Apply for a Credit Card—Instant Cashback & Exclusive Offers

Before you apply, it’s important to know if you qualify. The card is available only to individuals who are residents of India. Applicants must also meet the age requirement, falling between 18 and 70 years. With a wide eligibility range and simple terms, these credit card criteria make the process accessible while ensuring you meet the basic credit card eligibility requirements hassle-free.

When applying, being prepared with the right paperwork saves time. Here’s what you’ll need:

• PAN card or Form 60
• Valid proof of residence
• Government-issued identity proof
• Income proof such as salary slips or statements
• A recent colour photograph

Keep these documents for credit cards ready to enjoy a quick, seamless application journey.

Getting started is simple when you know the steps. Here’s how to apply for a credit card with Airtel Finance:

• Download the Airtel Thanks app and head to the Shop section
• Tap on Airtel Finance and select the credit card banner
• Click Apply Now and complete the form
• Finish digital KYC and wait for doorstep delivery

This streamlined process makes your credit card application quick and hassle-free. If you’ve ever wondered how to get a credit card without delays, this is the fastest way forward.

Being transparent about costs helps you plan better. Here’s a quick breakdown of what you’ll pay with this card:

With straightforward credit card fees and no hidden surprises, this card is designed to keep expenses predictable. Affordable credit card charges combined with strong cashback benefits ensure you save more while paying less. It’s a balanced approach—practical costs matched with everyday rewards.

A credit card is more than just a payment tool—it’s a smart way to save, earn, and unlock lifestyle perks. To get the most from your card, you need to be strategic in how you use it. Consider these practical steps to stretch your rewards and savings:

• Leverage category cashback offers – Always pay your Airtel bills and recharges with the card to grab 25% cashback. For daily dining or groceries, maximise 10% cashback on Zomato, Swiggy, and BigBasket.
• Pay utility bills through the Airtel Thanks app – By using the app, you earn 10% cashback while making essential payments.
• Use it for every spend – Even small purchases earn an extra 1% cashback, which adds up over time.
• Take advantage of lifestyle perks – Plan travel around complimentary lounge access and save on fuel with the 1% surcharge waiver.
• Keep fees under control – Spending above ₹2 lakhs annually waives your yearly fee, so aim for that threshold to enjoy savings.
• Pay dues on time – Avoid interest charges by clearing your balance every cycle. This helps protect your credit health too.

These simple credit card tips ensure you don’t leave money on the table. Think of this as your quick credit card guide—a way to turn everyday expenses into cashback, privileges, and convenience. With disciplined use, your card won’t just make payments easier; it will actively contribute to your financial growth and lifestyle upgrades.

After approval, staying in control is simple. You can easily manage credit card features and keep everything secure through the Airtel Thanks app. Key points to know:

• Track spends and pay bills directly in the app.
• Access cashback offers and lifestyle benefits anytime.
• Complete digital KYC and manage card settings online.
• Monitor transactions regularly to detect unusual activity.
• Report any unauthorised use immediately for quick resolution.

With these tools and protections, managing your card stays convenient, safe, and stress-free.