Savings Bank Account (SBA)
| Commission Type | RJ | UW | Rest of India |
|---|---|---|---|
| SBA | 0 | 0 | ₹5 |
| SBA with Suraksha Plan | ₹30 | ₹35 | ₹30 |
| Additional PAN Payout* | ₹5 | ₹5 | ₹5 |
| Suraksha Standalone | ₹20 | ₹20 | ₹20 |
• No payout will be given on Non AFC Account
Incremental Slab Commission (Manual)
| Number of Suraksha SBAs/month | Commission |
|---|---|
| 4 - 5 | 5/SBA |
| 6-9 | 10/SBA |
| >=10 | 15/SBA |
BHARAT CONNECT - Utilities
(Pay-out - T+1 except #)
Retailer Commission on Electricity, Water and Gas
| Circle | Retailer Commission per bill >=100 |
|---|---|
| AP, BH1, BH2, DL, GJ, HP, HR, JH, JK, KA, KL, MH, NE, OR, PB, RJ, TN, TS, UE1, UE2, UK, UW, WBKOL & WBNB | Rs. 1 |
| MB | 0.25 Paisa |
Commission on Other BHARAT CONNECT – Utilities
| Bill Category | Slab | Commission |
|---|---|---|
| LPG Gas | Per Transaction | Rs. 1 |
| Municipal Taxes & Services | <=Rs 5000 | Rs. 1 |
| >Rs 5000 | Rs. 2 | |
| FASTag Recharges | <250 | 0 |
| 250-500 | Rs 0.5 | |
| >500 | Rs 1 | |
| Credit card (upto 5 txn per credit card per customer) |
No of txn-1 | Rs. 1.5 |
| Cable | No. of txn-1 | Rs. 2 |
| Housing Society | <=Rs 10K | Rs. 2 |
| 10K-49.9K | Rs. 5 | |
| >=Rs 50K | Rs. 10 | |
| Educational Fee (School/College/Pvt) | <=Rs 10000 | Rs. 2 |
| 10K-49.9K | Rs. 5 | |
| >=Rs 50K | Rs. 10 | |
| Hospital | <=Rs 10000 | Rs. 2 |
| 10K-49.9K | Rs. 5 | |
| >=Rs 50K | Rs. 10 | |
| Clubs & Associations | <=Rs 10000 | Rs. 2 |
| 10K-49.9K | Rs. 5 | |
| >=Rs 50K | Rs. 10 | |
| Subscription Fees- Digital, OTT, Offline | ||
| 251-500 | Rs. 1 | |
| >Rs 500 | Rs. 2 | |
| Loan EMI | on amount | 0.15% |
| Donation | >=100 (TP) | Rs 1 |
| SBI NCMC | Per Transaction | 0.30 Paisa |
| Insurance | Rs 100- Rs 5000 | Rs. 2 |
| >Rs 5000 | Rs. 5 |
*Credit card bill payment commission will be credited manually on a weekly basis
AePS / mATM
| Slab | Commission (Rs) |
|---|---|
| 100-499 | 0.25 |
| 500-999 | 1.5 |
| 1000-1499 | 2 |
| 1500-1999 | 3 |
| 2000-2499 | 4 |
| 2500-2999 | 6 |
| 3000 | 8 |
| >3000-10000 | 6 |
- Retailer will also get 25 paisa per customer per day on Mini-Statement.
INSTA DEBIT CARD AND TRANSIT CARD
| Issuance Slab | Commission per card |
|---|---|
| <5 | Rs. 40 |
| 5 to 9 | Rs.50 |
| >=10 | Rs.60 |
Payout Breakup:
| Issuance Slab | Automated* | Manual** |
|---|---|---|
| < 5 | Rs 40 | Rs 0 |
| 5 to 9 | Rs 40 | Rs 10 |
| <=10 | Rs 40 | Rs 20 |
* T+1 basis
** extra commission will be paid on monthly basis
“si.cardissuance.customer” is also included in commission
Retailer can issue either insta debit card or transit debit card
Minor Accounts
Rs. 25 per account
•
Rs.5 additional will be given in payout on qualified accounts if the PAN is attached.
