile App:
- Use the RBL MyCard app for a convenient method of tracking your rewards points on the go.
- Log in to the app with your credentials and navigate to the rewards section to view your balance.

Monthly Statement:
- You can also find details related to your reward points in your monthly credit card statement.

By regularly checking your rewards point balance, you can stay informed about the points you have accumulated and plan their redemption accordingly. This proactive approach ensures that you maximise the benefits of your RBL Bank Credit Card Reward Points programme.

Redeeming your RBL Bank Credit Card Reward Points

As an RBL Bank credit card holder, you have the flexibility to redeem your hard-earned reward points through various channels, including online banking, mobile apps, and offline methods. Let's explore the different ways you can make the most of your loyalty points.

Redeeming Reward Points Online through Internet Banking

One of the most convenient ways to redeem your RBL Bank credit card reward points is through online banking. Here's a step-by-step guide:

Login to the RBL Rewards Website using your username and password.

Navigate to the rewards section to view your available point balance.

Select the redemption category that suits your preferences, such as shopping, travel, dining, or gift vouchers.

Choose the specific reward or product you want to redeem your points for.

Enter the number of points you wish to use for the redemption.

Verify the transaction with the OTP sent to your registered mobile number.

By following these simple steps, you can easily redeem your points from the comfort of your home or office. If you prefer using your mobile device, RBL Bank also offers a user-friendly mobile app for point redemption.

Redeeming Reward Points Online via Mobile Banking

The RBL MyCard app provides a seamless experience for managing your credit card and redeeming reward points on the go. Here's how you can redeem your points using the mobile app:

Log in to the RBL MyCard app to access your rewards points balance and redemption options.

Navigate to the rewards section within the app.

Select the redemption category of your choice, such as shopping, travel, or gift vouchers.

Choose the specific reward or product you want to redeem your points for.

Enter the number of points you wish to use for the redemption.

Verify the transaction with the OTP sent to your registered mobile number.

The mobile app offers a quick and efficient way to redeem your points anytime, anywhere. However, if you prefer a more traditional approach, RBL Bank also provides offline redemption options.

How to Redeem Reward Points Offline

While online redemption is the most popular and convenient method, RBL Bank understands that some customers may prefer offline channels. Here's how you can redeem your points offline:

Contact the RBL rewards service centre at the provided contact number to inquire about offline redemption options.

In some cases, you may need to visit an RBL Bank branch to redeem your points, though this is less common and typically not recommended due to the convenience of online redemption.

If available, fill out a redemption form provided by the bank, specifying the reward you want to redeem your points for.

Submit the form to the bank either in person or through mail, following the instructions provided by the bank.

Offline redemption may take longer to process compared to online methods, but it can be a suitable option for those who prefer personal interaction. For frequent travellers, RBL Bank offers the added benefit of converting reward points into air miles.

Converting Reward Points to Air Miles for Travel Cards

If you hold an RBL Bank travel credit card, you can easily convert your reward points into air miles. Here's how:

Log in to the RBL Rewards website using your credentials.

Select the travel category for redemption, specifically the option to convert points to air miles.

Choose the airline partner through which you want to redeem your points for air miles.

Specify the number of reward points you want to convert into air miles.

Verify the transaction with the OTP sent to your registered mobile number.

Note that some redemptions may also allow you to earn frequent flyer miles in addition to converting your reward points.

By converting your points to air miles, you can enjoy exciting travel benefits and discounts, making your travel experiences even more rewarding.

RBL Bank Credit Card Reward Redemption Category List

RBL Bank offers a diverse range of redemption categories for its credit card reward points, catering to various lifestyle preferences. The following table presents a comprehensive list of these categories:

Redemption Category	Description
Flights	Redeem your RBL Bank credit card reward points for flight tickets with multiple airline partners. Enjoy the flexibility of booking without any seat restrictions and earn frequent flyer miles simultaneously.
Hotels	Use your reward points to book stays at a wide selection of hotels through RBL Bank's hospitality partners.
Mobile Recharge	Conveniently recharge your mobile number using your reward points. A minimum of 1,000 points is required for a single recharge transaction.
Gift Vouchers	Redeem your points for gift vouchers across various categories, including lifestyle, grocery, and more, allowing you to enjoy a diverse range of products and services.
Shopping	Treat yourself to a shopping spree by redeeming your reward points for a wide array of products, such as clothing, footwear, electronics, cosmetics, and more.
Dining	Savour delightful dining experiences by redeeming your points for offers at popular restaurants like Baskin Robbins, Costa Coffee, TGI Friday's, Mainland China, and Pizza Hut.
Online Shopping	Enjoy the convenience of online shopping by redeeming your reward points for e-vouchers from platforms like Amazon, Flipkart, and Spencers.
Lifestyle	Elevate your lifestyle by redeeming points for vouchers from renowned brands such as Shoppers Stop, Lifestyle, Myntra, Allen Solly, Peter England, and more.
Electronics	Upgrade your gadgets and appliances by redeeming your reward points for purchases at electronics stores like Croma.
Travel	Use your reward points to cover various travel-related expenses, including bookings made through the RBL rewards website.

By offering such a wide array of redemption categories, RBL Bank ensures that its credit card users can make the most of their reward points according to their unique preferences and needs. To further enhance the redemption experience, RBL Bank has partnered with several popular brands that offer e-vouchers as part of the reward programme.

Popular Brands Offering E-Vouchers with RBL Bank Credit Card Rewards

RBL Bank has collaborated with numerous well-known brands to provide its credit card users with attractive e-voucher options for redeeming their reward points. The following table highlights some of the popular brands and their corresponding voucher values and required reward points:

Brand	Voucher Value	Reward Points Required
Baskin Robbins	₹1,000	4,000
Costa Coffee	₹2,000	8,000
TGI Friday's	₹2,000	8,000
Mainland China	₹1,500	5,700
Pizza Hut	₹1,500	5,700
Amazon	Varies	17,000
Flipkart	Varies	-
Spencers	Varies	6,000
Shoppers Stop	₹1,000	5,200
Lifestyle	₹1,000	6,500
Myntra	₹1,000	7,000
Allen Solly	₹2,000	8,200
Peter England	₹1,000	3,500
Van Heusen	₹1,000	3,500
Louis Philippe	₹1,000	3,500
Archies	₹1,000	3,500

These partnerships enable RBL Bank credit card users to enjoy a seamless and rewarding experience when redeeming their hard-earned points for e-vouchers from their favourite brands. With a wide range of options available, users can indulge in dining, shopping, lifestyle, and gift purchases, making the most of their credit card rewards.