With personal loans by Airtel Finance, you get complete flexibility to manage your ₹5 lakh loan over 5 years:

• Lower Monthly EMIs: Spread repayment over 60 months to reduce monthly burden
• Quick Digital Approval: Get loan approval and disbursal within 24 hours
• Competitive Interest Rates: Starting from 12.75% p.a. with transparent pricing
• Flexible Usage: Use funds for any personal need without restrictions
• Minimal Documentation: Simple KYC process with basic income proof

Airtel Finance offers personal loans up to ₹9 lakh with flexible tenure options from 3 to 60 months. For a ₹5 lakh loan over 5 years, your EMI would be approximately ₹11,500-₹12,500 per month (depending on your interest rate). The entire process is 100% digital through the Airtel Thanks app, with instant approval for eligible customers. Airtel Finance partners with leading non-banking financial companies to ensure competitive rates and hassle-free processing, making it easier for you to access funds when needed.

Getting your ₹5 lakh personal loan is simple with Airtel's digital-first approach:

• Install Airtel Thanks App from Google Play Store or App Store
• Navigate to Personal Loan under Finance services
• Under Loan Details, Select ₹5 lakh amount and 60-month tenure
• Upload Documents such as PAN, Aadhaar, income proof, and bank statements
• Receive approval decision within minutes and funds in 24 hours

Understanding the features of a 5 lakh loan interest per month for 5 years is essential to plan your finances effectively and manage repayments wisely.

• Loan Amount Range: Borrow anywhere from ₹10,000 to ₹9,00,000 based on your eligibility
• Flexible Tenure Options: Choose repayment period from 3 months to 60 months as per your convenience
• Competitive Interest Rates: Interest rates starting from 12.75% p.a. with transparent pricing structure
• 100% Digital Process: Complete application, approval, and disbursal through Airtel Thanks app
• Quick Disbursal: Get funds transferred to your bank account within 24 hours of approval
• No Collateral Required: Unsecured personal loan with no need for guarantor or security

Check if you qualify for a ₹5 lakh personal loan with a 5-year tenure:

• Age: Must be between 21-65 years
• Citizenship: Indian citizen with valid address proof
• Income: Monthly income of ₹25,000 or above (salaried/self-employed)
• Work Experience: Minimum 1 year of work experience in current job
• Credit Score: Good CIBIL score for better interest rates
• Bank Account: Active savings account for salary credit/business transactions

To get a 5 lakh loan with monthly interest over 5 years, you need to submit a few important documents.