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Personal Loan Eligibility
A good credit score and an average income with stable employment history - all these are crucial when it comes to being eligible for your personal loan. Make sure all of these are perfect and you will be able to get a personal loan with minimum hassle.
Benefits of Personal Loan -
Airtel Flexi Credit
Get a loan on your terms. Choose from flexible EMI and tenure options.
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100% digital process
Submit all your details online and any documents, if needed -
Instant Loan approval
Get your loan application approved within minutes -
Flexible EMIs and tenure
Choose the loan amount, tenure, and EMI amount as per your need
How to apply for a Personal Loan?
Follow the simple steps mentioned below
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Open Airtel Thanks App
Find Shop > Airtel Finance -
Select Flexi Credit
Fill in your basic details -
Get best offer
Basis profile verification -
Complete the KYC
Link your bank account
FAQs on Personal Loan Eligibility
What is personal loan eligibility?
How can I check personal loan eligibility?
How to calculate personal loan eligibility?
What documents do I need to apply for a personal loan?
Will I have to pay a fee to check my loan eligibility?
Can I get a personal loan without submitting any documents?
What factors qualify for a personal loan?
How much personal loan can I get on my salary?
Can I get a personal loan if I have no credit history?
What is a credit score and how does it help when applying for a loan?
What is the minimum salary required for availing of a personal loan?
Can a person avail personal loan and a home loan simultaneously?
Can I get a personal loan if I am not a permanent resident or citizen of the country?
Is there any relationship discount on interest rates?
Can I get a personal loan if I have a part-time job?
What is the maximum debt-to-income ratio allowed for personal loan eligibility?
What is the minimum age requirement to qualify for a personal loan?
Can I still get a personal loan if I have previously filed for bankruptcy?
If you have filed for a case of bankruptcy, then it will remain on your credit report for up to 7-10 years. However, many personal loan lenders are fine with a 2-year gap between the personal loan declaration and application for the personal loan.
How does my employment history affect my personal loan eligibility?
Can I apply for a personal loan online or do I need to visit a bank branch?
What is the difference between a promissory note and a loan agreement?
Do I need a guarantor, or should I offer collateral to get a loan?
What are Personal Loan Eligibility Criteria for Rs. 1 lakh?
What are the Personal Loan Eligibility Criteria for Rs. 3 lakhs?
What are the Personal Loan Eligibility Criteria for Rs. 5 lakhs?
What are the Personal Loan Eligibility Criteria for Rs. 9 lakhs?
Articles related to Personal Loan
Personal Loan Eligibility
An Airtel personal loan can change your life in many ways. Looking for methods to get cash easily without much hassle? Airtel Flexi Credit is the right answer for you. Now you can finally get easy liquidity in your hands when the times are tough and pay it back easily too, thanks to the option of flexible EMIs that Airtel provides. Overall, it is quite a simplified and seamless process, without much documentation. Your loan requests also get approved quite easily.
However, there are certain personal loan eligibility criteria that you must meet before you become eligible for the Airtel personal loan. Wondering what those are?
Eligibility criteria for personal loans
Here are the eligibility criteria for Airtel personal loan:
- The applicant must be an Indian citizen. If you do not comply with this, your application for a personal loan will be automatically rejected.
- The age of the applicant also plays a key role. Your Airtel personal loan will only be approved if you are between 21 to 60 years of age. (The maximum age can also be 65 or 55 years depending on the lender)
- In addition, you must also meet the minimum income amount threshold.
Other than meeting this basic criterion, you will also have to present the following documents to get a personal loan:
Address proof: A valid address proof is required to ensure that you are indeed residing in India. Your driving license, Aadhaar, voter ID or passport will work.
Identity proof: You can use any of your address proofs here. Your PAN card will also work to verify your identity.
Income proof: Your monthly bank statements can help in this regard.
Once your personal loan eligibility check is complete, getting your loan is only a matter of hours.
Factors affecting personal loan eligibility
There are no additional factors that will affect your personal loan eligibility. You just have to ensure that you meet all the criteria that have been mentioned on the section above. Comply with all these and you will get your personal loan approved from Airtel within an instant.
How to calculate personal loan eligibility for Airtel?
You need not calculate anything when it comes to your personal loan eligibility check. However, you could certainly use the personal loan eligibility calculator, as it helps you determine how much loan you need, what are personal loan interest rate, the tenure and how much EMIs you can pay each month. Take your personal loan based on these and ensure that you do not miss out on any monthly payments.
Completing your monthly payments with Airtel Finance is also easy. With the Airtel Thanks app, paying back your personal loan EMI is only just a matter of a few taps. You can even use the Thanks app as your personal loan eligibility checker, to see if you are matching with all the criteria that have been mentioned.
Eligible for the Airtel personal loan? Go ahead and apply right away!