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    Overview of the RBL Bank World Safari Credit Card

    The RBL Bank World Safari Credit Card is a premium travel credit card designed specifically for frequent travellers, particularly millennials. It stands out as India's first credit card to offer a 0% foreign exchange markup fee on all international transactions, making it an ideal choice for those who travel abroad frequently.

    With a joining and annual fee of Rs. 3,000 plus applicable taxes, this card offers a range of benefits and features that cater to the travel and lifestyle needs of its users. Let's explore the benefits and features of this card in more detail.

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    Purchase Amount ₹10,000
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    Interest Rate 13%
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    Tenure 12 Months
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    Benefits & Features of the RBL Bank World Safari Credit Card


    Welcome Benefits

    New cardholders receive a MakeMyTrip travel voucher worth Rs. 3,000 as a welcome gift. This voucher is provided after the payment of the membership fee and a valid transaction within 30 days of card issuance.

    The welcome benefit is a significant incentive for new cardholders, encouraging them to start using the card immediately. The MakeMyTrip voucher can be redeemed for travel bookings, setting the tone for the card's focus on travel benefits. In addition to the welcome benefits, the RBL Bank World Safari Credit Card offers a host of other benefits that make it an attractive choice for frequent travellers.

    Other benefits

    • Reward Points:
      • Earn 5 travel points on every Rs. 100 spent on travel-related expenses.
      • Earn 2 travel points on every Rs. 100 spent on other transactions.
    • Zero Foreign Exchange Markup Fee:
      • This card features a 0% markup fee on all foreign transactions, making it highly beneficial for international travellers. This eliminates additional charges typically associated with foreign currency transactions.
    • Airport Lounge Access:
      • Cardholders enjoy complimentary access to domestic and international airport lounges. Specifically, they get 2 domestic lounge visits every calendar quarter and 2 international lounge visits per year using Priority Pass membership.
    • Travel Milestones:
      • Achieve milestones by spending Rs. 2.5 lakh, Rs. 5 lakh, and Rs. 7.5 lakh in a year to earn bonus travel points (10,000 and 15,000 respectively) and a gift card worth Rs. 10,000 from brands like Taj Experiences, Amazon, Croma, MakeMyTrip, and Myntra.
    • Complimentary Travel Insurance:
      • The card comes with comprehensive travel insurance that covers personal liability, trip delay, baggage loss, dental treatment, and loss of passport.
    • Fuel Surcharge Waiver:
      • Cardholders can avail a fuel surcharge waiver of up to Rs. 250 per month for transactions between Rs. 500 and Rs. 4,000 at all fuel stations.
    • Golf Benefits:
      • Cardholders receive complimentary rounds of golf every year at selected golf courses in India.
    • Additional Perks:
      • The card also offers other benefits such as no cash advance fee for the first withdrawal, and specific discounts or offers through partner brands, enhancing the overall value proposition for frequent travellers and lifestyle enthusiasts.

    Key Highlights of the RBL Bank World Safari Credit Card


    The RBL Bank World Safari Credit Card offers a host of benefits tailored for frequent international travellers. Some of its standout features include:

    • Zero Forex Markup Fee: As the first retail credit card in India with a 0% forex markup fee on all foreign transactions, it helps cardholders save significantly on overseas purchases.
    • Welcome Benefit: Upon paying the joining fee and using the card at least once within 30 days of issuance, cardholders receive a MakeMyTrip travel voucher worth Rs. 3,000 as a welcome gift.
    • Travel Points: Earn 2 travel points on every Rs. 100 spent on all transactions and 5 travel points for every Rs. 100 spent on travel expenses. However, no travel points are earned on international purchases.
    • Airport Lounge Access: Enjoy complimentary access to 2 domestic airport lounges and 2 international airport lounges per year using Priority Pass membership. Additional lounge visits can be availed if the customer spends Rs. 50,000 or more in a calendar quarter.
    • Travel Milestones: Earn bonus travel points and gift cards for hitting annual spending milestones, such as 10,000 bonus travel points on spending Rs. 2.5 lakh in a year.

    These features, along with complimentary travel insurance, fuel surcharge waivers, and access to free golf rounds, make the RBL Bank World Safari Credit Card an attractive option for those who frequently travel abroad.

