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High ROI ✔️RBI Approved ✔️100% online process

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Lock up to 8.15% returns

with Fixed Deposits by Airtel Finance

Airtel Finance trusted by 10 Lakh+ Users

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Digital Fixed Deposit

In today’s uncertain economic climate, finding a safe investment option that offers guaranteed returns while being completely hassle-free can be challenging.

Whether you’re saving for your child’s education, planning for retirement, or simply want to grow your money without market risks, a digital fixed deposit by Airtel Finance provides the perfect solution with the convenience of opening and managing your investment entirely online.

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Customer Category

Deposit Amount

₹

Tenure (Months)

Interest Rate (% p.a)

MATURITY VALUE

₹1,10,250

7.90% Applied

INTEREST EARNED +₹10,250

MATURITY DATE --

Principal Amount₹1,00,000

Total Interest₹10,250

Total Payable₹1,10,250

Benefits of Digital Fixed Deposits

Get the security of guaranteed returns with complete flexibility:

Partial Withdrawal Facility
Access your funds when needed without breaking the entire fixed deposit.
100% Digital Process
Open your Digital Fixed Deposit online through the Airtel Thanks App.
DICGC Insurance Cover
Enjoy deposit insurance of up to ₹5 lakh for complete peace of mind.
Flexible Tenure Options
Choose investment tenures ranging from 7 days to 10 years to match your financial goals.
Attractive Interest Rates
Earn high Digital FD interest rates annually for maximum returns.

Information About Digital Fixed Deposits

An Airtel Finance digital fixed deposit is designed for Indian residents who want a secure, high-return investment option without the complexity of traditional banking processes. Built on RBI-approved banking partnerships, this fully digital fixed deposit platform ensures your money is safe while earning competitive interest rates.

The minimum deposit starts at just ₹1,000, making it accessible to investors across all income levels, with special higher interest rates available for women and senior citizens.

How to Apply for a Digital Fixed Deposit

Getting started with your digital FD takes just a few minutes:

Step 1: Download And Open The Airtel Thanks App

Install the Airtel Thanks App on your smartphone and log in with your registered mobile number.

Step 2: Go To The Shop Section

Navigate to the ‘Shop’ section and select Airtel Finance.

Step 3: Select Fixed Deposit

Choose the Fixed Deposit option and enter your preferred investment amount.

Step 4: Fill In Your Details

Provide your personal information and complete the KYC details in the application form.

Step 5: Complete Digital Verification

Finish the digital verification process to receive instant confirmation of your FD booking.

Step 6: Manage Your FD Easily

Track your FD growth and manage withdrawals directly through the app anytime, anywhere.

Features of Digital Fixed Deposits

Here are the key features of a digital fixed deposit:

Minimum Investment
Start your investment journey with as little as ₹1,000.
High Interest Rates
Earn high interest rates on your fixed deposits.
Flexible Tenure
Choose investment periods ranging from 7 days to 10 years.
Premature Withdrawal
Access your funds early after the initial 7-day period.
DICGC Insured
Your deposits are protected up to ₹5 lakh by DICGC insurance.
Digital Management
Track and manage your FD entirely through the mobile app.

Eligibility for Digital Fixed Deposits

Anyone can start building wealth with our digital fixed deposit by following the eligibility criteria:

Age Requirement: Must be 18 years or above (Indian resident).
Identity Verification: A valid PAN Card is mandatory for investments above ₹50,000.
KYC Compliance: Aadhaar card, driving licence, or passport for identity verification.
Special Benefits: Enhanced interest rates available for women and senior citizens.
Investment Flexibility: No maximum age limit or employment status restrictions.

Documents Required for a Digital Fixed Deposit

Keep the following documents handy to complete your digital fixed deposit investment quickly and without any hassle:

Document Type	Required Documents
Identity Proof	PAN Card (mandatory)
Address Proof	Aadhaar Card / Utility Bill / Bank Statement
KYC Documents	Aadhaar Card for digital verification
Contact Details	Active mobile number and email ID
Bank Details	Bank account details for fund transfer