Current Accounts
Rs. 200/- per account
CMS
On Customer Model
| CMS Partner | Commission (in %) |
|---|---|
| Satya Microcapital, KHUSHBU AUTO FINANCE LIMITED | 0.08% |
| UJJIVAN SMALL FINANCE BANK LIMITED | 0.09% |
| Avanti, Axis Bank, Bajaj Finance, Bajaj Auto, CholaMandalam, Hero Fincorp, IIFL Home Finance, IndusInd Bank, Jatinder Finance, L & T Finance, Midland, Shriram Transport, TVS Credit, Kinara, Zomato, ASA, Yes Bank, BSS, Electronica Finance, Vedika Credit, Tata Capital, AU Small Finance Bank, Svamaan, Sanwariya, Torrent Gas, Hindustan MFI, Mufin, Pavan R Pujari, MAS Rural Housing, LIVGUARD DRIVETRAIN PRIVATE LTD, MDFC FINANCIERS PRIVATE LIMITED, LAST MILE_SUNKING, TYGER CAPITAL PVT LTD_CUSTOMER, NOIDA POWER COMPANY LTD, BAJAJ AUTO CREDIT LIMITED, NIPUN PROJECTS & FINANCE PRIVATE LIMITED, AMBIT FINVEST PVT LTD, IDFC First Bank Customer, SEEDS FINCAP PVT LTD_CUSTOMER, GROWXCD FINANCE PRIVATE LIMITED, IREP CREDIT CAPITAL PVT LTD, INDOSTAR CAPITAL FINANCE LIMITED_CUSTOMER, Servitium MFI(Drop & Pickup), SEBA RAHARA | 0.10% |
| DCB, Save MicroFinance, ShriramFinance, Swiggy, Credin, RevFin Capital, KreditBee, HomeCredit, Arohan, UPKAAR MICRO FINANCE PRIVATE LIMITED, MOTILAL OSWAL HOME FINANCE LTD, KAABIL FINANCE PRIVATE LIMITED | 0.12% |
| ADITYA BIRLA CAPITAL LIMITED, ABHIYAN CAPITAL | 0.15% |
- No Commission on Stellapps Customer Model
On Agent Model
- 0.12% of total throughput done by retailers except for partners
mentioned below:
| CMS Partner | Retailer Commission |
|---|---|
| CMS Infosystems | 0.04% |
| Samasta, L & T Farm | 0.07% |
| Equitas Small Finance Bank, Instakart, Satya Micro Capital, Ecom Express, KHUSHBU AUTO FINANCE LIMITED | 0.08% |
| L & T MFI, Svatantra, RBL , Fincare Small Finance Bank, DELHIVERY, MANAPPURAM FINANCE LIMITED, UJJIVAN SMALL FINANCE BANK LIMITED | 0.09% |
| Adya Dairy, Adani, Avanti, Axis Bank, Cholamandalam, DCB, Efaarms, Esmaco, Meesho, Herbalife, Hero Fincorp, Hinduja Leyland, IIFL Home Finance, IndusInd Bank, Jatinder Finance, Kamal Finance, Kogta Financial, L & T Finance, Loadshare, Midland, Mitrata, WheelsEmi, Muthoot MicroFin, Shriram Transport, Standard Chartered, SONATA FINANCE PVT LTD, Sundaram, Vedika Credit, Kinara Capital, NOCPL, ASA(Drop & Pickup), Zepto, Yes Bank, BSS(Drop & Pickup), KissanConnect, Pragati Finserve, Commodium, IDFC First Bharat, Redcliffe Labs, Swabhimaan, Electronica, Analog Legal hub, Bhgala Livelihood Finserve, Nabfins, Tata Capital, Deepak Hitech, Atyati, Bajaj Finance, Aidnex Retail, Svamaan, Zepto, BigBasket(Drop & Pickup), Hindustan MFI, Kotak, Pahal, Share India, Amrit Malwa, Aptus Value, Mufin Green, Green Agrevolution, Lithium Urban, Servitium MFI(Drop & Pickup), Cholamandalam MS General Insurance, Seeds Fincap, Pavan R Pujari, Foodride, CreditAccess Grameen, Allen, Prayas, Duruva Finance, Joyra, Ascend Bizcap, Janakalyan(Drop & Pickup), Terracis Citizen Service, Digamber Capfin, Magenta Mobility, Trickle Flood, Agrosperity, Paisa Buddy, MAS Rural, Jeevan Utthan, McDonalds, Udaan, AlphaOne, Muthoottu Mini, Sampurna, IndusMotors, Fusion Microfinance, SV Credit Line, Pico Xpress, GATI, BeerCafe, Hindustan Housing Finance, Shiksha Business Services, Hinduja Housing Finance, Ckers Finance, NPCL, SATIN FINSERV LIMITED, IDFC FIRST BANK LIMITED_AGENT, STFT FINANCE PRIVATE LIMITED_AGENT, SINDHUJA MICROCREDIT PVT LTD, MAXVALUE CREDITS AND INVESTMENTS LIMITED, GHANSHYAM SUPER MARKET_CASH-PICKUP, LAST MILE_SUNKING_AGENT, WEGROW FINANCIAL SERVICES PVT LIMITED_AGENT, SatinCredit care, BAJAJ FINANCE LIMITED_AUTO_AGENT, ZOOP WEB SERVICES PVT LTD_AGENT, AMBIT FINVEST PVT LTD, GODESI MANDI, MERAPASHU360 PVT LTD, SHUBHAM