The RBL Bank Platinum Maxima Credit Card offers a host of benefits and features designed to enhance the cardholder's experience. Let's take a closer look at the welcome benefits and other perks that come with this card.

Welcome Benefits

New cardholders are greeted with an attractive joining bonus of 8,000 reward points when they make a purchase within 30 days of receiving the card. To be eligible for this welcome bonus, the cardholder must complete an eligible retail transaction within the first 30 days and pay the annual membership fee by the due date.

Other Benefits

The RBL Bank Platinum Maxima Credit Card offers a range of benefits across various categories, making it an attractive option for cardholders with diverse spending habits.

Reward Points

Cardholders can earn reward points on their purchases as follows:

• General Spending: Earn 2 reward points for every ₹100 spent on all purchases.
• Milestone Benefits: Cardholders can earn up to 30,000 bonus reward points per year based on their annual spending:
  • 10,000 reward points on spending ₹5 lakhs or more in a year.
  • An additional 10,000 reward points on crossing ₹5 lakhs in spends.
  • Another 10,000 reward points on crossing ₹5 lakhs in spends.

Reward points earned on the RBL Bank Platinum Maxima Credit Card can be redeemed through the RBL rewards portal (www.rblrewards.com). Each reward point is equivalent to ₹0.25, and points can be redeemed against a variety of options, including:

• Flight bookings
• Hotel bookings
• Products

Additional Benefits

While the card does not offer a specific fuel surcharge waiver, it does come with a range of other benefits. Cardholders should be aware of the following fees and charges:

• Cash Advance Transaction Fee: 2.5% or ₹500 (whichever is higher)
• Late Payment Fees: Ranging from ₹50 to ₹1,250 (15% of the total amount due)
• Foreign Currency Markup: Up to 3.50% on international transactions

1. Welcome Benefit:

• Earn 10,000 reward points (equivalent to ₹2,000) upon making an eligible retail transaction within 30 days of card issuance and paying the annual membership fee.

2. Reward Points on Spending:

• Earn 2 reward points for every ₹100 spent on all purchases.
• Earn 10 reward points (5x rate) per ₹100 on select categories: entertainment, grocery, and international transactions.
• A monthly cap of 1,000 reward points on the 5x categories.

3. Annual Bonus Reward Points:

• Earn up to 30,000 bonus reward points based on spending milestones:
  • 10,000 reward points for spending ₹2 lakhs or more.
  • Additional 10,000 reward points for spending ₹3.5 lakhs or more.
  • Another 10,000 reward points for spending ₹5 lakhs or more within a membership year.

4. Additional Benefits:

• Complimentary lounge access.
• Movie benefits for an enhanced lifestyle experience.

To enjoy the benefits of the RBL Bank Platinum Maxima Credit Card, it's essential to understand the associated fees and charges:

The joining fee is ₹2,000, and the annual fee of ₹2,000 is applicable from the second year onwards if the card is renewed. When redeeming reward points, a fee of ₹99 plus GST is charged. The interest rate on the card can be up to 3.99% per month (47.88% per annum). Now, let's discuss the eligibility criteria for this card.

• Redeeming reward points on your RBL Bank Platinum Maxima Credit Card is a straightforward process. To begin, log in to the RBL Rewards website (www.rblrewards.com) using your account credentials.

  Once logged in, you can browse through various redemption options, such as:

  • Flight bookings
  • Hotel bookings
  • Products
  • Other available choices

  After selecting your desired item or service, proceed with the redemption process. Keep in mind that each reward point is valued at ₹0.25, so you can easily calculate the number of points required for your chosen redemption.

  It's important to note that the reward points earned will be credited to your account within 45 days from the settlement date of eligible retail transactions. Ensure that your transactions are settled to reflect the points in your account accurately.