    Fees and Charges of the RBL Bank World Safari Credit Card


    The RBL Bank World Safari Credit Card comes with the following fees and charges:

    Fee Type

    Amount

    Joining Fee

    Rs. 3,000

    Renewal Fee

    Rs. 3,000

    Finance Charges

    Up to 3.99% p.m. (47.88% p.a.)

    Late Payment Fee

    12.5% of the outstanding amount (Min. Rs. 5, Max. Rs. 1,300)

    Cash Advance Fee

    2.5% of the withdrawn amount (minimum Rs. 500)

    Card Replacement Fee

    Rs. 200

    Over Limit Penalty

    Rs. 600

    Fuel Transaction Surcharge

    1% surcharge on the transaction value

    Considering these fees and charges is crucial when determining if the RBL Bank World Safari Credit Card is the right fit for your financial situation. Meeting the eligibility criteria is also essential for a successful application.

    Eligibility of the card


    To be eligible for the RBL Bank World Safari Credit Card, applicants must meet the following criteria:

    • Minimum age of 21 years
    • Minimum annual income of Rs. 3 lakh for salaried individuals and Rs. 4 lakh for self-employed individuals
    • Good credit score and credit history
    • Permanent resident of India

    Meeting these eligibility requirements is essential for a successful application. However, it's important to note that meeting the minimum criteria does not guarantee approval, as the bank may consider additional factors when making a decision.

    RBL Bank Shoprite Credit Card Activation Process

    After your RBL Bank Shoprite Credit Card application is approved and the card is dispatched, you will receive it along with a PIN and activation instructions. To start using your card, you must first activate it through one of the following methods:

    • Online Activation:
      • Visit the RBL Bank official website and log in to your account.
      • Navigate to the card activation section and follow the prompts to activate your card.
    • Mobile App Activation:
      • Download and install the RBL MyCard App on your smartphone.
      • Log in to your account and go to the card activation section.
      • Select Register and then Activate a card.
      • Choose Credit Card and enter your credit card details.
      • Verify the OTP sent to your registered mobile number
    • Customer Care Activation:
      • Call the RBL Bank customer care number at +91 22 6232 7777.
      • Request card activation and provide the necessary details to the representative.

    Once your card is activated, you can start earning reward points on your purchases, which can be redeemed later.

    Card Activation Process

    Activating your RBL Bank World Safari Credit Card is a simple process that can be done through the following steps:

    • Receive Your Card: Once your application for the RBL Bank World Safari Credit Card is approved, you will receive the card via mail at your registered address.
    • Call the Customer Care: To activate your card, you can call the RBL Bank customer care number at 022 6232 7777. Follow the instructions provided by the customer care executive to complete the activation process.
    • Online Activation: Alternatively, you can activate your card through the RBL Bank online banking portal or the RBL Bank mobile app. Simply log in to your account, navigate to the credit card section, and follow the prompts to activate your card.
    • First Transaction: To avail of the welcome benefits, such as the MakeMyTrip voucher worth Rs. 3,000, ensure that you make at least one transaction within 30 days of receiving your card. The voucher will be sent to you via SMS or email after your first transaction.

    Once your card is activated, you can start earning travel points and enjoying the various benefits offered by the RBL Bank World Safari Credit Card.

    How to Redeem the Points

    Redeeming the points earned on your RBL Bank World Safari Credit Card is a straightforward process. Here's how you can do it:

    • Accumulate Points: Start by earning travel points on your credit card spends.
    • Log In to RBL Rewards: Visit the RBL Rewards website (rblrewards.com) and log in using your credentials.
    • Choose Your Reward: Browse through the various redemption options available, which include flight bookings, hotel reservations, and other travel-related spends. You can also redeem your points for gift vouchers from popular brands like Taj Experience, Amazon, Croma, Myntra, and MakeMyTrip.
    • Redeem Points: Select the reward you want to redeem and follow the on-screen instructions to complete the redemption process.

    By following these steps, you can easily redeem the points earned on your RBL Bank World Safari Credit Card and enjoy a wide range of travel-related benefits and rewards.

    Frequently Asked Questions

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