HOUSING, KOTA ELECTRICITY DISTRIBUTION PRIVATE LIMITED, TYGER HOME FINANCE PVT LTD_AGENT, ZU AXIS PRIVATE LIMITED, METROPOLIS HEALTHCARE, FLASHSHIP DELIVERY SERVICES PRIVATE LIMITED, IREP CREDIT CAPITAL PVT LTD, KAABIL FINANCE PRIVATE LIMITED, ZENFLO SOLUTIONS PVT LTD, MDFC FINANCIERS PRIVATE LIMITED, D2F SERVICES PRIVATE LIMITED, PALLI PRAGOTI FINANCIAL SERVICES PRIVATE LIMITED, SMART CREDIT INDIA FINANCE LIMITED, SRIFIN CREDIT PRIVATE LIMITED, Busybees, CSB Bank, IFFCO-TOKIO GENERAL INSURANCE COMPANY LIMITED_AGENT, MAS FINANCIAL SERVICES LIMITED_AGENT, P2G MOBILTY TECH PRIVATE LIMITED_AGENT, Sasta Sunder, SOLIS ORTUS BC PRIVATE LIMITED_AGENT, Suryoday_Agent, P2G MOBILTY TECH PRIVATE LIMITED, IFFCO KISAN FINANCE LTD_AGENT, M-SWASTH SOLUTIONS PVT LTD_AGENT, SHUBHAM HOUSING DEVELOPMENT FINANCE COMPANY LIMITED, TVS Credit, ADYA Dairy, BHARAT FINANCIAL INCLUSION LIMITED, IDFC FIRST BANK LIMITED_JLG_AGENT, INDOSTAR CAPITAL FINANCE LIMITED_AGENT, SEBA RAHARA_AGENT, IDFC BUSYBEES LOGISTICS_AGENT | 0.10% |
| Arohan, UPKAAR MICRO FINANCE PRIVATE LIMITED, SURJIT HIRE PURCHASE PVT LTD_AGENT_BL, BIKANER ELECTRICITY SUPPLY LIMITED, BHARATPUR ELECTRICITY SERVICES LIMITED, Frendy Mart, SOLIS ORTUS BC PRIVATE LIMITED | 0.12% |
| MAKE YOUR OWN PERFUME, NOVEL HEALTHTECH SOLUTIONS PRIVATE LIMITED, DIVERSE RETAILS PRIVATE LIMITED (CULTFIT), ABHIYAN CAPITAL INDIA PRIVATE LIMITED_AGENT, PEOPLES ENTERPRISES_AGENT, DEVYANI INTERNATIONAL LIMITED | 0.15% |
| METROPOLIS HEALTHCARE | Rs.50 or 0.10% whichever is higher |
| MEESHO TECHNOLOGIES PRIVATE LIMITED_CUSTOMER | 0.40% |
NOTE : No commission on Deutsche, Walmart and Metro for
Retailers
There will be no commission payable in addition to the commissions specified
Cash Deposit
| 0.08% till Rs 5,00,000/- 0% : 5,00,000 and above (No pay-out beyond 5Lakh Cash In amount) *Above values are monthly |
Cash Withdrawal
| 0.07% on Cash-Out Amount |
Domestic Money Transfer
| Transaction Slab | Commission |
|---|---|
| 10 - 25,000 | 0.40% |
Assisted Fund Transfer
| Transaction Slab | Commission |
|---|---|
| 10 to 25,000 | 0.35% |
| 25001 to 35,000 | Rs 80 |
| 35,001 to 49,000 | Rs 90 |
Prime Subscription
| Subscription Plan | Silver | Gold | Platinum |
|---|---|---|---|
| Annual Charges with GST (Rs.) | Rs.2499 | Rs.4999 | Rs.9999 |
| Extra Commission on Money Transfer (Regular DMT) Amount* | 0.07%^ | 0.11%^ | 0.15%^ |
| Extra Commission on Assisted Fund Transfer (AFT) Amount* | 0.06% | 0.08% | 0.10% |
| Extra Commission on Transactions Rs.500-2499 on AePS/mATM* | 1 | 1.5 | 2 |
| Extra Commission on Transactions Rs. >=2500 on AePS/mATM* | 3 | 4 | 6 |
| Extra Commission on Mini Statement#** | 1 | 1.5 | 2.5 |
| Extra Commission per Suraksha Saving Bank Account opening* | 5 | 8 | 10 | Extra Commission on CHC **(T&C Apply) | 5% | 7% | 10% | Commission % of MAB Slab** | 25% | 50% | 100% |
^ For Selected Circles
# Mini Statement One Statement Per Customer Per Day
* Daily Automated Payout
** Monthly Payout
APY
Rs 40 – Monthly Premium => 100 & <200
Rs 50 - Monthly Premium =>200
Rs 60 - Quarterly Premium Policy
Rs 60 - Half Yearly Premium Policy
Mobile Screen Protect
2-Wheeler
| Product Type | Commission |
|---|---|
| Comprehensive 2W | 25% of Total premium |
| Third Party 2W | 25% of total Premium |
Refer for Personal Loan
Prepaid Recharges
| Operator_Name | Commission (in %) |
|---|---|
| BSNL | 1.55% |
| MTNL | 1.55% |
| Jio | 0.40% |
| VI | 1.70% |
On Airtel Recharges
1.9% for all circles
NOTE: Pay-out T+1 means that the commission will be credited on the very next day of the transaction.
DTH-Recharge (BBPS only)
Other DTH : 1.25%
Insta EMI Card Referral
Google Play Recharges (GPRC)